【AFFIN 5185 交流专区】艾芬控股

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艾芬拟增购安盛艾芬普险5.81%

（吉隆坡27日讯）艾芬控股（AFFIN，5185，主板金融组）建议以8144万令吉增购安盛艾芬普险公司（AXA AFFUB GI）的691万3788股股票或5.81%股权。

艾芬控股在文告中表示，国家银行已在9月18日批准该公司向联土局行销服务私人有限公司（FELMA）收购安盛艾芬普险的7.07%股权。

该公司在11月27日提呈申请书给国家银行，以寻求国行批准，以8144万令吉向FELMA进一步收购安盛艾芬普险公司的691万3788股股票或5.81%股权。

根据首批购股和增购建议，该公司寻求国行批准艾芬银行和FELMA达致购股协议，以收购该普险公司所有共1532万5747股股票，或12.88%股权。


文章来源：
星洲日报‧财经‧2017.11.28

Type	Announcement
Subject	TRANSACTIONS (CHAPTER 10 OF LISTING REQUIREMENTS) NON RELATED PARTY TRANSACTIONS
Description	AFFIN HOLDINGS BERHAD ("AFFIN" OR THE "COMPANY")- PROPOSED ACQUISITION OF ADDITIONAL EQUITY INTEREST IN AXA AFFIN GENERAL INSURANCE BERHAD ("AXA AFFIN GI") ("PROPOSED ACQUISITION OF ADDITIONAL SHARES")
Reference is made to the announcements dated 4 August 2017 and 18 September 2017 in relation to the above (“Announcement”). Unless otherwise defined, all the abbreviations and definitions used in this announcement shall have the same meaning as the words and expressions used in the Announcement. We refer to the earlier announcement dated 18 September 2017 where BNM had approved an application made by AFFIN and AFFIN Bank Berhad (a wholly-owned subsidiary of AFFIN) (“AFFIN Bank”) to acquire 7.07% equity interest in AXA AFFIN GI, from Felda Marketing Services Sdn Bhd (“FELMA”) (“First Tranche”). Further thereto, on behalf of the Board of Directors of AFFIN (“Board”), AFFIN Hwang Investment Bank Berhad (“AFFIN Hwang IB”) wishes to announce that AFFIN and AFFIN Bank had on 27 November 2017 submitted an application to Bank Negara Malaysia (“BNM”) to seek BNM’s approval for AFFIN Bank to: acquire an additional 6,913,788 ordinary shares in AXA AFFIN GI (“Shares”) (which represents 5.81% equity interest herein) from FELMA for a cash consideration of RM81.44 million (“Proposed Acquisition of Additional Shares”); and enter into a share purchase agreement with FELMA for all the 15,325,747 Shares to be acquired by AFFIN Bank pursuant to the First Tranche and the Proposed Acquisition of Additional Shares (“SPA”). Further details of the above will be announced later upon the execution of the SPA after the approval of BNM has been obtained. This announcement is dated 27 November 2017.

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AFFIN HOLDINGS BERHAD

EX-date	15 Dec 2017
Entitlement date	19 Dec 2017
Entitlement time	05:00 PM
Entitlement subject	Interim Dividend
Entitlement description	INTERIM DIVIDEND OF 2.5 SEN PER SHARE AND SPECIAL DIVIDEND OF 2.0 SEN PER SHARE FOR THE FINANCIAL YEAR ENDING 31 DECEMBER 2017
Period of interest payment	to
Financial Year End	31 Dec 2017
Share transfer book & register of members will be	to   closed from (both dates inclusive) for the purpose of determining the entitlement
Registrar or Service Provider name, address, telephone no	TRICOR INVESTOR & ISSUING HOUSE SERVICES SDN BHDUnit 32-01, Level 32, Tower A,Vertical Business Suite, Avenue 3, Bangsar South,No. 8, Jalan Kerinchi59200Kuala LumpurTel:0327839299Fax:0327839222
Payment date	29 Dec 2017
a.Securities transferred into the Depositor's Securities Account before 4:00 pm in respect of transfers	19 Dec 2017
b.Securities deposited into the Depositor's Securities Account before 12:30 pm in respect of securities exempted from mandatory deposit
c. Securities bought on the Exchange on a cum entitlement basis according to the Rules of the Exchange.
Number of new shares/securities issued (units) (If applicable)
Entitlement indicator	Currency
Currency	Malaysian Ringgit (MYR)
Entitlement in Currency	0.045

