【Public Bank 交流專區】 大众银行 I

无花

擦鞋罢了，平时又不见他们说。

Mr.Business

Thursday October 18, 2007

Public Bank's Teh beats all the odds
By ELAINE ANG

Teh Hong Piow – A Banking Thoroughbred traces the eventful 40-year financial odyssey of Public Bank Bhd founder and chairman. The story tells of how Public Bank is the cornerstone of Teh's life: Public Bank is him and he is Public Bank. They are synonymous. The book will hit bookstores nationwide soon. Proceeds from the sales of the book will go to charity.

STARTING a bank by any measure is not only rare but also exceptional.

For a young man – with only 16 years' experience in the banking industry and sharp business acumen – to set up his own bank and turn it into one of the country's finest financial institutions was a near impossibility.

Nevertheless, Teh Hong Piow, then 36, beat all the odds and became the founder, owner and managing director of Public Bank Bhd, which opened its doors for business on Aug 6, 1966, in a three-storey building at No 4, Jalan Gereja in Kuala Lumpur.


The book

Even from the start, Public Bank was no mediocre bank and different from the others – its niche was retail banking but with a new twist targeting the man-on-the-street.

The strategy bore fruit and the bank achieved positive results in record time, registering a profit after only five months of operations.

By the end of 1966, the bank's paid-up capital was RM12.75mil. On Sept15, 1966, a second branch was set up in Malacca, while Public Finance,a wholly owned subsidiary, started business on Sept 24, 1966. On Jan 7,1967, another bank branch was opened in Ipoh.

On April 6, 1967, Public Bank was listed on the Kuala Lumpur Stock Exchange with a paid-up capital of RM16mil, a record then for a commercial bank.


Malaysia's first Prime Minister Tunku Abdul Rahman Putra Al-Haj is warmly welcomed by Teh Hong Piow at the official opening of Public Bank on April 4, 1967.

The bank grew at an astounding pace, turning in profits every single year – even during the Asian financial crisis.

To Teh, it was an exhilarating adventure from the beginning. He was never doubtful of the success of his venture. Nor did he see it as a gamble. As with all businesses, one needs to take a calculated risk.

So how did it all start?

Where most ventures do – with ambition – in this case an unshakeable ambition driving the eager young Teh, who began life as a small trader in Singapore.

Teh had dabbled in tin mining, tourism, textiles and garments and property development, none of which gave him the fortune he sought.

When he got a job as a bank teller he found his true, unswerving vocation. He wanted to do nothing else but banking and nothing less than owning a bank.


Teh at the office

Teh joined the banking industry as a clerk in Oversea Chinese Banking Corp (OCBC) in 1950, at the age of 20. Within five years he was made an officer.

His starting salary was just S$130 a month, hardly enough to provide for his family. Teh has four children – three daughters and a son. Hiswife, a teacher, was drawing a bigger salary. However, his main objective was not the pay but a chance to learn the banking trade.

OCBC gave him the first defined glimpse of his dream – to start his own bank. Malayan Banking was the seminal phase, which developed him to the point when he was ready to take the plunge and realise his dream.

In 1960, the 30-year-old Teh left OCBC to be part of a small group which helped start Malayan Banking. He was one of the management staff charged with building the bank from scratch.

He rose swiftly through the ranks and became general manager within four years.

In 1966 came the decision to strike out on his own.


Teh - Boys Brigade

One of his earliest breakthroughs – a foray into housing development – generated some RM10mil, which was used as seed money to set up the bank.

For his management team, Teh enlisted the support of one of Malayan Banking's founders, Khoo Teck Puat, to take with him 10 Malayan Banking staff. One of them was Public Bank's current managing director, Datuk Seri Tay Ah Lek, who along with the rest were supposedly on secondment.The rest, as they say, is history.

Tan Sri Teh, as he became officially known from 1983, has seen his ambition fulfilled beyond his wildest dreams. And for one who's not known to rest on his laurels, he aims to take Public Bank to greater heights – making it a world-class player.

Teh has started the ball rolling with the acquisition of Hong Kong-based Public Finance Ltd (formerly JCG Finance Co Ltd) in 1990 and Public Bank (Hong Kong) Ltd (formerly Asia Commercial Bank) in 2006 as well as operations in Indochina.

The bank's key performance indicators are comparable with those of HongKong's Hang Seng Bank, the most profitable and efficient bank in the Asia-Pacific.

Hence the question, is Public Bank on the way to join the ranks of global banking giants such as HSBC Holdings plc, Citi and Bank ofAmerica Corp?

With Teh, nothing is impossible.

Source: Teh Hong Piow – A Banking Thoroughbred

http://biz.thestar.com.my/news/story.asp?file=/2007/10/18/business/19198449&sec=business

[ 本帖最后由 Mr.Business 于 18-10-2007 08:47 AM 编辑 ]

无花

大众的市值超越联昌，马船国际排在第四位了！！

有谁会买标叔的著作？？？ Teh Hong Piow-A Banking Thoroughbred

publicpang

有没有华语版....?

Mr.Business

原帖由 无花 于 18-10-2007 09:19 AM 发表
大众的市值超越联昌，马船国际排在第四位了！！

有谁会买标叔的著作？？？ Teh Hong Piow-A Banking Thoroughbred

我会买。

chengyk

原帖由 无花 于 18-10-2007 09:19 AM 发表
大众的市值超越联昌，马船国际排在第四位了！！

有谁会买标叔的著作？？？ Teh Hong Piow-A Banking Thoroughbred

我也会买。。。 几时出??

