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每周六更新 - - Malaysia FD Rate - - 2017
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发表于 17-4-2017 06:07 PM
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刚刚放了疯龙promo FD, 六个月4.0
12个月4.1不划算。
ocbc 六个月和12个月都低过4.0. |
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发表于 17-4-2017 06:10 PM
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发表于 17-4-2017 06:57 PM
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tshuen 发表于 17-4-2017 06:10 PM
我只要6个月conventional的，investment 的不gham 我  |
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发表于 17-4-2017 07:58 PM
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面包宝宝 发表于 17-4-2017 06:07 PM
刚刚放了疯龙promo FD, 六个月4.0
12个月4.1不划算。
ocbc 六个月和12个月都低过4.0.
不如把资金投资在ASW2020，ASM和AS1M固定基金最化算，如果你能够投资200K在该基金买每年6%红利就等于12K，同时如果你买了一间普通房贷楼200K利息4.45%p.a就等于8K9算起来还有的赚利息3K1。  |
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发表于 17-4-2017 08:15 PM
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如果把金钱放入银行Promo FD 4.15%p.a , 房贷4.45%p.a 反而倒贴0.30%，加上如果有一天银行筹够了足够的资金那Promo FD就没有了马上就打会回原形3.15%p.a 反而大倒贴1.30%。如果投资ASM，ASW和AS1M固定基金6%p.a最低限度有1.55%利息赚。  |
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发表于 17-4-2017 10:44 PM
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Weida 发表于 17-4-2017 08:15 PM
如果把金钱放入银行Promo FD 4.15%p.a , 房贷4.45%p.a 反而倒贴0.30%，加上如果有一天银行筹够了足够的资金那Promo FD就没有了马上就打会回原形3.15%p.a 反而大倒贴1.30%。如果投资ASM，ASW和AS1M固定基金6%p.a最低 ...
你说的对，不过我没有房贷 |
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发表于 18-4-2017 05:52 PM
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发表于 18-4-2017 07:25 PM
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Weida 发表于 17-4-2017 08:15 PM
如果把金钱放入银行Promo FD 4.15%p.a , 房贷4.45%p.a 反而倒贴0.30%，加上如果有一天银行筹够了足够的资金那Promo FD就没有了马上就打会回原形3.15%p.a 反而大倒贴1.30%。如果投资ASM，ASW和AS1M固定基金6%p.a最低 ...
可是要买到 ASM...不容易啊。。
Quota有限 |
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发表于 18-4-2017 10:37 PM
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tshuen 发表于 18-4-2017 05:52 PM
纯粹分享
很好啊，短期回筹高 |
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发表于 19-4-2017 09:08 AM
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本帖最后由 Weida 于 19-4-2017 09:13 AM 编辑
jimmychin 发表于 18-4-2017 07:25 PM
可是要买到 ASM...不容易啊。。
Quota有限
你有试用过网络https://www.myasnb.com.my/来买吗？我本身也经有了myasnb portal 来购买ASM和ASW2020基金真不错又很放便在这几个月里已经成功买入ASM和ASW靠近100K。 |
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发表于 19-4-2017 09:33 AM
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Weida 发表于 17-4-2017 07:58 PM
不如把资金投资在ASW2020，ASM和AS1M固定基金最化算，如果你能够投资200K在该基金买每年6%红利就等于12K，同时如果你买了一间普通房贷楼200K利息4.45%p.a就等于8K9算起来还有的赚利息3K1。
不要给错的information,房贷的算法不是用200K来乘4.45%.如果200K的房贷用30年还利息4.45%，一个月要还 RM1007.44,一年是RM12089.28 ,所以亏RM89.28 ,如果用35年还，一个月要还RM940.33 ,一年是RM11283.96,只赚RM716.04.知道你喜欢叫人買ASN,但information要对，不然别人用你给的information去贷款，结果亏了。 |
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发表于 19-4-2017 06:55 PM
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通货膨胀已经5.1%了，把资金放在银行Promo FD会不会被通货膨胀淘汰呢？ |
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发表于 23-4-2017 11:09 AM
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发表于 23-4-2017 11:07 PM
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如果没有找到100%稳赚的方法, 通货膨胀也不必管了.