icy97

艾芬控股转型好处明年显现

2017年12月6日

分析：联昌国际投行研究
目标价：2.81令吉

最新进展：

艾芬控股（AFFIN，5185，主板金融股）截至9月30日第三季，净赚7325万7000令吉，按年锐减47.5%。

不过，营业额则从5亿440万令吉，按年上升8.38%至5亿4666万令吉。

合计首九个月，净利按年下跌12.93%至3亿4184万令吉；营业额则按年攀升16.8%至16亿4455万令吉。

行家建议：

参与艾芬控股昨日举办了汇报第三季业绩的电话会议后，我们对该公司的前景看法较为乐观。

首先，艾芬控股预计，公司的净减值贷款比率，在今年末季有望减少。

另外，艾芬控股在第三季时进行了自愿离职计划（VSS），裁减人员的单次开销达4800万令吉。虽然没有透露从中可节省多少成本，但表示投资回收期为2至2.5年。

因此，我们预计从明年起，公司每年将可省下至少1900万至2400万令吉的人力成本。

另一方面，公司解释，因正在进行转型计划，累计首九个月的营运成本大幅提升，导致今年净利表现波动较大。

我们相信，转型带来的好处将会反映在长期发展，并且预计会在明年开始就有所体现。



【e南洋】




降薪金成本．获重组利好．艾芬控股前景正面

（吉隆坡5日讯）尽管艾芬控股（AFFIN，5185，主板金融组）第三季盈利表现低于市场预测，不过，分析员看好将能透过增聘较低薪金员工及重组计划中获得利好。

联昌研究在出席艾芬控股的第三季业绩汇报会后，透过报告指出，正面看待该公司未来发展。

联昌指出，艾芬控股本财政年盈利表现，因为转型计划而遭受打击；艾芬控股在今年第三季，实施雇员自愿离职计划（VSS），裁退约350名员工，涉及4800万令吉一次性费用。

成本节约利好需时显现

联昌预计，相关成本节约利好需时才能显现，预计在2018财政年开始可看到贡献，艾芬控股并没有明确指出潜在带来的成本节约，不过，该行预计由2018财政年开始，可按年节省1900万至2400万令吉成本。

MIDF研究补充，艾芬控股管理层预计，雇员自愿离职计划将在未来2年半带来成本节约。

联昌表示，该公司为了改善包括信用卡及中小型企业相关银行业务，而必须增聘更多人手。

MIDF探悉，艾芬控股也降低部份工作的底薪，预计为了转型计划，将增聘约350名员工。

MIDF也预计，艾芬控股进行的重组计划料带来显著利好。

“艾芬银行预计取代艾芬控股的上市地位，预计整项转移计划可在2018年首季完成。”

该行补充，当中可带来的利好包括降低成本、更好的资本充足率及更容易进行Affinity转型计划。

“投资银行也将进行转型，料可从重组计划中获得利好。”

MIDF相信，透过参与银行业务将能吸引更多股东投资，因为能够直接从转型计划中获得利好。

今明年财测下调

MIDF在纳入计算艾芬控股的营运支出、信贷成本和潜在财报准则第9号带来的影响后，下调该公司今明两年财政年财测，分别调低14.3%和10.6%。

肯纳格研究则指出，艾芬控股预计营运支出将因为转型计划而走扬；该公司放眼在2020年时，成本收入比达到50%以下，并预计数码转型计划可在2018年全面实施，而至今年杪，将增加50至100名员工。

下调今年贷款成长目标

肯纳格表示，艾芬控股也下调今年贷款成长目标，由5至6%调低至4至5%，主要受新贷款及企业贷款下跌影响。

肯纳格指出，艾芬控股总减值贷款料下跌至约1.8%，今年首9个月为2.2%。

“另外，艾芬控股贷款损失覆盖率料在2018年可达到约100%，符合我们预测的为财报准则第9号作出拨备。”

