【Public Bank 交流專區】 大众银行 I

publicpang

原帖由 Mr.Business 于 7-11-2007 07:19 PM 发表
哦，其实我对理财方面也是有小小研究。。。

...你不理财...财不理你...

publicpang

哎呀...没有研究保险对银行业的影响...没有意见..

看来我要看看....

zeex100

应该是好事的。通常只有大银行才能进军bancassurance。星期五等着上吧。听朋友说RHB RESEARCH 有评述。 目标价12.2。谁可以POST 上来？

[ 本帖最后由 zeex100 于 7-11-2007 09:11 PM 编辑 ]

web

大众伙拍ING对LPI有什么影响？
我正等机会入股LPI，有点等不及了。。。

web

原帖由 甜蜜蜜的大米 于 7-11-2007 10:40 PM 发表



回教银行的部分, 我的同事还在忙着, 应该是明年的吧.

回教银行到底有什么好？
我本来在KL有丰隆来往户口，来到PG后我去当地分行开多个户口，那职员又哄又骗叫我开回教户口，不懂有什么着数？


（PS 我在丰隆开户口不是吃里扒外 ，是因为我需要介绍人，而我姐夫只有丰隆来往户口，因为他和灿叔的弟弟是老友鬼鬼。。。）

web

原帖由 Mr.Business 于 7-11-2007 06:38 PM 发表
第一刷 (First Reprint)是1999年1月。
第二刷是1999年2月。

我的是第二刷，哈。。。出版商是KL Mutual，我想PUBLIC MUTUA只是代售。。。

KL MUTUAL 是 PUBLIC MUTUAL 前身啦。。。

无花

对LPI 的影响应该不会太大.

据文告说,和ING合做的银行保险业是专注于个人意外保单,人寿保单,医疗保单等.和LPI的杂险没有冲突.标叔也不会拿石头砸自己的脚的.

蚂蚁小弟

大眾金融夥ING經營保險業務
2007年11月8日   10:26:00 a.m. HKT, XFNA

香港 (XFN-ASIA) - 大眾金融(626.HK)宣布, 母公司Public Bank Berhad (PBB)與ING訂立策略聯盟, 於亞太地區共同發展銀行保險業務、伊斯蘭保險業務及若干其他服務。ING會向PBB支付4,121.8萬歐元作為誠意金。 合作計劃由明年1月1日起, 為期10年, 可再延長5年。協議訂明, 大眾銀行香港及大眾財務將自ING獨家採購保險產品以分銷了香港客戶。 大眾金融可從是次的交易中, 亦會獲得412.2萬歐元的誠意金。 大眾金融今早9:30起停牌, 停牌前報4.85。 ql/kk AFN

Mr.Business

摘录自<LPI 伦平保險，大众银行的姐妹公司>

Update：
我于昨晚7pm电邮Mr. Tee Choon Yeow讯问大众银行与ING合作对LPI的影响。Mr. Tee与今早9am回复我。

Mr.Business问：
I noticed that Public Bank just announced that it will cooperate with ING Group through a 10-year alliance agreement. In the news report below, stated "ING products that will be exclusively offered to all Public Bank customers via this alliance include investment linked plans, employee benefits and credit life and traditional life products."
We know LPI has been cooperating with Public Bank for a long time by offering fire insurance, car insurance, MRTA...etc to Public Bank's customers. Will this cooperation and PLI's business be infected by Public Bank-ING's alliance? I am concern about this development...


Mr. Tee回复:
This development will not affect LPI at all as we are not lincenced to sell life products such as those mentioned.  This arrangement is over and above what we have with PBB and it will continue as before.

Mr.Business

原帖由 web 于 8-11-2007 02:20 AM 发表
KL MUTUAL 是 PUBLIC MUTUAL 前身啦。。。

哦，原来如此。。。哈。。。

new_new

大家好,我是新人...

Company Name : PUBLIC BANK BERHAD  
Stock Name  : PBBANK
Date Announced : 07/11/2007


   
Type : Announcement
Subject : Public Bank Berhad and ING Asia/Pacific Limited Sign Regional Strategic Alliance Agreement

Contents :

1. Introduction

Public Bank Berhad (“PBB”) is pleased to announce that it has entered into a long term Regional Strategic Alliance agreement (“the Strategic Alliance”) with ING Asia/Pacific Limited (“ING”) in the Asia-Pacific region on 7 November 2007. A distribution agreement has also been signed between PBB and ING Insurance Berhad, an affiliate of ING in Malaysia, on the same day.


