skim amanah rakyat 1malaysia.

idcs

刚刚看到facebook 有人讲najib 刚推出这个康头帮助穷人。有人apply 了吗？details 是怎样的？利率给多少？

angrybird

http://www.maybank2u.com.my/mbb_ ... /Personal/LOA-Loans

看了.就是要穷人去借RM5000 钱投资Amanah Saham 1Malaysia (AS 1Malaysia),利息政府帮你还,为期五年.

Skim Amanah Rakyat 1Malaysia (SARA 1Malaysia)

Skim Amanah Rakyat 1Malaysia (SARA 1Malaysia) is a special Scheme initiated by the Government of Malaysia aimed at promoting the participation of the low-income group to save and invest; apart from to assist them in managing the impact of the rising current cost of living.

The Scheme will be implemented in collaboration with Permodalan Nasional Berhad (PNB) and selected financial institutions.

Through this Scheme, eligible Malaysians will have the opportunity to apply for a RM5,000 loan from participating financial institution to invest in Amanah Saham 1Malaysia (AS 1Malaysia) managed by Amanah Saham Nasional Berhad (ASNB), and will receive attractive incentive payments on their savings and investments.

SARA 1Malaysia Loan

A term financing to purchase AS1M unit trust

Skim Amanah Rakyat 1Malaysia (SARA 1M) Loan is another form of term financing to purchase Amanah Saham 1Malaysia (AS1M) unit trust. It is offered to eligible Bumiputera & non-bumiputera age 18 to 58 years old with combined gross household monthly income of between RM500 to RM3,000. The distribution is based on first-come-first serve basis, subject to terms and conditions and availability of the fund.

Eligibility

Malaysians aged between 18 and 58 years old.

Gross household income of between RM500 and RM3,000.

Applicants must not be declared bankrupt throughout the loan funding period.

Applicants and/or spouse must not be a participant or beneficiary of any ASNB-related Government programme i.e. Program Pembangunan Rakyat Termiskin; ASB Sejahtera; and ASW2020-Bandar.

Applicants and/or spouse do not have any investments in ASNB unit trust products OR applicants and/or spouse(s) (household) have a combined aggregate investment of less than RM10,000 in all ASNB products.

All-clear status for ASNB unit trust account.

Only one member of the household is eligible to obtain the loan funding.

Application is approved for a loan at one bank.

Definition of Household

Eligible household refers to individuals with gross household monthly income of between RM500 and RM3,000 including the following categories:

Married - a combination of gross income of the husband and wife; and
Single mothers or fathers - individual gross income.
Loan Amount

RM5,000 per customer
Loan Tenure

5 years (Fixed)
Margin of Advance

100%
Repayment Frequency

Monthly
Calculation of Interest

Monthly rest
Special Features

Interest borne by the government
Borrower to serve principal amount of RM84 for 59 months and RM44 for the 60th month (5 years)
Incentive amount for 60 months (5 years) borne by the government

福气又安康

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