[ 本帖最后由 chengyk 于 18-10-2007 10:15 AM 编辑 ]

留下眼镜

丹斯里郑年事已高，他有什么明显的继承人？继承人和属下以及经理包括基金经理之间的配合度是怎样的？可否分享一下。

必须明白，要有什么生病还是什么消息，负面影响也是很大的。

红青蜓

原帖由 无花 于 18-10-2007 09:19 AM 发表
大众的市值超越联昌，马船国际排在第四位了！！

有谁会买标叔的著作？？？ Teh Hong Piow-A Banking Thoroughbred

请问那里有的看KLCI蓝筹股的市值表?

几时公开发售 - Teh Hong Piow-A Banking Thoroughbred ?

publicpang

大众银行 ...RM11.00 不远了.......!!

hello_hello92

开心和伤心。。。。好茅盾

hello_hello92

原帖由 留下眼镜 于 18-10-2007 10:55 AM 发表
丹斯里郑年事已高，他有什么明显的继承人？继承人和属下以及经理包括基金经理之间的配合度是怎样的？可否分享一下。

必须明白，要有什么生病还是什么消息，负面影响也是很大的。

会不会像外国公司请人才来管理。。？

无花

不知道什么时候出街。
想买一本明年股东大会时叫标叔帮忙签书。

publicpang

原帖由 无花 于 18-10-2007 09:19 AM 发表
大众的市值超越联昌，马船国际排在第四位了！！

有谁会买标叔的著作？？？ Teh Hong Piow-A Banking Thoroughbred

大众: RM10.70
SHARE ISSUED: 3,519,125,384
市值: RM376亿


联昌: RM11.00
SHARE ISSUED: 3,370,532,292
市值: RM370亿


大众急追土联...!!!!!!!!! 爽.........

无花

报纸都有啊，你看那100只指数股就可以看到。

红青蜓

没有那些处理好的市值表吗？？
之前好像曾经出现过此帖～

无花

问 TAKUMI 兄， 他常常会把Times的表贴上来

无花

原帖由 publicpang 于 18-10-2007 09:22 AM 发表
有没有华语版....?

为什么问我？？？ 我可不是印书的！

甜蜜蜜的大米

原帖由 无花 于 17-10-2007 11:11 PM 发表
做么要改标题????
什么报导酱够力??? 难道是标叔要宣布退休???

不要吓我,我还想加码大众的....

车....我叫你改标题叫大家去买报纸看看而已啦.宣传宣传一下新书出版, 不可以 meh ?
你们是不是买股票买得多, 敏感过度了 ??

甜蜜蜜的大米

书里面有一个章节是 publicpang应该很有兴趣的.
那是作者特地去专访我们的死对头   -- CIMB Bank 的大老板 Nazir , 让他谈谈他眼里的标叔.
想要知道 Nazir 说了些什么 ? 你们改天记得去买书看吼.

甜蜜蜜的大米

大众银行创办人郑鸿标:银行界的翘楚 2007/10/18 10:58:12
●南洋商报 陈品洁


创业是许多年轻人跃跃欲试的事，可是，能够崭露头角已不简单，要脱颖而出，甚至成为某一领域呼风唤雨的人物，简直遥不可及。


可是，这并非是不可能的梦想。４０年前，一位年仅３６岁的银行界总经理，获得了政府颁发的一张银行执照，成立了大众银行，不但奠定了今天在国内三大银行的地位，甚至跨出大马，迈进亚洲。

这位作风极为低调、精通金融管理、勤奋且重视诚信，拥有卓越的领导及管理能力的彪炳巨人，是大众银行创办人兼总裁丹斯里郑鸿标。

配合大众银行４０周年，一本由拿督Paddy Bowie撰写的《郑鸿标——银行界的传奇人物》（Teh Hong Piow - A Banking Thoroughbred）精装书籍即将面世。秉持企业履行社会责任的精神，书中的主任翁会将售书所得，捐献予慈善机构。

趁着新书的出版，与他共同奋斗了数十载的战友，即大众银行董事经理兼总执行长拿督斯里郑亚历和大众银行执行董事拿督李光南，在书里首次透露了许多郑鸿标令人钦佩的生活方式与态度，以及特出的企业管理哲学。

郑鸿标是个出自贫穷家庭的平凡人，那个年代，因贫困而提早辍学的大有人在。可是，他却凭着种种过人的优势和哲学，创造出银行界的神话！

可以说，平凡的郑鸿标，以不平凡的手法，打造了一家不平凡的银行，走着不平凡的人生。他的一生，只经营过一份事业，那就是银行业。

郑亚历言简意赅地说：“丹斯里打造了银行界完好的模范。他向全体职员灌输卓越的工作文化、职业操守和个人纪律，使严肃又单调的银行工作，变成乐趣无穷。”

大凡成大器者，聪明是其一，重要的还是勤奋。这位跟随郑鸿标40多年的得力助手指出：“为丹斯里做事，是‘一种艰难的工作、一种劳神的工作，往往亦是全心投入的工作！’”

无论如何，就好像李光南所说的：“丹斯里论功行赏的公正管理，让员工萌生了归属感，而他们90%的分行经理，皆是‘土生土长’的。”

今天，大众银行是国内最大的非官联银行，国际业务更横跨南中国海到香港、中国、越南、寮国、柬埔寨和斯里兰卡。

2006年5月间，大众银行通过旗下的子公司——日本信用保证控股，以45亿港元（约22.5亿令吉）价格，收购香港的亚洲商业银行。在收购这家已易名为大众银行（香港）有限公司的银行之后，大众银行已拥有进军中国的平台。