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发表于 24-4-2017 01:29 PM
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发表于 24-4-2017 06:37 PM
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发表于 24-4-2017 07:50 PM
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发表于 25-4-2017 07:12 AM
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发表于 25-4-2017 07:51 AM
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其实他们的不是定期的 cheeky saving account 是3.10%啊
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楼主 |
发表于 29-4-2017 10:44 AM
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上星期我出国了， 所以没更新， 请各位会员原谅 ~
资料已更新， 请查阅第一楼~
Current Promotion:
*注 :
(P) = Placement
(F) = Fresh
NOT FD
| BANK | Promo. End | Cond. (Min) | Month | % | | OCBC BANK | 2017-04-30 | 1st RM 100k, Deposit RM500 per month, pay 3 bills online per month, spend RM500 on OCBC Credit Card every month | unknown | 4.10 | | OCBC BANK | 2017-06-30 | Deposit RM1k per month WITH NO WITHDRAWAL | 1 | 3.55 | | MAYBANK | 2017-05-31 | <= RM 5k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 1.30 | | MAYBANK | 2017-05-31 | <= RM 10k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 1.40 | | MAYBANK | 2017-05-31 | <= RM 25k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 1.55 | | MAYBANK | 2017-05-31 | <= RM 50k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 1.70 | | MAYBANK | 2017-05-31 | <= RM 100k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 2.00 | | MAYBANK | 2017-05-31 | <= RM 200k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 2.35 | | MAYBANK | 2017-05-31 | <= RM 500k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 2.45 | | MAYBANK | 2017-05-31 | > RM 500k, Maintain ADB (Average Daily Balance) 10k, Maintain IADB (ADB - balance of previous month) 3k, Min 6 Swipe Credit Card | unknown | 2.60 | | UOB BANK | 2017-08-31 | Deposit more than RM 100k, Spend Min. RM500 with UOB Credit/Debit Card, Pay Min. 3 bills via UOB Personal Internet Banking, Cumulative inward fund transfer RM5k online | unknown | 3.25 | | UOB BANK | 2017-12-31 | <= RM 100k in HIGH YIELD ACCOUNT | unknown | 1.00 | | UOB BANK | 2017-12-31 | <= RM 300k in HIGH YIELD ACCOUNT | unknown | 1.02 | | UOB BANK | 2017-12-31 | <= RM 500k mil in HIGH YIELD ACCOUNT | unknown | 2.40 | | UOB BANK | 2017-12-31 | <= RM 2.5 mil in HIGH YIELD ACCOUNT | unknown | 3.40 | | UOB BANK | 2017-12-31 | <= RM 10 mil in HIGH YIELD ACCOUNT | unknown | 3.90 | | UOB BANK | 2017-12-31 | > RM 10 mil in HIGH YIELD ACCOUNT | unknown | 4.13 | | UOB BANK | 2017-12-31 | <= RM 50k in WEALTH PREMIUM ACCOUNT | unknown | 1.00 | | UOB BANK | 2017-12-31 | <= RM 100k in WEALTH PREMIUM ACCOUNT | unknown | 1.30 | | UOB BANK | 2017-12-31 | <= RM 150k in WEALTH PREMIUM ACCOUNT | unknown | 2.20 | | UOB BANK | 2017-12-31 | <= RM 200k in WEALTH PREMIUM ACCOUNT | unknown | 2.50 | | UOB BANK | 2017-12-31 | <= RM 250k in WEALTH PREMIUM ACCOUNT | unknown | 2.80 | | UOB BANK | 2017-12-31 | > RM 250k in WEALTH PREMIUM ACCOUNT | unknown | 3.00 |
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Normal FD (Promotion)
| | | | Month (%) | | BANK | Promo. End | Cond. (Min) | 1 | 3 | 6 | 12 | | CIMB | 2017-04-30 | (P) 10k | - - | - - | 3.90 | 4.10 | | HONG LEONG BANK | 2017-04-30 | (P) 10k | - - | - - | 4.00 | - - | | HONG LEONG BANK | 2017-04-30 | (P) 10k, Rent a Safe Deposit Box | - - | - - | 4.10 | - - | | OCBC BANK | 2017-04-30 | (F) 10k | - - | - - | - - | 4.00 | | HSBC BANK | 2017-06-30 | (P) 100k | - - | 4.88 | - - | - - | | PUBLIC BANK | 2017-06-30 | (P) 10k | - - | - - | 3.80 | 3.99 | | PUBLIC BANK | 2017-06-30 | (P) 10k | - - | 3.08 | 3.48 | - - | | MUAMALAT BANK | 2017-10-02 | (F) 1k | - - | 3.40 | 3.60 | 3.80 |
| BANK | Promo. End | Cond. (Min) | Month | % | | MBSB | unknown | (P) 500 | 15 | 3.50 | | MBSB | unknown | (P) 500 | 18 | 3.55 | | MBSB | unknown | (P) 500 | 24 | 3.60 | | MBSB | unknown | (P) 500 | 36 | 3.70 | | MBSB | unknown | (P) 500 | 48 | 3.85 | | MBSB | unknown | (P) 500 | 60 | 4.10 | | HSBC BANK | 2017-06-30 | (P) 5k, HSBC Advance Account | 3 | 5.00 | | PUBLIC BANK | 2017-06-30 | (P) 10k | 9 | 3.95 | | MUAMALAT BANK | 2017-10-02 | (F) 1k | 9 | 3.70 |
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Senior FD (Promotion)
| | | | Month (%) | | BANK | Promo. End | Cond. (Min) | 1 | 3 | 6 | 12 |
| BANK | Promo. End | Cond. (Min) | Month | % | | AMBANK | 2017-04-30 | (F) 10k | 60 | 4.35 |
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e-FD (Promotion)
| | | | Month (%) | | BANK | Promo. End | Cond. (Min) | 1 | 3 | 6 | 12 |
| BANK | Promo. End | Cond. (Min) | Month | % | | HONG LEONG BANK | 2017-04-30 | (P) 10k, Not Tuesday apply | 9 | 4.05 | | HONG LEONG BANK | 2017-04-30 | (P) 10k, Tuesday apply | 9 | 4.15 |
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