这个社会有那么多金龟吗?

momoco27

哪来这么多金龟?

SecretCrystal

以下的真人真事，请楼主分享给你朋友. 英文版才是原文

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一個年輕漂亮的美國女孩，在美國一家大型網上論壇金融版上，發表了這樣一個問題帖︰

我怎樣才能嫁給有錢人？

我下面要說的都是心裡話。本人25歲，非常漂亮，是那種讓人驚艷的漂亮，談吐文雅，有品位，想嫁給年薪 50 萬美元的人。

你也許會說我貪心，但在紐約年薪100萬才算是中產，本人的要求其實不高。這個版上有沒有年薪超過50萬的人？你們都結婚了嗎？我想請教各位一個問題 -- 怎樣才能嫁給你們這樣的有錢人？

我約會過的人中，最有錢的年薪25萬，這似乎只是我的下標。要住進紐約中心公園以西的高尚住宅區，年薪25萬遠遠不夠。我是來誠心誠意請教的。有幾個具體的問題︰

一、有錢的單身漢一般都在哪裡消磨時光？（請列出酒吧、飯店、健身的名字和詳細地址。）

二、我應該把目標定在哪個年齡段？

三、為什麼有些富豪的妻子看起來相貌平平？我見過有些女孩，長相如同白開水，毫無吸引人的地方，但她們卻能嫁入豪門。而單身酒吧裡那些迷死人的美女卻運氣不佳。

四、你們怎麼決定誰能做妻子，誰只能做女朋友？（我現在的目標是結婚。）

波爾斯女士 --




下面是一個華爾街金融家的回帖︰


親愛的波爾斯︰我懷著極大的興趣看完了貴帖，相信不少女士也有跟你類似的疑問。讓我以一個投資專家的身份，對你的處境做一分析。

我年薪超過50萬，符合你的擇偶標準，所以請相信我並不是在浪費大家的時間。

從生意人的角度來看，跟你結婚是個糟糕的經營決策，道理再明白不過，請聽我解釋。拋開細枝末節，你所說的其實是一筆簡單的“財”“貌”交易︰甲方提供述人的外表，乙方出錢，公平交易，童叟無欺。但是，這裡有個致命的問題，你的美貌會消逝，但我的錢卻不會無緣無故減少。

事實上，我的收入很可能會逐年遞增．而你不可能一年比一年漂亮。因此，從經濟學的角度講，我是增值資產，你是貶值資產，不但貶值，而且是加速貶值！你現在25歲，在未來的五年裡，你仍可以保持窈窕的身段，俏麗的容貌，雖然每年略有退步。但美貌消逝的速度會越來越快，如果它是你僅有的資產，十年以後你的價值甚憂。

用華爾街術語說，每筆交易都有一個倉位，跟你交往屬於「交易倉位（TradingPosition）」，一旦價值下跌就要立即拋售，而不宜長期持有--也就是你想要的婚姻。聽起來很殘忍，但對一件會加速貶值的物資，明智的選擇是租賃，而不是購入。

年薪能超過50萬的人，當然都不是傻瓜，因此我們只會跟你交往，但不會跟你結婚。所以我勸你不要苦苦尋找嫁給有錢人的秘方。順便說一句，你倒可以想辦法把自己變成年薪 50 萬的人，這比碰到一個有錢的傻瓜的勝算要大。

希望我的回帖能對你有幫助。如果你對“租賃”感興趣，請跟我聯繫。

*********************************************

    THIS APPEARED ON CRAIG'S LIST

    What am I doing wrong?

    Okay, I'm tired of beating around the bush. I'm a beautiful (spectacularly beautiful) 25 year old girl. I'm articulate and classy. I'm not from New York. I'm looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City , so I don't think I'm overreaching at all.

    Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 100 - 150. But that's where I seem to hit a roadblock. 150,000 won't get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she's not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

    Here are my questions specifically:

    - Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms

    -What are you looking for in a mate? Be honest guys, you won't hurt my feelings

    -Is there an age range I should be targeting (I'm 25)?

