【Public Bank 交流專區】 大众银行 I

publicpang

经济：柬埔寨是传统农业国，工业基础薄弱，属世界上最不发达国家之一，生活在贫困线以下的人口２８％。矿藏主要有金、磷酸盐、宝石和石油，还有少量铁、煤、铅、锰、石灰石、银、钨、铜、锌、锡。林业、渔业、畜牧业资源丰富。木材种类多达２００余种，总积蓄量约为１１．３６亿立方米。盛产贵重的柚木、铁木、紫檀等热带林木，并有多种竹类。由于战乱和滥伐，森林资源破坏严重，森林覆盖率从占全国总面积的７０%降为３５%， 主要分布在东、北和西部山区。柬水产资源丰富，洞里萨湖是世界上著名的天然淡水渔场，也是东南亚最大的渔场，素有“鱼湖”之称。西南沿海也是重要渔场，多产鱼虾。农业在国民经济中占主要地位。农业人口约占总人口的７１％，占劳动总人口７８％。

(以上的新闻不是最新的....可能是几年前的.... )

所以,未来发展空间是很大的......尤其是...........

无花

尤其是我们的大众有银行,又有保险.....

publicpang

原帖由 无花 于 29-9-2007 09:40 PM 发表
EPF 在 28/09 还买进,它应该不是众粉肠之一.

那天的VOL很大....很大的BQ和SQ....

无花

.........................

[ 本帖最后由 无花 于 29-9-2007 11:07 PM 编辑 ]

无花

下午的时看到buyer=10.00,seller=10.10,price=10.00,本来想吃下一lot 10.10,让它上去10.10的.结果忙了一下,回头看时已经是9.90了

publicpang

不是挂........你用1K来爽啊............

chon

原帖由 publicpang 于 29-9-2007 11:33 PM 发表
不是挂........你用1K来爽啊............

不是要来爽！是无花有牺牲精神！

还是已经没有耐性！

hello_hello92

如果LPI和大众合并。。。。放远中国比较有利

publicpang

当然....可以吃进中国市场当然比较好...14亿人口...

CAMBODIA只有1.3千万人后...100倍

chon

原帖由 publicpang 于 30-9-2007 12:22 AM 发表
当然....可以吃进中国市场当然比较好...14亿人口...

CAMBODIA只有1.3千万人后...100倍

你认为中国真的只有１４亿人口吗？

我可以想象不只，，，，，！

Takumi

看来还需要加把劲才行。

大众神林

各位好， 我 大众神林 也来筹筹热闹！
我在3月和8月各买了100股大众银行。平均价是RM9.10.
看到大众升到RM10.00时，有一点爽
长期投资，就让她升吧！但十块钱进场，以现在的局势，会太高了吧！
我是新人，若有得罪之处，请见谅。

无花

1k买大众还可以啦。1来我的平均成本还低，100股不会增加太大的成本。
2.只要过了10元，它的股价就是1角上下了，再多10天就要公布财报了，如果它的势头还在，一定起到PANG pang 声

无花

原帖由 甜蜜蜜的大米 于 29-9-2007 10:19 PM 发表
今天去出席Maybank的AGM.
发现很多股东都喜欢拿Public Bank来作为比较,
什么Public Bank 可以做到这样那样,你们Maybank为什么就做不到这样那样.
我听在耳里,喜的是公众的赞扬, 但是忧的也是这些赞扬,
万一那 ...

那些人真的很奇怪，如果认同大众的方式，何不买大众的股，干嘛去买其他银行股？？
按巴菲特的其中一个理论，如果你自己都不认同MBB的经营方式，你就不该买MBB。

无花

原帖由 hello_hello92 于 30-9-2007 12:09 AM 发表
如果LPI和大众合并。。。。放远中国比较有利

从柬埔寨的例子看来，大众和伦平很可能还会在其他地区再合做。很可能是越南和老挝。最后很可能是香港和大陆。

[ 本帖最后由 无花 于 30-9-2007 02:43 PM 编辑 ]

常山趙子龍

香港和中國的股市大起
應該大眾銀行的盈利應該也有上吧

无花

原帖由 基金小子 于 21-9-2007 09:55 PM 发表
下一个目标成为亚洲最高回酬的银行。。。有没有机会?

连新加坡的3大银行(星展DBS,大华,华侨) 都切低左,亚洲回酬最高的银行还是有可能的.

无花

原帖由 chon 于 20-9-2007 11:59 PM 发表
请问无花，以大众目前的实力和投资金额，能够和中国的４大国营银行以及HSBC，花旗，渣打竞争吗？大众主要是从事商业贷款还是房屋贷款？THANKS！！！！！

看回2006年大众香港的年度财报,当时只在深圳有分行,在上海和沈阳,台湾很等的只是代表处,
所以相信大众香港在大陆的分行多是进行商业银行的服务,如服务投资大陆的港商,汇款等,零售业务应该不多.

