野火购屋记 （31-10-2016 拜拜了，野火屋！）

tckiat_5700

回复  AhSengSg


    终于要完成了。
记得之前是说2010年就完成的，我还在想是不是工程遇到难题而拖延 ...
野火 发表于 30-9-2011 10:08 AM

在这人造水沟里划船还是可行的，but one way only.
如果政府起个闸门收ERP，那就完美了。

AhSengSg

你搬来Punggol后就能看到很多有bomb shelter的房子了，这边每一间家都有。
tckiat_5700 发表于 30-9-2011 08:56 PM

    不是说，新的 hdb 不需要 bomb shelter 的吗？

AhSengSg

回复 900# tckiat_5700

到底 bomb shelter 是怎样能弄成这样的？

   

tckiat_5700

不是说，新的 hdb 不需要 bomb shelter 的吗？
AhSengSg 发表于 4-10-2011 11:49 PM

是吗？小弟没有听说到这一个消息。再看野火兄的新floor plan，还是有看到household shelter啊。

tckiat_5700

回复  tckiat_5700

到底 bomb shelter 是怎样能弄成这样的？
AhSengSg 发表于 4-10-2011 11:55 PM

做宽出来就行了。很多人用不同的方法来遮，但都要做宽出来。Sengkang 也有不少。

AhSengSg

哦, 我一直以来叫那边为Punggol End.
tckiat_5700 发表于 28-9-2011 05:22 PM

Punggol Point
    http://en.wikipedia.org/wiki/Punggol_Point

New waterfront promenade and park at Punggol Point

http://www.ura.gov.sg/pr/text/2007/pr07-133.html

AhSengSg

做宽出来就行了。很多人用不同的方法来遮，但都要做宽出来。Sengkang 也有不少。
tckiat_5700 发表于 5-10-2011 12:00 AM

    bomb shelter 的门还在吗？
做宽是什么意思？

tckiat_5700

bomb shelter 的门还在吗？
做宽是什么意思？
AhSengSg 发表于 5-10-2011 12:08 AM

还在，言语上很难解释了。

野火

终于，我要被HDB处罚了。
昨天是HDB邀请我们去选ParcVista屋子的日子，这两三个星期，ParcVista剩下的这两间给华族选的屋子都没被人选去
http://www101.hdb.gov.sg/hdbvsf/eampu05p.nsf/0/11MAYBTOPG_page/$file/11MAYBTOPG_map.htm?open&ft=5room

我们昨天没有去选，所以正式成为HDB一直以来都大义凛然的向大众宣称的挑剔的买屋者。

我拿到的是4xx号，也就是说这两间屋子有4xx多人不要。

宁愿冒着被HDB处罚的可能，也不要选这两间屋子的人，应该也有百人以上。

所以我们的价值观并不奇怪，奇怪是作为垄断PublicHousing的发展商HDB，需要用这种方法来逼人买下大多数人都不要买的屋子:@。

我们接下来会失去FirstTimer的优先权一年，可是读了HDB网站上的讯息，还是不明白这一年是从什么时候开始，什么时候结束。
如果是从昨天07/10/2011到07/10/2012之间HDB Launch的Sales的话，那么我们上个月申请的9月的BTO，我们还算是FirstTimer。
如果9月的BTO开始我们就不是FirstTimer的话，那么我们将不是FirstTimer到什么时候？如果到07/10/2012的话，我们实际上被处罚超过1年。
不过对最Arrogant的发展商HDB来说，它说了算，其他一切都是Noise:@

tckiat_5700

终于，我要被HDB处罚了。
昨天是HDB邀请我们去选ParcVista屋子的日子，这两三个星期，ParcVista剩下的这两 ...
野火 发表于 8-10-2011 10:30 AM

