定期存款哪一家利息高？

~@Star@~

请问，

１）　５％　是年利率 吗 ？？是不是指放一年就有５％　？　还是只有一个月 ...
AK- 发表于 4-8-2010 05:17 PM

请问你的5%是一年还是其中一个月是5%？
junseong 发表于 4-8-2010 05:43 PM

详情在这里 。。。

http://www.standardchartered.com.my/personal-banking/latest-promotions/deposit/esaver-5x/index.html?camp_id=5_esaver_promo_mnbnr

AK-

详情在这里 。。。
~@Star@~ 发表于 4-8-2010 06:24 PM

有疑点 ～～

1）什么是 current rate 和bonus rate ？？

2）100k ？？ current rate 0.6% ??

junseong

有疑点 ～～

1）什么是 current rate 和bonus rate ？？

2）100k ？？ current rat ...
AK- 发表于 4-8-2010 07:03 PM

    我也是很不明白...至少100千 ？= = 还有什么current rate + bonus...很多疑点

rainbowfashion

HLA WealthBuilder 给双倍回凑

junseong

HLA WealthBuilder 给双倍回凑
rainbowfashion 发表于 4-8-2010 08:30 PM

    == 哪里有双倍回凑？我本身也有做HLA Wealth Builder...它的好处只是需要供6年&GYI 吸引人罢了...

AK-

HLA WealthBuilder 给双倍回凑
rainbowfashion 发表于 4-8-2010 08:30 PM

    huh?   

是30年 双倍回酬吧？ 那平均年利率就少的可怜了 ～～



http://cforum.cari.com.my/viewthread.php?tid=2000538&from=favorites
[原创] 我见招扯招：Hong Leong Assurance的Wealth Builder
本帖最后由 Mizkuzhi87 于 15-7-2010 01:28 PM 编辑

rainbowfashion

回复 25# junseong

35 年后为什么没有双倍？

AK-

回复  junseong

35 年后为什么没有双倍？
rainbowfashion 发表于 4-8-2010 09:50 PM

　因为他不知道，自己好好处理投资的话 ～ 何止双倍 ～

ahlauweihotmail

如果是我，我又确定不等钱用，加上有紧急储备金，

那么我宁愿把钱丢进BOND FUND。以下是我 ...
AK- 发表于 4-8-2010 02:54 AM

    That's right!!

~@Star@~

我也是很不明白...至少100千 ？= = 还有什么current rate + bonus...很多疑点
junseong 发表于 4-8-2010 07:23 PM

有疑点 ～～

1）什么是 current rate 和bonus rate ？？

2）100k ？？ current rat ...
AK- 发表于 4-8-2010 07:03 PM

不大清楚 。。。。

是rm1 - 100千 有 current rate 0.6% + bonus rate 4.4% 。。。

振益

e$aver Top-Up Bonus Interest: Round 2 - Campaign Terms and Conditions
http://www.standardchartered.com ... /esaver-5x/tnc.html
           
1.         The e$aver Top-Up Bonus Interest Campaign: Round 2 (“Campaign”) will run from 1 August 2010 to 31 October 2010 (“Bonus Period”), both dates inclusive. The Campaign only applies to fresh funds that are placed in e$aver (“Account”) with Standard Chartered Bank Malaysia Berhad during the Bonus Period. Fresh funds refer to funds that do not originate from any existing account with Standard Chartered Bank Malaysia Berhad (“the Bank”) or Standard Chartered Saadiq Berhad.
           
2.         Existing and new customers will enjoy a total special interest of 5% p.a. on the amounts in their Account which satisfy the conditions set out below.
           
3.         The 5% p.a. special interest payable to customers consists of bonus interest (“Bonus Payments”) in addition to the existing interest at the relevant rate then applicable to the Account, during the Bonus Period.
           