新开的好像是分行,详情要等2007的报告出来了才可能知道.

[ 本帖最后由 无花 于 30-9-2007 05:53 PM 编辑 ]

无花

原帖由 chon 于 29-9-2007 11:43 PM 发表



不是要来爽！是无花有牺牲精神！

还是已经没有耐性！

还好没有壮烈牺牲

无花

28-09-2007: BCHB emerges as 22nd strongest bank in Asia Pacific
by Gan Yen Kuan
Email us your feedback at fd@bizedge.com


SINGAPORE: Bumiputra-Commerce Holdings Bhd (BCHB), which owns the CIMB banking group, jumped 130 places to rank 22nd in the Asia Pacific’s 300 largest banks by strength this year, according to the Asian Banker 300 report (AB300).

Both Malayan Banking Bhd (Maybank) and Public Bank Bhd tied for the eleventh position this year in the regional bank strength ranking, The Asian Banker said in a statement yesterday.

The report contains two influential rankings of Asian banks, namely a list of Asia’s 300 biggest banks by assets, and a separate evaluation on their fundamentals in a ranking of strength.

The Asian Banker said BCHB was the year’s biggest strength score improver, achieving significant inorganic growth through last year’s acquisition of Southern Bank Bhd.

“The management was incredibly active in rebranding branches, integrating Southern Bank’s operations and restructuring its corporate structure.

“This led to higher than expected bottom line growth, helping the bank’s strength ranking jump 130 places to number 22 in the region, albeit still much lower than its two giant domestic peers Public Bank and Maybank, who tied for eleventh,” it said.

Hongkong and Shanghai Banking Corporation topped the list of strength ranking, which was distilled from 11 performance indicators.

Hong Kong had the greatest numbers of banks among the 50 strongest with 11 entrants, followed by India with nine entrants.

Overall, the AB300 report, which was based on 2006 financial data, showed a 7.8% increase in aggregate profits to US$118.2 billion (RM413.7 billion).

“The key performance indicators of these banks, as well as the change in the country composition over the previous year’s survey, shows a reinforced banking landscape with more emerging market banks on the ranking,” it said.

The Asian Banker senior research analyst Benny Zhang said: “This year we have discovered that banks across the region are operating on a much more even keel and have generally stopped displaying the wild fluctuations that were characteristic the last four times we conducted the research.”

Across the region, it said banks’ assets were improving, and the average non-performing loan ratio of banks in the AB300 had decreased to 3.4% in 2006 from 6.4% two years ago. In the same period, their average bad loan coverage ratio had improved to 78.4% from 74.6%.

It added that operational efficiency had also helped the AB300 banks improve their profits, with cost-to-income ratio of the banks improving slightly to 51.7%.

“Banks are gradually making better use of their branch networks in generating fee income with only small additional investments needed for staffing and systems, and strong loan growth and sound interest spreads are also helping fuel top line growth,” it said.

With abundant initial public offerings and capitalisation activities across the region, this year’s AB300 banks’ aggregate shareholder equity had increased 16.3% from the previous year, it added.

Meanwhile, The Asian Banker said strong growth in emerging markets, as well as bank consolidation, was reshaping the composition of the AB300, as lacklustre Japanese banks made room for their Chinese and Indian peers.

Japanese banks made up the majority of the AB300 every year, and this year there were 109 Japanese banks among Asia’s 300 largest, it said.

“But with their low asset growth, especially compared with banks in emerging markets, more and more of the smaller Japanese banks are dropping off,” it said.

It added that Japan now had six fewer banks in the ranking, and that the Japanese banks’ contribution to the regional earnings pool had also slipped to 30.4% from 37% in 2005.

The Asian Banker said this year’s list had seen 16 newcomers, including six Chinese banks, two Indian banks, and one Thai bank.

“Chinese banks have seen their aggregate assets increase to 23% in 2006 from 20.7% in the previous year, and China’s banks’ contribution to the Asia-Pacific profit pool has jumped to 21.1% from 16.1% in the same period,” it said.

Banks in Australia, Hong Kong, India and Singapore also increased their contributions to the regional profit pool.

Mergers had also influenced the composition of the AB300, whereby three out of the 16 newcomers had been the result of mergers. The banks are Taiwan’s Mega International Commercial Bank, the Philippines’ Banco de Oro-EPCI and China’s Huishang Bank.

“As regional consolidation continues, we expect to see more banks enter the ranking as a result of mergers and acquisitions,” said Zhang.