野火大大，别气馁。BTO在未来一两年都应该还会有的。不然就用second timer的名誉去申请。
HDB要卖低楼的房子，我还是那么的想，从设计上和价钱上下手。

1）低楼的设计应该是大一点的。
     - 很多新四房式的组屋就只是90sqm，很多都有个问题，没有dining area或很勉强的放个dining table。如果底楼四房能够变大而改善这一点，相信会有小部分人会拿低楼四房。
     - 低楼的景观可以比较充满绿意，就好如一些公寓一样，有好的view，可以吸引人购买。
     - 在外面提供一个小地方让底楼居民有地种植，免却很多人想种植又苦无地方的问题，可以吸引家里有老人家的家庭。

2）售价较低- 售价得低过现有的价钱，或给多点grant，相信会多点人想拿低楼。

以上纯属小弟的浅见，如果有问题别shoot我。

AhSengSg

买屋子的人必读。。。

Sunday Times
Published on Oct 9, 2011

The MRT effect Home buyers swear by the 'MRT effect' on property prices, so we take a look at how this might be playing out on real estate near the final part of the Circle Line a 16.6km stretch with 12 new stations that officially opened on Friday.
By Joyce Teo

Residents living along the newest stretch of the Circle Line can finally rejoice now that the trains have started running but property owners have already reaped the benefits of the so-called MRT effect.
Put simply, being near an MRT station can make a clear difference to real estate values.
But while there is no denying the convenience an MRT line brings, the problem is in quantifying the effect as many factors affect home prices.


Mr Joseph Tan, executive director for residential services at CBRE, says properties near MRT stations usually carry at least a 10 per cent price premium.
'It's about the level of convenience that the line brings to the neighbourhood. When it comes to pricing a property, accessibility and amenities are always an advantage,' he adds.
Ms Chia Siew Chuin, director of research and advisory at Colliers International, agrees: 'Without a doubt, an MRT line will improve accessibility and that will make a location more attractive.'
The extent of the premium, however, would depend on how close to the station the property is, say consultants. The nearer it is, the higher the premium.
But it could also be hit by other factors. Mr Alan Cheong, Savills Singapore's associate director for research and consultancy, points out two key factors in the newest stretch of the Circle Line: its proximity to town and its route.
It goes through some fairly prime locations like the Botanic Gardens area, and residents may not necessarily save a lot of time by travelling by train as they can also take the bus or drive to work, he says.
'The Circle line is snaking through the middle- to upper-income bracket areas where public transport is not likely viewed as a necessity,' adds Mr Cheong.
That suggests the MRT effect will be stronger in places where accessibility to stations is a big plus, particularly if these areas are farther away from town, says Ms Chua Chor Hoon, DTZ's head of South-east Asia research.
'Hence, the price increase is likely to be higher in public housing areas where more residents depend on public transport,' she says.
The MRT premium would also depend on whether the line brings commuters directly to a major zone of employment like Raffles Place, as the Circle Line does not, says Mr Nicholas Mak, research head of property consultancy SLP International.
Mr Cheong says the benefits of an MRT line may immediately accrue more to the retail units around the Telok Blangah, Labrador Park and Pasir Panjang stations than to private homes.
Resale prices of HDB flats around these stations, as well as those around Holland Village, may continue to rise, he says.
Now that the line is in operation...
Buyer interest could rise but individual sellers cannot expect huge immediate price rises just because the line is running, consultants say.
The MRT effect would have been felt most keenly when the station locations were first determined so any price rise after that would likely be minor as general market conditions would then play a bigger part, says Mr Mak.
New launches may still set price benchmarks in those areas, but prices of older developments would be affected by their age and design, says Mr Cheong.
'Now that the MRT line is operational, sellers will naturally ask for an even higher price. But whether they can achieve them will depend on current market conditions,' says CBRE's Mr Tan.
'There is uncertainty now, with indications of prices stabilising. But whether there will be a price slide will depend on external factors, on how bad things can get outside of Singapore.'
Putting aside current market conditions, MRT stations could still work their magic some time down the road.
Knight Frank chairman Tan Tiong Cheng says: 'The MRT effect would have been priced in but not fully so because of the disruption, noise and traffic disruptions during the construction stage.
'The convenience will be felt when the station is completed and rental increases may then kick in.'
Mr Mak says the next stage of possible price adjustment, albeit a possibly gradual one, can happen some time down the track when people discover how convenient the MRT line is.
Mr Tan says: 'How high prices can go will depend on the amenities around the project at that certain point in time.'
Apart from the amenities, prices would also depend on whether there are any developments in the area, though those hoping to see major commercial projects spring up around MRT stations and, hence, huge price increases, should keep in mind that it may not happen soon, says Mr Mak.
For example, the vacant plots around Woodlands MRT station have remained in the same state for more than a decade, he says.
Nevertheless, the good thing about a property near an MRT station is its price resilience.
'Over the long term, a property that is near an MRT station vis-a-vis one that is farther away will generally hold its value better during a downturn and see better price appreciation during an upturn,' says Ms Chua.
New research by consultancy Colliers International shows that average property prices in the areas within a 10min walk or 1km radius of most of the 12 new stations have risen substantially since 2009.
Ms Chia says the price rise is due to a combination of factors, including the market upswing and the MRT effect.