该行也预计，艾芬控股在今明两年，信贷成本为0.20%/0.28%、贷款成长5%/6%、2017财政年净利息赚幅增加4个基点，2018财政年维持稳定及成本收入比56%/57%。

丰隆研究则认为，尽管艾芬控股在进行转型计划，依然能够交出稳定的盈利表现。

“我们预计，一旦该公司完成重组计划，将能够带动股价走势。”

艾芬控股受业绩表现低于市场预测拖累，周一大跌12仙至2令吉27仙，惟周二在投资者趁低吸纳下，成功走扬1仙至2令吉28仙。



文章来源：
星洲日报‧财经‧报道：刘玉萍‧2017.12.05

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Type	Announcement
Subject	OTHERS
Description	AFFIN HOLDINGS BERHAD ("AFFIN" OR "COMPANY")(I)        SIGNING OF JOINT VENTURE AGREEMENT(II)        SHARE SUBSCRIPTION IN ACCELVANTAGE ACADEMY SDN BHD
1.         INTRODUCTION The Board of Directors of AFFIN wishes to announce that Affin Hwang Asset Management Berhad (“AHAM”), a 70%-owned subsidiary company of Affin Hwang Investment Bank Berhad which in turn is a wholly owned subsidiary of AFFIN, has on 13 December 2017 entered into a Joint Venture Agreement with GV Capital Dynamics Sdn Bhd (“GVCD”) (“JVA”) to establish a joint venture company for provision of training services exclusively for AHAM’s sales agents. In accordance to the JVA, AHAM has on 13 December 2017 subscribed for 51 ordinary shares, representing approximately 51% equity interest, in AccelVantage Academy Sdn Bhd, a newly incorporated company (“JVCO”), for a total cash consideration of RM51 (“AHAM’s Initial Share Subscription”). GVCD subscribed for 49 ordinary shares, representing 49% equity interest for a total cash consideration of RM49 (“GVCD’s Initial Share Subscription”). Subsequently, AHAM will on 20 December 2017 further subscribe for additional 208,112 ordinary shares in the JVCO for a total cash consideration of RM208,112 (“AHAM’s Additional Share Subscription”). AHAM’s Initial Share Subscription and AHAM’s Additional Share Subscription will represent approximately 51% equity interest in the JVCO. GVCD will further subscribe for 199,951 ordinary shares for a total cash consideration of RM199,951 (“GVCD’s Additional Share Subscription”). GVCD’s Initial Share Subscription and GVCD’s Additional Share Subscription will represent approximately 49% equity interest in the JVCO. AHAM’s Initial Share Subscription and AHAM’s Additional Share Subscription are collectively referred to as the “Share Subscription”. 2.         DETAILS OF THE JOINT VENTURE 2.1        Background Pursuant to the JVA, AHAM and GVCD (collectively the “Shareholders”) have agreed to form a joint venture to provide training services exclusively for AHAM’s sales agents. 2.2        Information on GVCD GVCD is a company incorporated in Malaysia on 23 December 2015 under the Companies Act 2016 as a private limited company.  Its current issued share capital is RM250,000 comprising 250,000 ordinary shares. The principal activity of GVCD is investment holding. 2.3        Salient terms of the JVA 2.3.1     Primary objective The primary objective of the JVCO is to provide non-core training such as soft skills competencies training solely for AHAM’s sales agents. 2.3.2     Shareholding structure The shareholdings of the Shareholders in the JVCO shall be as follows: Name of Shareholder Number of ordinary shares Shareholding Percentage AHAM 208,163 51% GVCD 200,000 49% TOTAL 408,163 100% 2.3.3     Composition of the Board of JVCO The current directors of the JVCO are Mr. Teng Chee Wai and Mr. Siau Kee Yen. Four directors, namely Mr. David Ng Kong Cheong, Mr. Lim Jen Chang, Mr. Tang Wey Hon, and Mr. Yap Tsok Heng will be appointed to the Board of Directors of JVCO at a later date. 3.         BASIS OF THE SUBSCRIPTION CONSIDERATION The total cash consideration of RM208,163 for the Share Subscription was computed based on AHAM’s 51% share of the working capital requirements for the JVCO. 4.         SOURCE OF FUNDING The payment for the Share Subscription is and will be funded via AHAM’s internally generated funds.   Any future investment in the JVCO, if required will also be funded through AHAM’s internally generated funds. 5.         RATIONALE FOR THE JOINT VENTURE The rationale of the JVCO is to provide non-core training such as soft skills competencies solely for AHAM’s sales agents as well as to coach and mentor the said agents.    6.         FINANCIAL EFFECTS The Share Subscription does not have any impact on AFFIN’s issued share capital and substantial shareholders’ shareholdings. In addition, it is not expected to have any material effect on the consolidated earnings, net assets and gearing of AFFIN for the financial year ending 31 December 2017. 7.         DIRECTORS’ AND SUBSTANTIAL SHAREHOLDERS’ INTERESTS None of the Directors of AFFIN, substantial shareholders of AFFIN and/or persons connected to them have any direct or indirect interest in the Share Subscription. 8.         DOCUMENTS FOR INSPECTION Copy of the JVA is available for inspection at the registered office of AFFIN at 7th Floor, Chulan Tower, 3 Jalan Conlay, 50450 Kuala Lumpur during normal office hour from Monday to Friday (except for public holidays) for a period of three (3) months from the date of this announcement. This announcement is dated 13 December 2017.

