tan81个人专区2--季度检讨--红红的09年1Q(48页）謝絕灌水

随风飘

原帖由 弹煮 于 23-3-2009 09:33 PM 发表
偶已经把广告加入了filter list，偶看不到

你是用什么

随风飘

原帖由 弹煮 于 23-3-2009 09:33 PM 发表
偶已经把广告加入了filter list，偶看不到

你是用什么品牌浏览器？（应该不是IE，我也不会用IE。除了windows我多微软的产品很反感）
我用Mozilla Firefox，点击阻止来自banner.cari.com.my，从此以后再也看不到来自佳礼的广告鸟！！！:@:@:@

[ 本帖最后由 随风飘 于 24-3-2009 06:51 PM 编辑 ]

tan81

大众之神讲的话，一定要记录。

回复 268# 无名小卒. 的帖子
1）低价买入高股息蓝筹股，可攻也可守，我成功的例子有大众银行和成功多多；
2）买进爆发力的成长股，成功的例子有KNM集团，赚了一番；
3）短期（两三个月）做差价买卖，严格奉行止损机制；不贪心，达到预设的目标价就套利，成功的例子有Scomi, Topglove;失败的例子有Scomi, Transmil, Gamuda.
4）股价暴跌时分批买入你最有信心的蓝筹股，等大市回稳后才套利，可能是几天，也可能是几周。
5）我并不鼓励股友用Margin，以免用上瘾而忽略了投资风险，如果你自认有办法驾驭它，也能承受万一失败的后果，Margin其实是一个不错的投资工具。

ThermoFisher

嘘。。。被二哥看到就要中骂了。。。

老散一名

原帖由 ThermoFisher 于 27-3-2009 04:48 PM 发表
嘘。。。被二哥看到就要中骂了。。。

哈哈，美人魚又出精囉。

klagigi

如果每点一次有2分，一定热到爆。。

弹煮

原帖由 随风飘 于 24-3-2009 06:48 PM 发表


你是用什么品牌浏览器？（应该不是IE，我也不会用IE。除了windows我多微软的产品很反感）
我用Mozilla Firefox，点击阻止来自banner.cari.com.my，从此以后再也看不到来自佳礼的广告鸟！！！:@: ...

偶的方法和你一样。

蚂蚁小弟

原帖由 弹煮 于 8-5-2009 09:27 PM 发表
黑衣容易中暑，晚上容易被撞瓜。

为什么黑衣会中暑呢？
衣服也会生病的啊？

tan81

Why the Cheap Will Never Get Rich

by Robert Kiyosaki
Email this Page IM this StoryBookmark this StoryAdd to your Del.icio.us accountDigg this StoryPrint this Story

Good (36 Ratings)
    2.361112/5

Posted on Tuesday, April 7, 2009, 12:00AM

The other day a friend of mine approached me excitedly, saying, "I found the house of my dreams. It's in foreclosure and the bank will sell it to me for a great price."

"How good is the price?" I asked.

"Just before the real estate market crashed, the seller was asking $780,000 for the property. Today, I can buy it from the bank for $215,000. What do you think?" she asked.

"How would I know?" I replied. "All you've given me is the price."

"Yes!" she squealed. "Now my husband and I can afford it."

"Only cheap people buy on price," I replied. "Just because something is cheap doesn't mean it's worth the cost."

I then explained to her one of my most basic money principles: I buy value. I will pay more for value. If I don't like the price, I simply pass. If the seller wants to sell, he will come back with a better price. I let him tell me what he will accept. I know some people love to haggle; personally, I don't. If a person wants to sell, they will sell. If I feel what I am buying is of value, I'll pay the price. Value rather than price has made me rich.

Against my advice, my friend sought financing for her "dream" home.

Fortunately, the bank turned her down. The house was on a busy street in a deteriorating neighborhood. The high school four blocks away was one of the most dangerous schools in the city. Her son and daughter would either have to go to private school or take karate lessons. She is now looking for a cheaper house to buy and has asked her father, who is retired, for help with the down payment. If her past is a crystal ball to her future, she will likely always be cheap and poor, even though she is a good, kind, educated, hard-working person.

My Point of View

What follows are some thoughts on why my friend will probably never get ahead financially -- especially in this market.

1. She and her husband have college degrees but zero financial education. Even worse, neither plans to attend any investment classes. Choosing to remain financially uneducated has caused them to miss out on the greatest bull and bear markets in history. As my rich dad often said, "What you don't know keeps you poor."

2. She is too emotional. In the world of money and investing, you must learn to control your emotions. When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

My dad often said, "High emotions, low intelligence." To be rich, you need to see the good and the bad, the short- and long-term consequences of your decisions. Obviously, this is easier said than done, but it's key to building wealth.