AhSengSg

Caldecott
This station is on Toa Payoh Rise which leads to Thomson Road and its many plant nurseries. It is also near the Singapore Association of the Visually Handicapped.
Since the first quarter of 2009 until the second quarter this year, average landed home prices have risen by about 70 per cent.
Non-landed homes saw a bigger surge of nearly 84 per cent from the first quarter of 2009 to the third quarter this year.
At nearby Thomson 800, prices have risen 50.6 per cent since the third quarter of 2009, faster than the 36.6 per cent rise in the government price index for non-landed homes in city fringe areas, Mr Cheong points out.
Botanic Gardens
This station sits at one corner of Botanic Gardens and is near Cluny Court, the French embassy and Serene Centre.
Average prices of landed homes around Botanic Gardens station gained 107.5 per cent from the second quarter of 2009 to the second quarter this year.
But average non-landed homes increased by only 30 per cent from the second quarter of 2009 to about $1,440 psf in the third quarter this year. For instance, prices at Adam Park Condominium and The Shelford have risen by 37.5 per cent and 34.5 per cent respectively in the same period.
A project called 10 Shelford was launched in April this year at between $1,221 psf and $1,912 psf.
Farrer Road
This station is very near two old food haunts, Empress Road Market and Food Centre and Westlake Eating House.
Average prices of landed properties climbed about 23 per cent from the third quarter of 2009 to the second quarter this year. And non-landed homes have advanced 25 per cent from two years ago to $1,615 per sq ft as of the third quarter this year.
Prices at Sommerville Park have increased 73 per cent since 2009, according to Colliers International.
D'Leedon was launched in November last year at between $1,063 psf and $2,055 psf.
Holland Village
The station is in a hip enclave with ample food and beverage establishments and shops that appeal to expatriates and locals alike.
From the first quarter of 2009 to the second quarter this year, average prices of landed homes are up by nearly 40 per cent while non-landed home prices are up 40.3 per cent to $1,513 psf.
In the same period, The Merasaga in Jalan Merah Saga saw the fastest increase in average prices in the area of about 43 per cent to $1,584 psf. At Leedon 2, prices rose 34 per cent.
Recent launches in the area include the sold-out 41-unit Loft@Holland, which was launched in January at between $1,630 and $2,167 per sq ft.
'The addition of a new station will further enhance the accessibility and hence, attractiveness of the locality and in turn, support potential upsides in demand and prices of residential homes there,' says Ms Chia.
Buona Vista
This station is linked to the existing Buona Vista station, which is near the Ministry of Education.
one-north
This station takes you to the research hub one-north. Fusionopolis lies on one side and the Insead campus on the other.
Average non-landed home prices have risen by 68.3 per cent from the first quarter of 2009 to an average of $1,295 psf in the third quarter. Average prices at One-North Residences have soared 71.6 per cent in the same period.
Ms Chia says demand for homes in the area is expected to be healthy as employees are expected to look to reside near their workplaces in the one-north areas.
'This is expected to provide positive support for home prices in the locality.'
Kent Ridge
This station is near the National University Hospital, National University of Singapore and Science Park 1. There are few residential projects within a 10min walk.
Haw Par Villa
As the name suggests, this is your destination if you want to visit Haw Par Villa.
From the second quarter of 2009 to the third quarter this year, average non-landed home prices rose 58.7 per cent to $1,398 psf while prices at The Peak@Balmeg have risen by about 30.6 per cent.
The most recent project launch in the area was Horizon Residences, which went on sale in the second quarter of last year at between $1,271 and $1,688 per sq ft.
Pasir Panjang
This is near Pasir Panjang Food Centre and Pasir Panjang Distripark.
From the second quarter of 2009 to the third quarter this year, prices of non-landed homes rose about 64 per cent to $1,129 psf.
Average transacted prices rose the fastest in Flynn Park, where units were sold at an average of $1,306 psf in the third quarter, up about 36 per cent from $960 psf in the second quarter of last year.
The latest project launch in the area is Viva Vista in South Buona Vista Road and Pasir Panjang Hill. It hit the market in August last year and was sold for between $1,128 and $1,641 psf.
Labrador Park
This is where you stop if you are looking for the Labrador Nature Reserve, PSA Building or the Alexandra Distripark. Like Kent Ridge station, there are few residential projects within a 1km radius.
Telok Blangah
This is next to the golf course at Keppel Club.
Non-landed homes registered a rise of 92 per cent since the first quarter of 2009 to about $1,890 psf as of the third quarter.
This could be partly due to the two new projects launches this year, says Ms Chia of Colliers International.
The Foresta@Mount Faber was launched in May from $1,600 and $2,067 psf while Skyline Residences was released in July. The highest price achieved was $2,436 psf, she says.
Among the old developments, prices at Harbour View Towers rose by nearly 90 per cent from $708 psf in the first quarter of 2009 to $1,343 psf as of the third quarter.
HarbourFront
This station is linked to the existing HarbourFront station.