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艾芬控股1.8亿向联土全球‧购安盛艾芬普险12.87％

（吉隆坡21日讯）艾芬控股（AFFIN,5185,主板金融组）建议以1亿8054万令吉或每股11令吉78仙，收购联土全球（FGV,5222,主板种植组）手中持有的安盛艾芬普险（AXA AFFIN GI）12.87%股权。

该公司在文告中表示，旗下独资子公司艾芬银行向联土市场公司收购这一批股权，目前艾芬银行持有安盛艾芬普险37.07%公司，在完成收购后，持股权增加至49.95%。艾芬控股也透露，收购资金将来自内部资金，并预期在今年第四季可完成收购。

联土全球另售3.13%
安盛艾芬予安盛亚洲

联土全球另发文告指出，该公司子公司联土市场行销服务公司脱售安盛艾芬普险16%股权，除了把12.87%股权售予艾芬控股外，也建议以每股11令吉78仙脱售3.13%股权售予安盛亚洲。

联土全球指出，此举符合该公司专注核心业务的策略，同时，也能套现之前进行的投资，脱售股权所得将用于营运资本之用；上述股权买卖协议预计今年末季完成。

文章来源：
星洲日报／财经·2017.12.22

Type	Announcement
Subject	TRANSACTIONS (CHAPTER 10 OF LISTING REQUIREMENTS) NON RELATED PARTY TRANSACTIONS
Description	AFFIN HOLDINGS BERHAD ("AFFIN" OR THE "COMPANY")- PROPOSED ACQUISITION OF ADDITIONAL EQUITY INTEREST IN AXA AFFIN GENERAL INSURANCE BERHAD ("AXA AFFIN GI") ("PROPOSED ACQUISITION")
We refer to the earlier announcements dated 4 August 2017, 18 September 2017, 27 November 2017 and 20 December 2017 in relation to the above. On behalf of the Board of Directors of AFFIN, AFFIN Hwang Investment Bank Berhad wishes to announce that AFFIN Bank Berhad (a wholly-owned subsidiary of AFFIN) had on 21 December 2017 entered into a share purchase agreement with Felda Marketing Services Sdn Bhd for the Proposed Acquisition. Further details of the Proposed Acquisition are set out in the attachment. This announcement is dated 21 December 2017.

http://www.bursamalaysia.com/market/listed-companies/company-announcements/5645205

