【基金专题讨论】2011年-大众信托基金III

我是是坏人

我手上有一个Bond fund。里面有loaded和low loaded unit，全部都过了90天期限。若要repurchase是会自动选择low loaded unit是吗？

不知道我有没有记错。近期要做repurchase。

kent05

马股临尾收盘起4.76至1500点, malaysia boleh一下.

福气又安康

回复 1882# kent05

习惯就好。

sooyin4820

这100k 是闲钱么？

如果这100k，是你短期1年内要用到的钱，那么就把它放在 银行存款吧，再不然就放在 ...
AK- 发表于 26-12-2011 11:14 PM

我會參考的,謝謝你的建議,但可以建議我幾支還有額度的bond fund嗎?

sooyin4820

最近股市风险不低，最好别一大笔钱进场。
或许开始做最小的DDI，慢慢学习。投资基金也需要时间学 ...
ahlauweihotmail 发表于 27-12-2011 10:02 AM

謝謝,收到

leekk8

我會參考的,謝謝你的建議,但可以建議我幾支還有額度的bond fund嗎?
sooyin4820 发表于 27-12-2011 08:21 PM

债券基金的选择不多，大部分也大同小异，可以考虑PSTBF或者PIINCOME。

目前关闭的是PBOND，PIBOND和PSBF。

CANONMM

我手上有一个Bond fund。里面有loaded和low loaded unit，全部都过了90天期限。若要repurchase是会自动选择 ...
我是是坏人 发表于 27-12-2011 03:12 PM

    你是要“卖掉”还是要“转换”基金？
~repurchase是所谓的“卖掉”基金
~switching是所谓的把现有的基金“转换”到另一项基金

我是是坏人

你是要“卖掉”还是要“转换”基金？
~repurchase是所谓的“卖掉”基金
~switching是所谓的把现 ...
CANONMM 发表于 28-12-2011 10:52 AM

我是要卖掉部分的units。但是里面有loaded和low loaded units咯。

福气又安康

回复 1888# 我是是坏人

low-load units会先被赎回。

我是是坏人

回复 1889# 福气又安康
谢谢你的资料！！！

sooyin4820

债券基金的选择不多，大部分也大同小异，可以考虑PSTBF或者PIINCOME。

目前关闭的是PBOND，PIBOND和 ...
leekk8 发表于 28-12-2011 09:53 AM

    謝謝你的資料

Traveller

巴菲特《Buy American. I am》

THE financial world is a mess, both in the United States and abroad. Its problems, moreover, have been leaking into the general economy, and the leaks are now turning into a gusher. In the near term, unemployment will rise, business activity will falter and headlines will continue to be scary.

So ... I’ve been buying American stocks. This is my personal account I’m talking about, in which I previously owned nothing but United States government bonds. (This description leaves aside my Berkshire Hathaway holdings, which are all committed to philanthropy.) If prices keep looking attractive, my non-Berkshire net worth will soon be 100 percent in United States equities.

Why?

A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful. And most certainly, fear is now widespread, gripping even seasoned investors. To be sure, investors are right to be wary of highly leveraged entities or businesses in weak competitive positions. But fears regarding the long-term prosperity of the nation’s many sound companies make no sense. These businesses will indeed suffer earnings hiccups, as they always have. But most major companies will be setting new profit records 5, 10 and 20 years from now.

Let me be clear on one point: I can’t predict the short-term movements of the stock market. I haven’t the faintest idea as to whether stocks will be higher or lower a month — or a year — from now. What is likely, however, is that the market will move higher, perhaps substantially so, well before either sentiment or the economy turns up. So if you wait for the robins, spring will be over.

A little history here: During the Depression, the Dow hit its low, 41, on July 8, 1932. Economic conditions, though, kept deteriorating until Franklin D. Roosevelt took office in March 1933. By that time, the market had already advanced 30 percent. Or think back to the early days of World War II, when things were going badly for the United States in Europe and the Pacific. The market hit bottom in April 1942, well before Allied fortunes turned. Again, in the early 1980s, the time to buy stocks was when inflation raged and the economy was in the tank. In short, bad news is an investor’s best friend. It lets you buy a slice of America’s future at a marked-down price.

Over the long term, the stock market news will be good. In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497.

You might think it would have been impossible for an investor to lose money during a century marked by such an extraordinary gain. But some investors did. The hapless ones bought stocks only when they felt comfort in doing so and then proceeded to sell when the headlines made them queasy.

Today people who hold cash equivalents feel comfortable. They shouldn’t. They have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value. Indeed, the policies that government will follow in its efforts to alleviate the current crisis will probably prove inflationary and therefore accelerate declines in the real value of cash accounts.

Equities will almost certainly outperform cash over the next decade, probably by a substantial degree. Those investors who cling now to cash are betting they can efficiently time their move away from it later. In waiting for the comfort of good news, they are ignoring Wayne Gretzky’s advice: “I skate to where the puck is going to be, not to where it has been.”

I don’t like to opine on the stock market, and again I emphasize that I have no idea what the market will do in the short term. Nevertheless, I’ll follow the lead of a restaurant that opened in an empty bank building and then advertised: “Put your mouth where your money was.” Today my money and my mouth both say equities.