AhSengSg

http://www.straitstimes.com/STI/STIMEDIA/pdf/20111008/ST_IMAGES_PAGE29.pdf

http://www.straitstimes.com/STI/STIMEDIA/pdf/20111008/ST_IMAGES_PAGE30.pdf

紅慧星馬沙

终于，我要被HDB处罚了。
昨天是HDB邀请我们去选ParcVista屋子的日子，这两三个星期，ParcVista剩下的这两 ...
野火 发表于 8-10-2011 10:30 AM

    所以說，前世沒做壞事的人就別申請公民權了

AhSengSg

ished October 8, 2011

Fixed rate home loans more popular as Sibor rises Analysts expect local interest rates to rise due to slower S$ appreciation By SIOW LI SEN AS interest rates threaten to inch higher, more home loan buyers are turning to fixed rate loans for peace of mind. The key three-month Sibor or interbank rate yesterday ended at 0.38 per cent. Although unchanged from the previous day, it is now up almost 12 per cent from a month ago when it hit a low of 0.34 per cent on Sept 9. DBS Bank, the largest home loan provider here, said 20 per cent of new borrowers now go for its interest rate cap package, first launched in August. Since Sept 1 the rate has been sitting at 1.49 per cent. A DBS spokeswoman said that while the outlook for interest rates is to remain low for an extended period, the volatile global economic environment has created risks and uncertainties. 'To give customers peace of mind when it comes to their mortgage repayment, which is a long-term commitment, DBS introduced three-month Sibor floating rate packages with interest rate cap in August,' she said. 'Under this unique scheme, customers benefit from the current low interest rate and at the same time, enjoy certainty if interest rate starts to rise. 'Since its introduction, 20 per cent of our customers who have opted for the 3-month Sibor packages have taken up this scheme,' she added. More and more analysts expect local interest rates to rise further given the slower economic growth outlook which could lead the Monetary Authority of Singapore to slow down the rate of appreciation of the Singapore dollar at next week's monetary policy statement. 