    - Why are some of the women living lavish lifestyles on the upper east side so plain? I've seen really 'plain jane' boring types who have nothing to offer married to incredibly wealthy guys. I've seen drop dead gorgeous girls in singles bars in the east village. What's the story there?

    - Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?

    - How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

    Please hold your insults - I'm putting myself out there in an honest way. Most beautiful women are superficial; at least I'm being up front about it. I wouldn't be searching for these kind of guys if I wasn't able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.


    --------------------


    THE ANSWER

    Dear Pers-:

    I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, I'm not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here's how I see it.

    Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here's why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here's the rub, your looks will fade and my money will likely continue into perpetuity...in fact, it is very likely that my income increases but it is an absolute certainty that you won't be getting any more beautiful!

    So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you're 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

    So in Wall Street terms, we would call you a trading position, not a buy and hold...hence the rub...marriage. It doesn't make good business sense to "buy you" (which is what you're asking) so I'd rather lease. In case you think I'm being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It's as simple as that. So a deal that makes sense is dating, not marriage.

    Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as "articulate, classy and spectacularly beautiful" as you has been unable to find your sugar daddy. I find it hard tobelieve that if you are as gorgeous as you say you are that the $500K hasn't found you, if not only for a tryout.

    By the way, you could always find a way to make your own money and then we wouldn't need to have this difficult conversation.

    With all that said, I must say you're going about it the right way. Classic "pump and dump."
    I hope this is helpful, and if you want to enter into some sort of lease, let me know.

    ____________
    Rob Campbell
    J.P.Morgan
    Diversified Industrials Investment Banking
    277 Park Avenue, 16/F, New York , NY 10172

ran_area

祈福 发表于 21-11-2012 10:38 AM
多少钱？    我们私下聊，免得版主又骂我。。。。特别是那个@yoke7

我不要钱，我要吃大餐罢了 吃是人生一大享受~

kasioz

ran_area 发表于 21-11-2012 10:09 AM
现在坐在我对面就有一个贤妻type的，很厉害下厨几下，我们老板还问她要不要做兼职包伙食给我们公司   ...

不需要了謝謝，自己來就好。你的圈子既然已經認定要當老姑婆，就應該好好地貼埋心水一心一意做你們的老姑婆吧，我不應該kakacaucau的
你公司的女生們圈子是醬，不代表大部分的女生就不會繼續吊金龜，無風不起浪，你可以繼續否認事實，但是你控制不到外面的社會風氣，殘念........

ran_area

kasioz 发表于 21-11-2012 11:49 AM
不需要了謝謝，自己來就好。你的圈子既然已經認定要當老姑婆，就應該好好地貼埋心水一心一意做你們的老姑 ...

酱又是的~ 我还是开开心心的过我的日子就好了~

阿，不过想补充一句，那个圈子不圈子的，我只是想表达这世界上不是人人都爱金龟的，并没有否认我们的社会上有这种人，没有这种风气 ~   
你表弄到全部人误会我，我会死到很惨的咯~

轩琪

ran_area 发表于 21-11-2012 09:57 AM
不要酱讲咧~ 我整个 office 的女生和我的女性朋友都没有人要钓金龟的~
只是想找个能心意相通，情投 ...

这个我很承认
世界上的确还有很多不贪钱的女生,
我也是其中一个,只想找个真正疼我的

但是我身边的同学,亲戚,朋友几乎所有的女生..每天谈到拍拖,就说要金龟
搞到我很压力下
等下妈妈也陪出来说
女儿,你看人家几风光, 你也钓金龟去

轩琪

momoco27 发表于 21-11-2012 11:15 AM
哪来这么多金龟?

不可否认2,30岁的男生月入,6-7千有车有屋是蛮多
但也有很多2,30的男生月入2,3千没车没屋....那些怎么办?