3. She doesn't know the difference between advice from rich people and advice from sales people. Most people get their financial advice from the latter -- people who profit even if you lose. One reason why financial education is so important is because it helps you know the difference between good and bad advice.

As the current crisis demonstrates, our schools teach very little about money management. Millions of people are living in fear because they followed conventional wisdom: Go to school, get a job, work hard, save money, buy a house, get out of debt, and invest for the long term in a well-diversified portfolio of mutual funds. Many people who followed this financial prescription are not sleeping at night. They need a new plan. Had they sought out a little financial education, they might not be entangled in this mess.

A Thank You to Jon Stewart

Speaking of finance experts, I personally want to thank Jon Stewart of 'The Daily Show' for taking on Jim Cramer and CNBC. Jon Stewart did an incredible job of representing the millions of people all over the world who have lost their savings in the market. He was right in saying he thought it "disingenuous" to advise people to invest for the long term through their retirement plans while knowing full well that traders could steal Americans' retirement money by trading in and out of the market. Most traders like Cramer realize that investing in mutual funds for the long term is financial suicide. Cramer should have spoken up, but we all know why CNBC won't let him tell the truth. If he did, the station's advertisers would leave.

While I applaud Cramer for going on 'The Daily Show' and facing the music, I'm afraid he was marginalized by Stewart -- certainly outgunned -- and he has lost his credibility. He may pay an even bigger price if the SEC decides to dig deeper.

Jim Cramer is a very smart man. I watch his show. I just do not follow his advice.

In closing, I will say what I have said for years: We need financial education in our schools. Without it, we cannot tell the good advice from the bad.

hdcyng

《熙戏犀》
　　　　西溪犀，喜嬉戏。席熙夕夕携犀徙，席熙细细习洗犀。犀吸溪，戏袭熙。席熙嘻嘻希息戏。惜犀嘶嘶喜袭熙。

十一哥

原帖由 hdcyng 于 8-4-2009 04:54 PM 发表
《熙戏犀》
　　　　西溪犀，喜嬉戏。席熙夕夕携犀徙，席熙细细习洗犀。犀吸溪，戏袭熙。席熙嘻嘻希息戏。惜犀嘶嘶喜袭熙。

做麼你在這～西溪犀～
oh oh 沒事做咧。

ZheHui

頂一頂。
p/s 陳哥哥你去了那裡澎查查。

tan81

网友的来信：

在玩了富爸爸穷爸爸现金流101游戏后，才知道自己严重缺乏财务管理的能力，也渐渐看清楚自己未来的路要怎么走。

看了你的部落格，以及在佳礼房产的帖子，也获益不浅，有机会希望可以好好与你结交。

对了，知道你会出席富爸爸作者今年5月的3天座谈会，希望届时可以在部落格看到你的分享。也感谢你无私的分享，相信可以让不少有心的初学者少走许多歪路。期待你的回复。

tan81

交个朋友，绝对没有问题。指教就不敢当。
目前我的投资成绩还是很烂的。

你要学，找Thermofisher 就好了。

如果没有看到我来Cari，可以留言到我的部落格。
我有时常检查的。记得留下你的Username。

很高兴认识你。希望你多点分享。

tan81

妈妈的健康出了一些问题。所以最近我都没有工作和处理投资的事情。

现在她比较Ok了，我才继续做我的事情。
当然，现在有人专职照顾她，我才比较放心。

最近的斩获，只是一点点的PBB 。
顺便回答一些网友的问题，如果我有卖出任何股，会在部落格更新。

如果我没有更新任何事情，就是没有交易。

另外，我有斩获的是房产。不过不会在这里分享。
大家可以来我在房产的帖子坐坐。

8years

身体健康最重要，金钱什么时候都可以赚到。祝安康。

tan81

谢谢8年兄和其他朋友的祝福。

今天去了Nestle 的股东大会回来。
获益不浅。如果你是有做生意的，听Nestle SA 的代表分享Nestle 在商业活动里的实践，就听出耳油了。

我只能分享说，Nestle真的是一家值得投资的好公司。

回来后，查看自己的ACC，竟然看到有一堆货成功的丢出去了。
今天卖出4400股的MFCB。RM0.83。

多了一些现钱，下个月就比较容易检便宜货。

无花

陈总可以分享多一些 NESTEL 代表的说话内容吗?!

ckwong8086

原帖由 tan81 于 16-4-2009 02:39 PM 发表
谢谢8年兄和其他朋友的祝福。

今天去了Nestle 的股东大会回来。
获益不浅。如果你是有做生意的，听Nestle SA 的代表分享Nestle 在商业活动里的实践，就听出耳油了。

我只能分享说，Nestle真的是一家值得投资的 ...

WHY下个月有便宜货买？NESTLE股东大会还告诉你WHAT消息？？？

tan81

这么多内容，我只能尽量。
会写在部落格。