Attachments SPA announcement final.pdf

icy97

RAM维持艾芬黄氏投行评级

2018年1月4日
（吉隆坡3日讯）大马评估机构（RAM）维持艾芬控股（AFFIN，5185，主板金融股）独资子公司——艾芬黄氏投资银行的“AA3/稳定/P1”金融机构评级。

该机构今日通过文告说，艾芬黄氏投行在艾芬控股中扮演策略角色，而控股的评级同为“AA3/稳定/P1”。

RAM指出，该投行是国内顶尖股票证券行之一，在散户市场有强稳的地位。

在去年前10个月，以市场交易值比较，艾芬黄氏投行是冠军，经手业界11.9%的交易。

管理近400亿资产

此外，该投行是国内第五大资产管理公司，截至去年6月杪管理接近400亿令吉资产。

资产管理业务为该投行带来稳定的收入，占过去数年营业额的半数。

前年，尽管股票经纪业务盈利失色，但资产管理、投行和财政业务表现改善，推动投行税前盈利翻倍至1亿3100万令吉。

去年累计9个月，艾芬黄氏投行的盈利动力稳定，录得1亿4040万令吉税前盈利，归功于交易量、股市和资产管理业务改善。

若年化，该投行的资本回酬率是11.8%。

截至去年9月，艾芬黄氏投行的资本状况依然强劲，普通股权一级资本比例（CET1）为32.7%。【e南洋】

icy97

AFFIN HOLDINGS BERHAD

EX-date	18 Jan 2018
Entitlement date	22 Jan 2018
Entitlement time	05:00 PM
Entitlement subject	Others
Entitlement description	ENTITLEMENT DATE FOR THE DISTRIBUTION OF THE ENTIRE SHAREHOLDINGS IN AFFIN BANK BERHAD ("AFFIN BANK") HELD BY AFFIN HOLDINGS BERHAD ("AFFIN") TO THE ENTITLED SHAREHOLDERS OF AFFIN WHOSE NAMES APPEAR IN AFFIN'S RECORD OF DEPOSITORS BY WAY OF A DISTRIBUTION-IN-SPECIE VIA A REDUCTION OF THE ENTIRE CONSOLIDATED CAPITAL AND THE RETAINED PROFITS OF AFFIN ("DISTRIBUTION")
Period of interest payment	to
Financial Year End
Share transfer book & register of members will be	to   closed from (both dates inclusive) for the purpose of determining the entitlement
Registrar or Service Provider name, address, telephone no	TRICOR INVESTOR & ISSUING HOUSE SERVICES SDN BHDUnit 32-01, Level 32, Tower A,Vertical Business Suite, Avenue 3, Bangsar South,No. 8, Jalan Kerinchi59200 Kuala LumpurTel: 03 2783 9299Fax: 03 2783 9222
Payment date
a.Securities transferred into the Depositor's Securities Account before 4:00 pm in respect of transfers	22 Jan 2018
b.Securities deposited into the Depositor's Securities Account before 12:30 pm in respect of securities exempted from mandatory deposit
c. Securities bought on the Exchange on a cum entitlement basis according to the Rules of the Exchange.
Number of new shares/securities issued (units) (If applicable)
Entitlement indicator	Ratio
Ratio	1 : 1

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AFFIN HOLDINGS BERHAD

Kindly be advised that trading in the shares of AFFIN will be suspended with effect from 9.00 a.m., Tuesday, 16 January 2018 in order to facilitate the implementation of the aforesaid Distribution.

Your attention is also drawn to the AFFIN's announcements dated 5 January 2018 and 9 January 2018, and Notice to Shareholders dated 8 January 2018.

