hi..我叫顺利。不好意思打扰你。我是做HLA的。如果你对我们的HLA INCOME BUILDER SAVING PLAN 有兴趣,可以PM我。现在有promotion ^^ thanks =)
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Interested in the HLA Income Builder plan as part of your retirement portfolio? Find out the benefits of this wonderful plan and decide if it would be something you will be interested in.
The Hong Leong Income builder is a plan that combines both savings and insurance coverage into one big plan.
A few notable points of this package:
1. Limited Premium Payment Term
For Hong Leong Income Builder, you can choose to pay the yearly premium for a total of either 6, 9 or 12 years. If you take 6 years, you will only pay/input for a total of 6 years and be done with it. For the whole 20 years, you get to enjoy annuity payments into your bank account at the end of every year. For those who prefer to retain the money back in the account, you can earn interest (compounding on 5.5%).
For those who prefer to prolong the premium payment term, you have the option to choose 9 years or 12 years too. The yearly premium can be changed to an amount you’re comfortable with.
* Yearly Payout includes both Total Guaranteed Yearly Income and Total Accumulated Cash Dividends
** Accumulation Option includes both Total Guaranteed Yearly Income and Total Accumulated Cash Dividends
2. Guaranteed Death or Total Permanent Disability (TPD) Benefit
With this plan, you can nominate a beneficiary for unforeseen premature death. This nomination feature can serve as a Will for wealth distribution. The total amount of death or TPD benefits can be up to 6.5 times of the Yearly Premium total. This is what differs from normal savings plans. The added death and TPD protection can give you a peace of mind.
3. Accidental TPD Benefit
In addition to the death and TPD benefits above, there is an extra TPD benefit for TPD case that are accidental in nature. The amount is total of 300% of the Yearly Premium total.
4. Up to 90 Years Old
This policy can be extended up to 90 years of age, as compared to typical insurance plans that has earlier expiry age.
5. Advancement of future Guaranteed Yearly Income
The Advancement of future Guaranteed Yearly Income (GYI) allows the policy holder to apply for an advance payment of the GYI when they have a major events happening. This lump sum advance withdrawal is subjected to approval and can be used for events such as: wedding, child birth, death in family, new house and more.
Plan Your Retirement Early And Consider The HLA Income Builder Plan
I invite you to check out this plan and add it to your portfolio. For more information, do contact me at 017-4820018.