金融危机重创的Allied Irish Banks plc (AIB)

MonteCarlo88

请问派了股息后是不是会有adjustment?
for example current price is US4.00, the next day issue US0.50 dividend, then the opening price will become US3.50?

Thanks.

pink0905

想问有谁买进aib ？
价钱很不错一下。

pink0905

(RTTNews) - Allied Irish Banks p.l.c. (AIB, ALBK.L) Tuesday announced preliminary results, reporting a loss for the fiscal year 2009, compared to a profit last year, reflecting higher provisions for impairment of loans and receivables. Looking ahead, the company said the outlook and environment remain extremely challenging.

Pre-tax loss for the year was EUR 2.66 billion, compared to a profit of EUR 1.03 billion reported in the previous year. The company noted that last year results have been restated due to change in accounting policy for insurance contracts.

Profit attributable to owners of the parent company was EUR 2.41 billion or 215.2 cents per share, compared to a profit of EUR 772 million or 83.3 cents per share reported a year ago.

Net interest income declined to EUR 3.23 billion from EUR 3.87 billion generated a year earlier. Interest expense and similar charges dropped to EUR 3.36 billion from EUR 6.36 billion last year. Net interest margin decreased 29 basis points to 1.92%, due to increased cost of deposits and higher funding costs.

Fee and commission income were EUR 996 million, lower than EUR 1.18 billion reported in the previous year, with fee and commission expenses having increased to EUR 235 million from EUR 142 million. Net trading income was EUR 11 million, compared to a loss of EUR 73 million recorded a year earlier.

Total provisions for the year increased significantly to EUR 5.38 billion from EUR 1.85 billion recorded in the previous year, including provisions for impairment of loans and receivables of EUR 5.36 billion, up from EUR 1.82 billion a year earlier.

Operating loss for the year was EUR 2.42 billion, compared to a profit of EUR 862 million a year ago. Operating profit before provisions grew to EUR 2.96 billion from EUR 2.71 billion in the comparable period. Latest year profit included a gain of EUR 623 million from the capital exchange offering completed in June 2009 and EUR 159 million from an amendment to retirement benefits. Tier 1 capital ratios for the year was 7.2%, compared to 7.4% recorded last year.

In the first half, the bank reported a loss, compared to a profit last year, reflecting significantly higher provisions for impairment of loans and receivables. Loss before tax for the first half of 2009 was EUR 0.87 billion, compared to a profit of EUR 1.28 billion in the same period previous year. Half-year loss attributable to the owners of the parent company was EUR 0.83 billion or 43.2 cents per share, compared to a profit of EUR 1.04 billion or 113.8 cents per share a year ago.

For the year, Allied Irish Banks' 29.4% of total loans were described as critical loans, that is loans requiring additional management attention over and above that normally required for the loan type. Impaired loans constituted 13.5% of total loans.

The bank's loan/deposit ratio at the end of the year was 146%, compared to 140% a year ago. Total assets at the end of the year amounted to EUR 174 billion, compared to EUR 182 billion at last year.

Segment-wise, AIB Bank ROI reported wider pre-tax loss of EUR 3.59 billion from EUR 47 million a year ago. The segment recorded net interest income of EUR 1.40 billion, down from EUR 1.71 billion last year.

Capital Markets' pre-tax profit was EUR 531 million, lower than EUR 585 million a year earlier. The segment's net interest income increased marginally to EUR 1.01 billion from EUR 1.06 billion in the previous year.

AIB Bank reported re-tax loss of EUR 16 million, compared with a profit of EUR 190 million recorded in the prior year. Net interest income dropped to EUR 474 million from EUR 591 million a year earlier.

Central & Eastern Europe segment reported pre-tax profit of EUR 79 million, much lower than EUR 174 million reported in the previous year. The segment's net interest income declined to EUR 378 million from EUR 437 million posted last year.

The company said no dividend would be paid for 2009.

Looking ahead, the company said the outlook and environment remain extremely challenging. The bank added that, in line with global trends for banks to hold more capital, it would be moving to increase its capital ratios.

Going to fiscal 2010, AIB said it will prioritise restructuring and restoring its businesses to underpin viability, and renewing the Group's credibility amongst all its stakeholders.

In Monday's regular trading session, AIB closed trading at $2.71 per share on the NYSE. In the past 52-week period, share had been trading in the range of $0.72 to $10.42 on a three-month average volume of 3.35 million shares.

ALBK.L is currently trading at EUR 1.04 per share, up EUR 0.04 or 4%, on the London Stock Exchange.

pink0905

DUBLIN -(Dow Jones)- Allied Irish Banks PLC (AIB) Tuesday said it is in talks with a "strategic investor" as one way to raise capital and indicated that it will raise its Irish interest rates across the board in 2010.

Announcing a dramatic swing to a full-year net loss, AIB group Managing Director Colm Doherty told an analyst conference call interest rates or price of risk will have to go up in Ireland across the board--including mortgages.

Doherty also said he was considering all options to raise capital: including assets or business sales, rights issue, debt exchange or--as a last resort--go back to the government for a capital injection. AIB already received EUR3.5 billion from the Irish government in return for an effective 25% stake.