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AFFIN HOLDINGS BERHAD

Date of Listing	02 Feb 2018
Enlarged Issued Share Capital in the following
Units	1,942,948,547
Currency	Malaysian Ringgit (MYR)
Par Value($$) (if applicable)
Enlarged Issued Share Capital ($$)	4,684,752,241.820
Stock Code	5185
Stock Name	AFFIN
ISIN code	MYL5185OO003
Board	Main Market
Sector	FINANCE

icy97

瞄准绿色科技再生能源
艾芬回银探索融资机会

2018年2月9日
（吉隆坡8日讯）艾芬回教银行总执行长纳兹里卡立法称，该银行热衷于在绿色科技和再生能源领域中，探索更多提供融资的机会。

他昨天出席该银行与Gading Kencana Development私人有限公司（简称GKDSB），签署一项有关大型太阳能（LSS）光伏项目的融资便利协议后，在记者会上这么说。

这项签约仪式，是在国际贸易及工业副部长拿督阿末马斯兰的见证下进行。

霹雳项目贷款1.3亿

纳兹里卡立法指出，大多数回教银行目前正在慢慢转向发展社会责任融资，以支持政府提倡在大马采用永续能源的发展项目。

“政府已经发行了许可证给数家公司，建设自家的太阳能发电场，而我们将在这些领域中寻找机会。”

另一方面，艾芬回教银行将为GKDSB在霹雳州美罗的30兆瓦大型太阳能光伏项目，提供1亿3034万令吉的融资。

纳兹里卡立法说，GKDSB在马六甲发展太阳能发电场的出色记录，产能达8兆瓦，占地7公顷，让艾芬回教银行对该公司的能力充满信心。

GKDSB董事经理拿督莫哈末古托则说，全世界太阳能产能平均水平，为每2公顷生产1兆瓦电力，但凭着该公司的效率，将设法在只有0.6公顷的土地，生产1兆瓦的电力。

他指出，霹雳州太阳能发电场项目，总值2亿1400万令吉，土地面积为39.7公顷，已在去年12月动工，预计今年5月28日完工，并于6月28日投入商业运作。

“该发电厂每年每小时可生产5365万1000千瓦（kw）的电力，及节约80万吨的碳排放量，以及创造304个高技能就业机会。”

他还说，该发电厂可能为霹雳州政府，创造1400万令吉的收入。【e南洋】

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投行盈利劲扬40%
艾芬银行全年赚4.2亿

2018年3月1日
（吉隆坡28日讯）艾芬银行（AFFIN，5185，主板金融股）截至去年12月杪末季，净利年增30.46%，报1亿6953万6000令吉或每股9.20仙。

艾芬银行今日向交易所报备，该季营业额取得5亿3470万3000令吉，年扬49.07%。

累计全年，净利按年走低9.97%至4亿1785万5000令吉；营业额则年涨17.82%，达15亿6045万5000令吉。

总执行长卡玛鲁阿立芬在文告中指出，随着经济和行业不断发展，该集团必须制定正确的策略，着重于效率、生产力和适应力，以突显出集团的与众不同和繁荣发展。

“我们新企业机构将增强整个集团的协同作用，并引领我们进入下一个增长阶段。”

全年来看，艾芬银行的投资银行臂膀——艾芬黄氏投资银行，全年表现强劲，税前盈利按年增40%，归功于市场情绪改善、投资和贸易活动及资本市场咨询服务增加。

商业回银逊色

而商业银行和回教银行的税前盈利，较上财年逊色，原因包括管理费用上涨，归咎于执行执行自愿离职计划（VSS）、员工人数增加，使人员成本提升，以及面对较高贷款减值拨备。【e南洋】

SUMMARY OF KEY FINANCIAL INFORMATION 31 Dec 2017

		INDIVIDUAL PERIOD		CUMULATIVE PERIOD
		CURRENT YEAR QUARTER	PRECEDING YEAR CORRESPONDING QUARTER	CURRENT YEAR TO DATE	PRECEDING YEAR CORRESPONDING PERIOD
		31 Dec 2017	31 Dec 2016	31 Dec 2017	31 Dec 2016
		$$'000	$$'000	$$'000	$$'000

1	Revenue	534,703	358,685	1,560,455	1,324,430
2	Profit/(loss) before tax	223,484	167,312	550,699	599,871
3	Profit/(loss) for the period	176,119	129,953	424,438	464,131
4	Profit/(loss) attributable to ordinary equity holders of the parent	169,536	129,953	417,855	464,131
5	Basic earnings/(loss) per share (Subunit)	9.20	7.70	24.00	27.50
6	Proposed/Declared dividend per share (Subunit)	0.00	4.52	2.34	8.32
		AS AT END OF CURRENT QUARTER		AS AT PRECEDING FINANCIAL YEAR END
7	Net assets per share attributable to ordinary equity holders of the parent ($$)	4.2600		3.4400