2. Details of the Strategic Alliance

The Strategic Alliance involves the joint development of bancassurance business, Takaful business and various other services between PBB and ING in the Asia-Pacific region for the next ten (10) years. Pursuant to the Strategic Alliance, separate distribution agreements executed in any specific countries within the Asia-Pacific region will require PBB or its affiliates (defined as subsidiaries and associated companies) to distribute life insurance products, health insurance products and personal accident products which are combined with either life or health products (collectively the “Insurance Products”) from ING or its affiliates on an exclusive and preferred basis in the respective countries. Pursuant to this, separate distribution agreements have been drawn up for signing by PBB and its two subsidiaries in Hong Kong, namely Public Bank (Hong Kong) Limited (“PB(HK)”) and Public Finance Limited (“PFL”) with the local operations of ING, for PBB, PB(HK) and PFL to exclusively source Insurance Products from ING for distribution to their customers in Malaysia and Hong Kong. The distribution agreement has been executed by PBB on 7 November 2007, whereas PB(HK) and PFL will be executing their respective distribution agreements at a later date.


Under the distribution agreements, PBB and its two subsidiaries, PB(HK) and PFL, will jointly customise bancassurance products with ING to meet their customers’ needs and distribute them via their extensive branch network, sales personnel and telemarketing. A dedicated sales team will also be recruited to specialise in the distribution of high-value and tailored Insurance Products to multiple customer segments. A regional steering committee, comprising members from both PBB and ING, will be established to oversee the general implementation of the Strategic Alliance.


3. Salient Features of the Strategic Alliance

(i) The Strategic Alliance involves the joint development of the following proposed business opportunities:-

a) The development of bancassurance business in the Asia-Pacific countries whereby PBB and its affiliates (“the PBB Group”) will distribute Insurance Products of ING and its affiliates;

b) The distribution of takaful life and health insurance products or joint development of takaful business in the Asia-Pacific countries; including but not limited to the acquisition of an existing takaful business; and

c) The exploration and joint development of various other services, including but not limited to wealth management, joint promotional activities and co-branded credit card services.

(ii) PBB and its affiliates which have signed separate distribution agreements shall source Insurance Products exclusively from ING or its affiliates.

(iii) The Strategic Alliance will be for a duration of ten (10) years from 1 January 2008 to 31 December 2017, subject to a further extension of up to five (5) years.

(iv) ING shall have a guaranteed right to participate in all future Request For Proposal processed by PBB and have a right of first refusal over participation in any offering of Insurance Products initiated by PBB to its customers.

(v) In consideration for PBB’s willingness to enter into the Strategic Alliance, providing ING with the opportunity and rights to develop the proposed business opportunities and using its best efforts to maximise the penetration of ING’s Insurance Products and promoting ING brand value to its customer base, ING will make a goodwill payment to PBB amounting to euro (“EUR”) 41.218 million (equivalent to approximately RM200 million) upon commencement of the Strategic Alliance. A further amount of up to EUR12.363 million (equivalent to approximately RM60 million) will be paid over the duration of the agreement upon fulfillment of the conditions set out in the agreement.


4. Rationale and Prospects of the Strategic Alliance

PBB is the second largest domestic bank in Malaysia by market capitalisation, with an extensive branch network of 240 branches throughout Malaysia and affiliates in Hong Kong and China, Cambodia, Laos, Vietnam and Sri Lanka. With PBB’s strong presence in retail banking, the Strategic Alliance allows ING to tap into market segments not captured by the traditional insurance sales force. There is expected to be more productive use of the PBB Group’s customer base to enhance the delivery of the Insurance Products, as well as reciprocal business developed under the Strategic Alliance. This distribution channel for the delivery of Insurance Products is expected to be relatively cheaper, with any cost savings being potentially passed back to the PBB Group’s customers in the form of more competitive premiums and better customer benefits.

The sales of insurance products by the PBB Group is expected to grow substantially during the period of the Strategic Alliance and expand the PBB Group’s fee-based income.


5. Information on PBB

PBB was incorporated in Malaysia under the Companies Act, 1965 on 30 December 1965 as a limited company under the name of Public Bank Limited. It assumed its present name on 15 April 1966 and began its banking operations on 6 August 1966. Its listing on Bursa Malaysia Securities Berhad commenced on 6 April 1967. PBB is the second largest domestic bank in Malaysia by market capitalisation, with a branch network of 240 branches nationwide and 3 overseas branches. The PBB Group also conducts banking operations in Hong Kong and China, Cambodia, Vietnam, Laos and Sri Lanka. The PBB Group is also involved in providing other financial services, including investment banking, and fund management.


6. Information on ING

ING Asia/Pacific Limited is part of the ING Group which is one of the 20 largest financial institutions worldwide and ranked top ten in Europe. ING Group was formed in 1991 through the merger of Nationale-Nedelanden with NMB Postbank, then respectively the largest insurer and second largest banking institution in The Netherlands. This was the first merger between an insurer and a bank in the world, thus making ING Group a pioneer in the field of bancassurance. With a staff force of approximately 120,000 employees, the ING Group provides banking, insurance and asset management services to over 75 million customers in more than 50 countries. As of 30 June 2007, ING Group has EUR640 billion of investment assets under management, with total assets worth EUR1,300 billion and shareholders’ equity of EUR38 billion.