'We expect a slower rate of appreciation of the SGD which means that interest rates will rise relative to the US interest rates,' said Wei Zheng Kit, Citi economist. The three-month Sibor could rise to 0.50-0.70 per cent, depending on the stand the MAS takes next week, he said. Bankers said that given the uncertainly it will be better for borrowers to opt for a package which gives flexibility. Alan Lau, Maybank Singapore head of consumer banking, said that traditionally its fixed rate home loan packages have been very popular with its customers, but in recent months, more have gone for the interbank-pegged packages, in part due to the low interbank rates environment. 'Yet there is a segment of customers who take a short-term view that Sibor rates will remain relatively low but want to hedge their risks against possible uptrend of interest rates after 12 months,' he said. Maybank's hybrid home loan packages which come with the first-year rate pegged against the three-month Sibor and thereafter fixed rates for the second or second and third years will cater well for this group of customers, said Mr Lau.

野火

回复 930# tckiat_5700

Kiat大大，谢谢你的安慰

其实每一样事情都有两面，罚我们也好，让我不用去想要申请BTO乖乖的在Ubi住到2017年MRT建好小女小学读完

你的建议其实都是合理的，但我不认为HDB会去那么做，作为垄断市场的发展商，没有什么Motivation让它那么做的，就以ParcVista来说，虽然现在还有4间二楼的现有的申请者不要，我觉得还是不会卖不出，HDB收着一两年后在SBF推出，可能还可以卖更高的价钱让它赚更多

野火

所以說，前世沒做壞事的人就別申請公民權了
紅慧星馬沙 发表于 9-10-2011 01:39 PM

    哈哈哈，马沙老大，那么您老人家觉得前世虽然没做坏事可是今生却坏事做尽的应不应该申请呢？
还有那种申请公民权之前可能没做坏事，可是申请到了后却做坏事的应该怎么对付？

bornking

终于，我要被HDB处罚了。
昨天是HDB邀请我们去选ParcVista屋子的日子，这两三个星期，ParcVista剩下的这两 ...
野火 发表于 8-10-2011 10:30 AM

在新加坡，HDB就是神！谁也不可能超越！

11月的BTO要推出，你会去申请？

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyingNewFlatFlatsonOffer?OpenDocument

Bedok
Bukit Panjang
Hougang
Punggol
Yishun

野火

回复 931# AhSengSg


    盛兄，无可否认靠近MRT的屋子肯定看涨，可是我觉得是相对性的，也就是说CircleLine地铁站附近的屋子会涨的那么多主要是因为现在整个市场的屋价都在涨。
    我的一位中学学妹在200x年买了当时还没建好的HougangMRT附近的屋子，她说当时只比远离MRT站的贵两三万而已，因为当时屋子的市场非常差，而东北线MRT的开业又延期了。
    这个CircleLine也是延期了好几年对吗？
    读到有人开玩笑说新加坡的地铁线上回准时开业已经是在80年代的事了，过后的都是延延延，希望DTL不会延

读到HDB/PM说今年建25k间新组屋，等于一个ClementiTown，加上明年的25k间就是50k间，等于一个AngMoKioTown。
说到建很多很了不起那样
为什么不说新加坡这几年增加的人口足够占据整个AMK+TPY+Hougang++++？？？:@

野火

回复 938# bornking


    11月我不会申请，因为没有我喜欢的地点。而且11月我肯定被处罚，只能以2ndTimer的身份申请