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竞争激烈．呆账走高．艾芬银行前景蒙尘

（吉隆坡1日讯）艾芬银行（AFFIN，5185，主板金融组）第四季净利增长35.52%，分析员预期同业剧烈竞争与呆账走高，将为亮丽前景带来阴影。

丰隆研究认为艾芬银行的资产素质将是亮丽前景的绊脚石，何况艾芬银行的贷款损失覆盖比在业内显得低。

联昌研究也指出，总减值贷款（呆账）由2016年12月的1.6%走高至2.53%，显示资产素质恶化。

MIDF研究说，2017财政年艾芬银行的融资成本走高12基点至0.19%，减值拨备走高至1亿1100万令吉，显示某些贷款户头资产素质恶化。

MIDF认为这可能是转型期的重组与调整期间现象，特别在产业部份；预期这些贷款将在未来6个月重组，因而预期融资成本与盈利今年才正常化和复苏，相比去年全年净利跌约10%。

该银行总减值贷款由2016财政年2370万飙至去年7160万令吉，去年新呆账增至4亿8000万令吉，其中分期付款呆账飙至1亿5000万令吉。

联昌研究指出，艾芬银行末季录净利1亿6950万令吉，其中贷款按年由第三季的4.6%增长走高至7%，是业内贷款增长最快银行；其中住宅抵押贷款按年增19.6%（第三季15.4%），超越行业的平均8.9%增长。

联昌指出，第四季的业绩开始把艾芬投行业绩计算在内，即从去年10月16日至年杪置入投行业绩，此前只是纯粹艾芬银行业绩。



文章来源：
星洲日报‧财经‧报道：张启华‧2018.03.01

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Type	Announcement
Subject	NEW ISSUE OF SECURITIES (CHAPTER 6 OF LISTING REQUIREMENTS) OTHER ISSUE OF SECURITIES
Description	AFFIN BANK BERHAD ("ABB" OR "BANK")PROPOSED DIVIDEND REINVESTMENT PLAN
On behalf of the Board of Directors of ABB, AFFIN Hwang Investment Bank Berhad wishes to announce that the Bank proposes to put in place the abovementioned Proposed Dividend Reinvestment Plan. Please refer to the attachment for further details on the Proposed Dividend Reinvestment Plan. This announcement is dated 24 April 2018.

http://www.bursamalaysia.com/market/listed-companies/company-announcements/5769777

Attachments Affin Bank Berhad - Proposed Dividend Reinvestment Plan.pdf

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AFFIN 好像牵涉到1MDB，在TRX 买了一块地建总部

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SUMMARY OF KEY FINANCIAL INFORMATION 31 Mar 2018

		INDIVIDUAL PERIOD		CUMULATIVE PERIOD
		CURRENT YEAR QUARTER	PRECEDING YEAR CORRESPONDING QUARTER	CURRENT YEAR TO DATE	PRECEDING YEAR CORRESPONDING PERIOD
		31 Mar 2018	31 Mar 2017	31 Mar 2018	31 Mar 2017
		$$'000	$$'000	$$'000	$$'000

1	Revenue	476,617	322,032	476,617	322,032
2	Profit/(loss) before tax	186,750	125,332	186,750	125,332
3	Profit/(loss) for the period	145,987	90,233	145,987	90,233
4	Profit/(loss) attributable to ordinary equity holders of the parent	141,467	90,233	141,467	90,233
5	Basic earnings/(loss) per share (Subunit)	7.30	5.30	7.30	5.30
6	Proposed/Declared dividend per share (Subunit)	0.00	0.00	0.00	0.00
		AS AT END OF CURRENT QUARTER		AS AT PRECEDING FINANCIAL YEAR END
7	Net assets per share attributable to ordinary equity holders of the parent ($$)	4.2700		4.2600

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