“无论美国还是世界其他地方，金融市场都是一片混乱。更糟糕的是，金融系统的问题已渗透到整体经济中，并且呈现出井喷式发展。短期内，美国失业率将继续上升，商业活动停滞不前，而媒体的头条也令人心惊胆颤。因此……我一直在购买美国股票。我指的是自己的私人账户，之前该账户除了美国政府债券外没有任何资产(这不包括我所持伯克希尔-哈撒维公司的资产，因为这部分资产将全部投入慈善事业)。如果股价价格继续保持吸引力，我的非伯克希尔净资产不久后将100%是美国证券。
　　
　　为什么？我奉行一条简单的信条：别人贪婪时我恐惧，别人恐惧时我贪婪。当前的形势是——恐惧正在蔓延，甚至吓住了经验丰富的投资者。当然，对于竞争力较弱的企业，投资人保持谨慎无可非议。但对于竞争力强的企业，没有必要担心他们的长期前景。这些企业的利润也会时好时坏，但大多数都会在未来5、10 或20 年内创下新的盈利记录。澄清一点：我无法预计股市的短期波动，对于股票在1 个月或1 年内的涨跌我不敢妄言。但有一种可能，即在市场恢复信心或经济复苏前，股市会上涨，而且可能是大涨。因此，如果你想等到知更鸟报春，那春天就快结束了。回顾一下历史：在经济大萧条时期，道琼斯指数在1932 年7 月8 日跌至41 点的历史新低，到1933 年3 月弗兰克林•罗斯福(ranklin Roosevelt)总统上任前，经济依然在恶化，但到那时，股市却涨了30%。第二次世界大战初期，美军在欧洲和太平洋遭遇不利。1942 年4 月，美国股市跌至谷底，当时距离盟军扭转战局还很远。同样，20 世纪80 年代初，尽管经济继续下滑，通货膨胀加剧，但却是购买股票的最佳时机。简而言之，坏消息是投资者的最好朋友，它能让你以较低代价下注美国的未来。
　　
　　长期而言，股市整体是趋于利好的。20 世纪，美国经历了2 次世界大战、代价高昂的军事冲突、大萧条、十余次经济衰退和金融危机、石油危机、流行疾病和总统因丑闻而下台等事件，但道指却从66 点涨到了11497 点。也许有人会认为，在一个持续发展的世纪里，投资者几乎不可能亏钱。但确实有些投资者亏了，因为他们总是在感觉良好时买入，在市场充斥着恐慌时卖出。今天，拥有现金或现金等价物的人可能感觉良好，但他们可能过于乐观了，因为他们选择了一项可怕的长期资产，没有任何回报且肯定会贬值。其实，美国政府的救市政策很可能导致通货膨胀，并加速现金贬值。未来10 年，证券的投资回报率肯定要高于现金，也许会高出很多。那些手持现金的投资者还在等待好消息，但他们忘了冰球明星韦恩•格雷茨基(Wayne Gretzky)的忠告：“我总是滑向冰球运动的方向，而不是等冰球到位再追。”我不喜欢对股市进行预测，我再次强调，我对股市的短期行情一无所知。我看到一家开在空荡荡银行大楼里的餐馆打出的广告：“从前你的钱在这里，今天你的嘴在这里。”但今天，我的钱和嘴巴都在股市里。”


可能之前在股票专区或其他论坛有人贴过这篇股神的文章，不过我觉得也应该在基金论坛这里和大家分享一下，因为股票基金和股市也是息息相关的。

福气又安康

别人贪婪时我恐惧，别人恐惧时我贪婪

sooyin4820

請問哪個網站有全部大眾基金的介紹?
謝謝回答

sasasa

今天才收到pm的email关于新的fund
Public Islamic Savings Fund (PISVF)
原来已经开始了...
目前 ...
eDiSoN26 发表于 19-12-2011 02:36 PM

你好，请问这个是属于高风险的吗？
值得投资吗？
promotion到31号是吗？

eDiSoN26

你好，请问这个是属于高风险的吗？
值得投资吗？
promotion到31号是吗？
sasasa 发表于 29-12-2011 10:27 AM

详情你可以这里去阅读
http://www.publicmutual.com.my/Resources/FeaturedArticles/FundArticles.aspx
promotion到明天(30号)

sasasa

详情你可以这里去阅读
http://www.publicmutual.com.my/Resources/FeaturedArticles/FundArticles.a ...
eDiSoN26 发表于 29-12-2011 11:07 AM

我刚刚有打给agent了，
是到30号，属于中风险，
我目前都是投资在bond比较多，bond的风险比较低，呵呵，不好意思，我对投资比较保守，
我目前投资的bond有PBOND,PDSF,PISBF,PIIFBF,PISTBF,PSTBF


PBOND我投资了大概一年的时间了，大概有10%回酬，
其他的bond是刚买的，还不知道回酬多少，。
请多指教，。

福气又安康

我刚刚有打给agent了，
是到30号，属于中风险，
我目前都是投资在bond比较多，bond的风险比较低，呵呵， ...
sasasa 发表于 29-12-2011 11:21 AM

哇唠也~PDSF也算是bond？

ahlauweihotmail

回复 1898# 福气又安康


    她说bond比较多好不好？没说全是bond。

福气又安康

回复 1899# ahlauweihotmail

我是针对这句啦。

我目前投资的bond有PBOND,PDSF,PISBF,PIIFBF,PISTBF,PSTBF