4.         Existing Customers
           
         
4.1         Existing Customers are customers who open their Account on or before 31 July 2010.
4.2         For Existing Customers, Bonus Payments will be paid on the fresh funds deposited into their existing Account during the Bonus Period. The Bonus Payments payable are calculated based on the fresh fund increase in the average daily balance (“ADB”) in the Account for each month of the Bonus Period, as compared to the ADB in the Account during the comparison month of July 2010.
           
5.         New Customers
           
         
5.1         New Customers are customers who open a new Accounts from 1 August 2010 onwards.
5.2         New Customers will earn a total special interest of 5% p.a. on the ADB in their new Account, for the month in which that Account is opened.
5.3         For the subsequent month(s) during the Bonus Period, a total 5% p.a. special interest will be paid on the fresh fund increase in the ADB in that Account, as compared to the ADB in the Account during the month in which the Account was opened.
           
6.         All Bonus Payments will be calculated at the end of each calendar month and credited into the Account on the first working day of the next calendar month.
           
7.         Regardless of the above paragraphs, the monthly increase in ADB on which Bonus Payments are payable is subject to a maximum of RM100,000 per account. Any increase in ADB exceeding the above maximum amount will not earn Bonus Payments. The Bank reserves the right to vary this maximum amount at any time during the Bonus Period.
           
8.         If any customer is the primary accountholder in more than one Account, only one of those Accounts will be eligible to earn Bonus Payments under this Campaign. In this case, the Bank may choose the Account to earn Bonus Payments without consulting the accountholder(s). The choice by the Bank is final and not subject to any appeal or dispute.
           
9.         Our banking agreement (comprising the Customer Terms and all applicable documents referred to in Part A of our Customer Terms) shall continue to apply to the Account. If there is any inconsistency between the banking agreement and these Terms and Conditions, these Terms and Conditions shall prevail for purposes of this Campaign.
           
10.         The Bank’s decision on all matters relating to this Campaign, including but not limited to the calculation of the ADB and Bonus Payments, will be final and binding. No correspondence will be entertained.
           
11.         The Bank reserves the right to revise or withdraw these Terms and Conditions and all applicable interest rates, and to extend, shorten or withdraw the Campaign at any time without prior notice. Any such revision or withdrawal will not entitle any person to any claim whatsoever against the Bank.

AK-

e$aver Top-Up Bonus Interest: Round 2 - Campaign Terms and Conditions

           
1.         The e$aver Top-Up ...
振益 发表于 5-8-2010 09:59 AM

    你copy paste一大堆 ～ 看不懂啦 ～

junseong

e$aver Top-Up Bonus Interest: Round 2 - Campaign Terms and Conditions

           
1.         The e$aver Top-Up ...
振益 发表于 5-8-2010 09:59 AM

    这是中文论坛...你要copy就paste去英文版那边...拜托这里是中文的...= =

~@Star@~

今天看到报纸是写 。。

2. 该额外利息将会根据每月100千的每日平均余额的最高幅度作为付款标准。。。。

vs007

请问如果放５０００在这个promotion,三个月可拿５０００＊５％＊３／１２＝６２。５，对吗？不好易是，英文不好看不懂。

iloveyouhitomi

我买了保险公司的saving plan 第１年到第５年可以拿到３。２５％的利息，只放５年，接下来的２０年，从第５年开始可以拿到６＋％的保证利息，不错吧！至少都比FD高咯！

AK-

我买了保险公司的saving plan 第１年到第５年可以拿到３。２５％的利息，只放５年，接下来的２０年，从第５ ...
iloveyouhitomi 发表于 5-8-2010 04:44 PM

这么好 ？？ 那么你试试看第5年你断保，看你可以拿到多少钱～

~@Star@~

而且你的钱 也会 被 锁死 。。。

rainbowfashion

回复 28# AK-

投资的话单然不止双倍啦 这个要冒险阿 。我是在说保证金的。

rainbowfashion

回复 25# junseong

拿你的quotation算一算吧。算了你就知道有没有。