轩琪

angeline85 发表于 21-11-2012 10:30 AM
呵呵，我现在不会笑她吊金龟，我会等她年华老去的时候，而她的金龟又去找更年轻的美女的时候，再在她的身边 ...

我问过一名追求着金龟的女性朋友
她说:我跟着没钱的,他以后也有可能会外面有第三者,烂赌
        我跟着有钱的,他也会这么做
既然两者一样,我干嘛不选有钱的?
以后的事谁知道


别打我,我朋友说的

ran_area

轩琪 发表于 21-11-2012 12:10 PM
这个我很承认
世界上的确还有很多不贪钱的女生,
我也是其中一个,只想找个真正疼我的

女儿,你看人家几风光, 你也钓金龟去

这句真是金句，那些姨妈姑姐最喜欢
见到面就 “你有男友了吗？没有啊？在等金龟哦？”
不然就 “XX阿，老公慢慢找啦，钓个金龟回来~”

话说，不要管那些人说什么啦~
自己清楚自己要什么就够了，有钱不一定能幸福的~

ran_area

轩琪 发表于 21-11-2012 12:21 PM
我问过一名追求着金龟的女性朋友
她说:我跟着没钱的,他以后也有可能会外面有第三者,烂赌
        我跟着 ...

现在的爱情也很商业化的了 在爱情版混久了你就会发现了~
搞到像商业贸易那样，又长期投资啦，又亏拉，又分散投资啦潜力股啦什么的~

KillIdiot

最喜歡碰到這種女人感動我的話就乾脆犧牲色相了

KillIdiot

在罵女人吊金龜前

你們這裡哪個男人不是泡美女？有本事給我追塊豬扒娶回家啦

轩琪

KillIdiot 发表于 21-11-2012 12:25 PM
最喜歡碰到這種女人感動我的話就乾脆犧牲色相了

怕你最后敌不过她的美色..死在她手里

轩琪

ran_area 发表于 21-11-2012 12:22 PM
这句真是金句，那些姨妈姑姐最喜欢  
见到面就 “你有男友了吗？没有啊？在等金龟哦？”
不然就  ...

人言可畏~~
等下带个没钱的回来
亲戚肯定在那里说:哎哟,你看我女儿的男朋友几有钱,生日带我女儿去欧洲玩,你还年轻,换一个好点的啦


所以很想找个没人认识的地方,跟爱你的人过简单生活就好了

ran_area

轩琪 发表于 21-11-2012 12:32 PM
人言可畏~~
等下带个没钱的回来
亲戚肯定在那里说:哎哟,你看我女儿的男朋友几有钱,生日带我女儿去欧洲玩 ...

回她：恩咯恩咯~很好很好~你女儿赢了~very good 我没有你女儿这种命的拉，我有爱我的人就够了~

Micky@Chew

那她们要慢慢等了。。哈哈。。

angeline85

轩琪 发表于 21-11-2012 12:21 PM
我问过一名追求着金龟的女性朋友
她说:我跟着没钱的,他以后也有可能会外面有第三者,烂赌
        我跟着 ...

我sayang你其实不是说你要就一定会得到，一切随缘

fjsoon

这些说不要娶漂亮女人的男人
以后就算是娶了一个长相普通的
后来还是会找个情妇吧

酱还不是一样

祈福

ran_area 发表于 21-11-2012 11:28 AM
我不要钱，我要吃大餐罢了  吃是人生一大享受~

大餐罢了。。。ok，没问题

Sims001

轩琪 发表于 18-11-2012 08:27 PM
我有个朋友，名副其实的单身金龟..

每次出门都是拖鞋短裤，那些女生一眼都不看他

我朋友也是这种pattern。。人很和气，穿着也很随便。
刚好到他住的洲那里，想叫他带出去吃东西。

他驾M字车来酒店载我，
我会怕咯，治安不好嘛。