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定期存款讨论区(Part 2)参考 #235 - #242 楼
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发表于 7-11-2015 07:30 PM
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11月1号开始,ambank有放6个月定期,4.25%哦,最少rm10k,到月尾而已哦,最新促销哦。 |
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发表于 8-11-2015 12:43 AM
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看来银行还没升息,年头跑着4.10,年尾才4.20,看来离5%还很远。。。 |
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发表于 8-11-2015 10:17 PM
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发表于 8-11-2015 10:20 PM
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第四个月才用 5% 计算,四个月的平均利息是 4.075% p.a.
下面就有注明了
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发表于 8-11-2015 10:22 PM
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啊~, 原来如此。感谢说明 |
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发表于 10-11-2015 12:17 AM
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PBB 不是有5%咯
不過是第四個月才有5%
average起來4.1% pa
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发表于 10-11-2015 01:38 AM
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本帖最后由 神垂死 于 9-12-2015 01:40 AM 编辑
偶都鸡到啦。。所以偶就说还米有5%一年将多,扣到来都素4%多点,偶今年年头放都4.1X,现在才4.2X平均,所以证明银行还米升息,偶还有4个月就满鸟,现在看来离5%还有很远,所以要找高利息才看到肉,那些4%几千块一年的都看不到肉,还要被贬值掉。。。
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发表于 10-11-2015 11:12 PM
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你要看到肉,你就要投資liao
風險越高越好, 100k變 300k
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发表于 10-11-2015 11:38 PM
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对。。现在放远长远,FD真的看不到肉,打个比喻,以前放100千一年可以换一架iphone,现在放100千,买iphone还要倒贴。。。
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发表于 10-11-2015 11:47 PM
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你以為iphone還在iphone 4 2,199 的價錢?
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发表于 10-11-2015 11:50 PM
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发表于 10-11-2015 11:57 PM
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當然lar
你放的100k, 現在的還是100k,但是value 剩下 80k..........
可憐的我只有500 放FD
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发表于 11-11-2015 12:18 AM
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发表于 11-11-2015 01:03 AM
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產業?
名下什麼鬼都沒有
iPhone 6+ 一支
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发表于 11-11-2015 01:45 AM
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你有AMG c class,可以动的产业~
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发表于 11-11-2015 01:49 AM
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啊? 我? 沒有啊
W207
都沒本事買... 還C63 叻
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发表于 11-11-2015 07:02 PM
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FD增长率抵抗不料通货膨胀啊,五年前我放PB才2.85%
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发表于 18-11-2015 10:43 AM
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最近cimb bank有个 unfixed deposit也是定存吗?有人了解吗?
4.3%算很高了。 |
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发表于 26-11-2015 09:21 AM
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PB 第 1-6个月 4.1%,第 7-12个月4.5% 计算,12个月的平均利息是 4.3% p.a. Minimum RM 20,000.00. Promotion period :11/11/15 to 31/12/15. |
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发表于 5-12-2015 09:16 PM
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转帖:
Mistake : Not optimising the returns on savings
Malaysians love fixed deposits. Most of us will use these as our de facto ‘investment’ tool but is it the right way to think? Putting RM1,000 every month (RM240,000 total investment) in a fixed deposit (FD) account for 20 years, at an average of 3% interest per annum, will net you a total return of RM329,122.75.
However, if you had invested the same amount at an average rate of return of 8% (which is realistically obtainable through various investment options like unit trusts, share trading or even with ASB) per annum, you would get RM592,947.22.
In retrospect, keeping the money in FD would have caused you to lose RM263,824.47.The outcome is even worse for those who leave their money to languish in a savings account, which only sees a 1% to 2% per annum.
https://www.imoney.my/articles/3 ... affic-Promoted-Post |
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