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发表于 19-8-2013 09:11 PM | 显示全部楼层 |阅读模式
请问大家都把钱还清了又或者有跟着schedule还吗?
如果被listed后除了不能借其他loan又还会有什么影响呢?
CTOS 和 CCRIS的分别是什么?
有谁可以解释一下。。谢谢!

KUALA LUMPUR: Starting this month, the National Higher Education Fund Corporation (PTPTN) is collaborating with Bank Negara to list PTPTN loan holders under the Central Credit Reference Information System (CCRIS).

According to Education Minister II Datuk Seri Idris Jusoh, those who have not settled their loan repayments should discuss this matter with PTPTN or they might face difficulties when applying for other loans.

However, he said this was not something scholars should worry about.

"This system was put in place for those who are adamant about not repaying their loans," said Idris during a press conference Monday after the PTPTN Hari Raya celebration here.

He added that those unable to repay their loan could discuss their payment plan with PTPTN to come up with a new repayment schedule.

This would enable their names to be excluded from the CCRIS database, he added.

Those who managed to repay their loans in one lump sum before Sept 30 this year will get a 20% discount.

http://www.thestar.com.my/News/Nation/2013/08/19/Education-PTPTN-loan-Bank-Negara-CCRIS-database.aspx
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发表于 19-8-2013 10:31 PM | 显示全部楼层
我是几个月还一次,然后还多一点。很怕中招。
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发表于 19-8-2013 10:47 PM | 显示全部楼层
蚂蚁看世界 发表于 19-8-2013 10:31 PM
我是几个月还一次,然后还多一点。很怕中招。

我也是...
每次还都要被charge那RM0.50就很不爽鸟....
去那边还又很麻烦....
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发表于 19-8-2013 11:34 PM | 显示全部楼层
CTOS是黑名单
CCRIS是还款拖欠或不美,但是还没有被列入黑名单的地步。
好像是这样,不对的话请指正。
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发表于 19-8-2013 11:53 PM | 显示全部楼层
我一年还一两次而已,数目少过一整年该还的,这样会中吗?
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发表于 20-8-2013 01:09 AM | 显示全部楼层
我6月才毕业。几时才要开始还?
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 楼主| 发表于 20-8-2013 09:05 AM | 显示全部楼层
就是我啦 发表于 20-8-2013 01:09 AM
我6月才毕业。几时才要开始还?

他们会寄信给你的。。但是通常都lost in transit
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