Among its holdings, AIB has acquired a 23.2% stake in M&T Bank Corp. after its 2003 merger with AIB's U.S. Allfirst unit and has a 70.5% share in Poland's Bank Zachodni/WBK. Doherty said Poland is the "jewel" in the bank's portfolio, but he didn't say whether the bank would be prepared to sell it.

Earlier Tuesday, AIB swung to a 2009 net loss of EUR2.41 billion after a net profit of EUR772 million a year earlier due to the crash in the Irish property market and a surge in impairment charges and it said the outlook remains " extremely challenging."

AIB also said it will transfer EUR23.2 billion of good and bad land and development loans to the National Asset Management Agency--at a discount of around 30% or slightly more--rather than the EUR24.2 billion previously indicated by the government.

Ireland's banks were particularly hard hit by the global financial crisis and by a collapse in the property market. The banks had made big loans to property developers, and many of those loans are unlikely to be repaid.

Alan Kelly, general manager of corporate services, told Dow Jones Newswires that AIB doesn't intend to go back to the Irish taxpayer until it has looked at "self-help options." He added, "We're not ruling anything out."

He said AIB the strategic investor is interested in a partnership with AIB. " It's an institution or a trade player," he added, not a private equity house.

On the home front, Kelly said there's very little activity in the housing market, with a lower number of housing units completed this year compared to last year.

"Things are still extremely tough," Kelly said. "The rate of increase in Irish unemployment is moderating and the unemployment levels will peak in 2010. When we begin to see a recovery, that will be a gradual, slow process."

At 1240 GMT Tuesday, AIB was up 5% at EUR1.05 in a flat overall market in Dublin, but the shares are down from EUR13.60 from two years ago.

Adjusted basic earnings per share, a figure much watched by analysts, also swung to a loss of 344.4 cents versus an EPS of 67 cents last year.

The bank said provisions for impairment of loans and receivables was EUR5.35 billion versus EUR1.82 billion in 2008. Criticized loans are 29.4% of total loans, while impaired loans now stand at 13.5% of total loans, the bank said in a statement. Criticized loans are ones that on watch but have the possibility of being repaid.

Company Web site: http://www.aib.ie

pink0905

Pre-Market
Last: $ 3.17   Pre-Market
High: $ 3.19  
Pre-Market
Volume: 219,330   Pre-Market
Low: $ 2.97

pink0905

Pre-Market
Last: $ 3.17   Pre-Market
High: $ 3.19  
Pre-Market
Volume: 219,330   Pre-Market
Low: $ 2.97

roberto

回复 27# pink0905

恭喜啦!!

roberto

Allied Irish Banks (AIB: 3.25 +0.25 8.56%)- The bank said Today that it swung to a net loss of 2.41 billion eurosin 2009, from a profit of 772 million euros a year earlier, due tosurging loan loss provisions, which jumped to 5.36 billion euros from1.82 billion euros. The adjusted loss per share was 3.44 euros and wasslightly narrower than the 3.65 euro loss forecast by analysts polledby Dow Jones Newswires. Allied Irish Banks said 3.4 billion euros ofits bad debt charges relate to loans that may be transferred to theNational Asset Management Agency the Irish government’s bailout planfor the country’s banks. From a technical perspective, the stock stockis showing some signs of life. The stock surged more than 5 percenttoday, accompanied by a strong volume expansion. A break above $2.968would turn this chart bullish. Some indicators are improving but itneeds to breakout to confirm the change in trend.

pink0905

谢谢！ （我买得不多）
还好你还active。。不然这里好冷静。

乐静思

回复 30# pink0905


飞了，恭喜恭喜。

巨大的西瓜

i also buy a litte bit

tankangkai

哎呀，2.7的时候没有子弹买进，好可惜哦！

pink0905

After Hours Trade Reporting
Pre-Market Charts |  After Hours Charts After Hours
Last: $ 3.46 After Hours
High: $ 3.48
After Hours
Volume: 32,157 After Hours
Low: $ 3.30

pink0905

Pre-Market Trade Reporting
Pre-Market Charts |  After Hours Charts Pre-Market
Last: $ 4 Pre-Market
High: $ 4
Pre-Market
Volume: 2,520 Pre-Market
Low: $ 3.83

tankangkai

Aib发生什么事？怎么这样猛？

pink0905

{:2_67:} 回复 36# tankangkai


    我也不清楚。
昨天Q３。６没有成功。
希望今天真的会这样猛（like rocket）

pink0905

回复 14# 仙家大炮王


    想请问仙家大炮王你还hold aib ？

仙家大炮王

回复  pink0905


    想请问仙家大炮王你还hold aib ？
pink0905 发表于 5-3-2010 06:51 PM

到目前为此，我不曾卖过美国股。所以目前还持有400股usd5.20的AIB,原本那天2.7+的时候想买进600股，

但到最后没买进。。

仙家大炮王

今日AIB再度表现标青。。。。。

Allied Irish Banks, p.l.c. Comm(NYSE: AIB)
After Hours: 3.84  (+0.42) 7:23am ET

恭喜恭喜

好象买AIB比买citibank 好。

pink0905

回复 39# 仙家大炮王


    你才是真正地投资者。
我想问一下当股价下到２。６x
你会担心ma ？
现在还是看好aib的远景？