7. Effects of the Strategic Alliance

The Strategic Alliance is not expected to have any effect on the earnings and earnings per share of the PBB Group for the financial year ending 31 December 2007. However, for the financial year ending 31 December 2008, the PBB Group will recognise the goodwill payment of EUR41.218 million (equivalent to approximately RM200 million) upon commencement of the Strategic Alliance in year 2008 and the additional payment of EUR12.363 million (equivalent to approximately RM60 million), if paid, will be recognised over the duration of the Strategic Alliance. In addition, commissions earned from the distribution of bancassurance products are expected to increase the PBB Group’s future earnings, return on equity and return on assets.

The Strategic Alliance is expected to enhance the net assets and net assets per share of the PBB Group as a result of the expected increase in the earnings of the PBB Group as mentioned above.

The Strategic Alliance will not have any effect on the share capital, substantial shareholders’ shareholdings and gearing of the PBB Group.


8. Approvals Required

The Strategic Alliance is not subject to shareholders’ approval or any other regulatory approval. Approval from Bank Negara Malaysia has been obtained for the distribution agreement between PBB and ING Insurance Berhad. PBB or its affiliates will seek the relevant regulatory approvals on any local distribution agreements in the relevant countries, if required.


9. Duration of the Strategic Alliance

The Strategic Alliance will be effective for a duration of ten (10) years from 1 January 2008 to 31 December 2017, subject to a further extension of up to five (5) years.


10. Directors’ and Substantial Shareholders’ Interests

None of the directors, substantial shareholders of PBB and/or persons connected to them has any interest, direct or indirect, in the Strategic Alliance.









11. Statement by Directors

The Board, having considered all aspects of the Strategic Alliance, is of the opinion that the Strategic Alliance is in the best interest of the PBB Group, as it is expected to contribute positively to the future earnings and net assets of the PBB Group.


12. Documents for Inspection

The Regional Strategic Alliance Agreement and the distribution agreement signed by PBB will be available for inspection at the Registered Office of PBB at 27th Floor, Menara Public Bank, 146 Jalan Ampang, 50450 Kuala Lumpur during normal business hours from Monday to Friday (except public holidays) for a period of one (1) month from the date of this announcement.

publicpang

欢迎新新加入.........

new_new

谢谢。。。。。我只有100 share， 但还是很高兴。

publicpang

没关系....想当年..我也是100股..100股....每个月累计的...

new_new

每个月拿一千两百元出来真的很难的。。。
如今没有钱买，只好看他慢慢的上。。。

prestigio

我也是从100股开始的，真派舍。。。 希望它不要一下子跑太快，慢慢往上爬，keep住momentum，也给新股东一点时间慢慢累积，间中派点股息和红股当奖励，那我就很满足了。。。

无花

大众的钱都多到用不完,现在还收人家两亿做GOODWILL !!

可能有好消息o !!

看来我们的Publicpang之前说的有"好消息"确有其事!

ThermoFisher

回复 #2191 无花 的帖子

明天大众银行不知会下多少，我打算再进场买些来收。。。

publicpang

1295 (收市10.80)
10.50 (-0.30, -2.7%)
10.40 (-0.40, -3.7%)
10.30 (-0.50, -4.6%)
10.20 (-0.60, -5.5%)

1295F (收市11.40)
11.10(-0.30, -2.6%)
11.00(-0.40, -3.5%)
10.90(-0.50, -4.4%)
10.80(-0.60, -5.2%)

publicpang

大眾銀行冀5年內
保險業務貢獻增10倍
（吉隆坡8日訊）大眾銀行（PBBANK，1295，主板金融）冀在未來5年，可增加大馬及香港保險業務對公司總營業額貢獻增長10倍。
大眾銀行高級總經理王玉誠指出，目前，保險及相關業務貢獻大眾銀行總營業額50億令吉的0.3%。

“隨著未來5年，營業額將持續增長，保險業務貢獻也將隨之成長，因此預計在2012年底，保險業務貢獻可增加至3%。”

他說，3%的預測值是非常保守估計，但這是最基本目標。

他昨日出席與ING亞太保險（ING）簽署長達10年的區域聯盟合約后的記者會上，發表談話。

推出ING產品

列席者包括大眾銀行主席丹斯里鄭鴻標、董事經理拿督鄭亞歷、執行董事拿督李光南、ING亞太保險總執行長傑克健、大馬ING保險主席東姑阿都拉及總執行長尼爾馬拉梅農博。

此外，王玉誠也說，一直以來，大眾銀行都透過業務自行成長及合併方式，回饋股東。

“時機成熟，且又有價值不錯的公司或合作機會，我們也將認真考慮其可行性。”

在這項區域聯盟合約下，大眾銀行將從08年1月1日起至2017年12月底，以ING保險為基礎，提供銀行保險、回教保險、人壽、意外保險及財富管理等產品及服務。

大眾銀行將通過全馬240家分行包括保險經紀、電話銷售員等銷售管道，推銷ING保險旗下的產品。