金行收购金块比市价低25% 金玉华投资者或亏40% 国行调查黄金公司 全国 焦点新闻 2012-10-07 09:05
（吉隆坡6日讯）随着国行接二连三打雷霆检举四家黄金投资公司，而邻国也出现Genneva（金玉华）投资者宁亏损也要出售手上金块套现，我国会否涌现“售金套现”现象引人关注。
虽然目前我国金店尚未出现这现象，不过金店业者受询时都表明，可以收购这家公司的金块，但是会低于市价的20至25%，换言之，投资者的亏损会达到30至40%。
马来西亚金钻珠宝商公会联合总会署理会长萧德明说，截至目前为止，宝光各分行未接到有消费人拿着Genneva金块要求脱售。他也是宝光的执行董事。
他向《南洋商报》说，基本上，只要消费人把金块交来，传统金店是可以收的。
“然而，因为他们不是向我们（金店）购买，我们收金时，会照市价扣20至25%的价格。”
据了解，参与Genneva计划的投资者，都是高于市价20至30%向这家公司“购买”金块，以获得每年20至30%的利润（他们称之为hibah,即礼品），所以按此时的金价以及金店的扣除，投资者可能要亏损30至40%。
利息根据本金计算 询及为何这些消费人愿意高价向这家公司买金时，萧德明说对投资者而言，他们的利息是根据本金计算，因此即使手上的金块不值那个价格，对他们而言影响不大。
“最重要的是，他们已被告知，这家公司会以原价买回他们手上的金块，所以对投资者而言，他们并不在乎。”
不过，在新加坡因之前参与金玉华“黄金回购计划”的投资者认为，公司短时间内无法兑现回购黄金的承诺，一些人忍痛将部分黄金脱手套现。由于投资者买金条的价格一般比市价高出20%到30%，如果不按原定计划将黄金卖回给金玉华，除非金价大涨否则应该会蒙受损失。
确保不是假金才买 新加坡的经验是，一些商家对金玉华的黄金采取谨慎态度，确保不是假金才考虑购买。
在我国，虽然各地都暂未出现投资者竞争售金套现风潮，不过各地金商都表明愿意向黄金投资者，收购他们的金块，而业者都表明会检验金块。
针对此事，萧德明说，曾有顾客要求他们检验该家公司的黄金，从初步检验中，这些金块没有问题。
“如果是一公斤的金条，我们看体积和拿在手里，靠着经验，我们知道是真是假。但是，如果我们有怀疑，可以剪开金片，看是否是包金。
“一般不足1公斤的金块，我们只是用普通的X-光检测，除非有怀疑，才会剪开。”
他说，金块要造假，常用的手法是包金，若是镀金，内行人一眼就可以看穿。
他也说，手上有黄金的Genneva投资者，只要不是太急着用钱，大概都会等金价上涨后才脱售，以减低损失。
“损失最大的人，应该是那些没有拿黄金，只持有一纸合约的投资者。”
Crackdown on gold trading firms to continue
07 October 2012
KUALA LUMPUR: This comes in the wake of raids on four gold trading companies -- Genneva Malaysia Sdn Bhd, Pageantry Gold Bhd, Caesar Gold Sdn Bhd and Worldwide Far East Bhd in Bandar Baru Sri Petaling -- that were raided in the past week for several offences.
A Bank Negara officer said it was looking into other companies that offered similar services and action would be taken if irregularities were found in the companies' dealings.
The officer, who declined to be named, said most of the companies offered get-rich-quick schemes, also known as Ponzi schemes.
"The investment money collected is used to pay out 'high returns' to other investors. Such schemes are illegal and fraudulent," he told the New Sunday Times yesterday.
On Monday, Bank Negara, together with police, the Domestic Trade, Cooperatives and Consumerism Ministry and the Companies Commission of Malaysia, carted away boxes of documents and gold bars from Genneva Malaysia's headquarters in Kuchai Lama, near here.
Five days later on Friday, simultaneous raids were conducted on the other three companies, where similar items were seized.
The companies were listed under Bank Negara's financial consumer alert list of known companies and websites that were not authorised or approved under relevant laws and regulations.
The raids came after months of extensive surveillance and intelligence gathering.
The trading companies were suspected of illegal deposit-taking, money-laundering, tax evasion and avoidance, false description, including misrepresentation and appointment of agents without licence.
The Bank Negara officer revealed that in Friday's raid, officers were told that a director of one of the companies had fled with money from clients and some gold.
"We have received hundreds of complaints from people who said they were cheated and lost their investments in these companies.
"They claimed that the companies which they had bought gold from were closed when they went to collect it."
He said those who had fallen victim to these companies were afraid to lodge police reports as they feared they would not get back the money they had invested.
"If the offer is too good to be true, then chances are it is a scam," he said as an advice to the public.
| 
本周最热论坛帖子
发表于 5-10-2012 02:06 PM
发表于 6-10-2012 12:43 AM
2975 
214
