请问做会计的问题

lingling000

请问以下还钱的方式,有什么差别。
1。giro
2.eft
3.bank draft
4.tt

lingling000

谢谢大家。

chongchingsoo

樓主，打個电话去问銀行或者去銀行customer service问问。

单字一个P

cash。。。。。。。。

HaPpYAngeL^^

giro transfer, is a payment transfer from one bank account to another bank account and instigated by the payer, not the payee.

'Telegraphic Transfer - TT' An electronic method of transferring funds. Telegraphic Transfers are used primarily for overseas wire transactions.

A banker's draft (also called a bank cheque, bank draft in Canada or, in the US, a cashier's check) is a cheque (or check) where the funds are taken directly from the financial institution rather than the individual drawer's account.

Direct debit payments, sometimes called electronic checks, for which a business debits the consumer's bank accounts for payment for goods or services. Wire transfer via an international banking network such as SWIFT. Electronic bill payment in online banking, which may be delivered by EFT or paper check.

资料源于google search

爱情来了

1.giro
-->Internet Banking / Online Banking。这个只要有银行网上服务帐号，就可以使用。分为两种：转账去同样的银行，不需付服务费；Interbank的话，则需付RM0.10服务费

2.eft
--> 如无错误的话，这个应该是electronic funds transfer，就是一个平台让你付钱的，比如说Paypal之类的

3.bank draft
--> 这个是银行汇票，就是你用现金到银行，给Counter，银行出一张支票给你要付的对象。通常都用于政府部门。每一间银行收费不一样，不过大同小异，PUBLIC BANK的是RM5.65一张

4.tt
--> Telegraphic Transfer，这个多数适用于汇款至外国的户口。收费因银行而异。