请问信用卡可以到ATM机体钱吗？

豪情天下

没人了？

owenfooa

“A one time cash advance fee based on the above will be charged to account for the amount of cash advance or a minimum of RM20-00. In addition finance charge will be computed on each advance from the date the cash is advanced until the date it is settled in full.”

你可以拿我的example...the fees is 5%...minimum fees is RM 20...就是你拿RM1000,  fees RM 50..但是如果你拿 Rm 100..the 5% fee 是RM 5...但是他会算你RM 20....then 18% p.a = 1.5% per month..but they calculate as daily basis which mean 1.5% / 30 = 0.05% per day and its compound ..

1st day = Rm 1000+ 0.05% = RM 1000.50
2nd day = Rm 1000.50 + 0.05% = RM 1001.00025
3rd day = RM 1001.00025+ 0.05% = RM 1001.50075
+++++++
30 day = RM 1015.109 .....

豪情天下

“A one time cash advance fee based on the above will be charged to account for the amount of cash a ...
owenfooa 发表于 4-9-2011 05:04 PM

   
谢谢你的解答~ 5%change是定了 ~另外是1个月在加1.5%利息 就对了 谢谢

owenfooa

对...fix deposit定期 = 3% p.a..银行charge 你 5% per transaction+18% p.a ....
他已经赚很多了...remember is compound.就是你不还..就滚雪球..越滚越大...


FD = 3% p.a
1k = RM 30 interest per year...

Cash advance  = 5% per transaction + 18% p.a
1k = 50 + RM 180 = RM 230 p.a(haven't compound)

as a result, u put money in FD, they gv u RM 30 per year...at the same time, u ask them money, u give them RM 230 per year....is worth? i dont know...

low_yong_xuan

请问大大是哪间银行？如果是的话我也打算apply，然后每个月头去按atm，放银行吃利息，月尾还，反正 ...
clf 发表于 4-9-2011 12:23 PM

    不值得啦，我用CITI的，你要用钱的话打去bankcard center，说你要cash，通常可以拿到7.99%的年利，更划，要不你就在super门口看谁要还钱，你用卡跟他还，跟他拿现钱咯，用ATM拿钱非常不划

ForexAsia

但是当你放卡进去，不需要打密码之类？这样谁拿到你的卡，都可以去ATM 按钱？？

clf

不值得啦，我用CITI的，你要用钱的话打去bankcard center，说你要cash，通常可以拿到7.99%的年利 ...
low_yong_xuan 发表于 4-9-2011 06:58 PM

大大之前说不需要利息，所以才斗胆问问而已。

clf

hsbc之前call我，offer 11k的cash，只需要首个月给2%的利息，接下来5个月免利息，6 个月过后就正常算利息， 但前提是full payment master,每个月没欠卡债的那种。。。lz如果有需要，可以call hsbc问问，如果没记错是叫cash advance.