【基金专题讨论】大众信托基金（目录在1楼）

whoru

如果新买的fund在两三年内没有distribution是不是说明这fund不赚钱呢？还是需要时间去证明呢？
所谓的回酬是不是说我买的新fund从开始的0.25升多少巴仙？

如果我已经有买过pb mutual 的fund， 在要买新的fund， 需要在复印我的ic给agent 吗？

谢谢。

基金小子

原帖由 whoru 于 25-9-2007 02:59 PM 发表
如果新买的fund在两三年内没有distribution是不是说明这fund不赚钱呢？还是需要时间去证明呢？
所谓的回酬是不是说我买的新fund从开始的0.25升多少巴仙？

如果我已经有买过pb mutual 的fund， 在要买新的fund， 需要在复印我的ic给agent 吗？

重要的是要会看基金的NAV有没有升值。。



假设你投资的基金是以0.2500开始。。。

两年后，没有分过distribution，不过两年后的基金价钱是0.3500。。你还是有钱赚的。。

除非是两年后的基金价钱是0.1500。。你就亏本了。。在价钱低时，就加码。。等股市反弹，你的基金就可以反败为胜。。。

有买过的，不需要复印IC了。。。

whoru

就是说如果两年后没有distribution但是nav值是0.35.就是有赚。

如果那些investor没有在加买／DDI.就是说当初他买的时候rm1000, nav0.25.那么他又如何能赚更多呢？就凭那distribution top up进去才有可能多一点，对吗？

谢谢。

leekk8

如果你投资RM1000，当时NAV是RM0.25，现在NAV是RM0.35，那你就每单位赚RM0.10咯。为了简单算法，我们不算服务费，那RM1000能买到4000单位，过后当NAV RM0.35时卖，你能卖到RM1400，你赚了RM400。

如果NAV没有变动，而你有distribution再投资，当然你持有的单位就比投资时多，多出的单位就是你赚的。

leekk8

Public Saving Fund:

1. Public Bank - 10.61%

2. Bumiputra-Commerce Holdings - 4.30%

3. IOI Corporation - 3.51%

4. Manulife Insurance (M) Berhad - 3.19%

5. Malayan Banking Berhad - 3.15%

Public Growth Fund:

1. Public Bank - 10.26%

2. MMC Corporation - 4.44%

3. RHB Capital Berhad - 3.66%

4. Manulife Insurance (M) Berhad - 3.59%

5. China Mobile Limited - 3.29%

Public Index Fund:

1. Public Bank - 9.74%

2. Tenaga Nasional - 4.87%

3. IOI Corporation - 4.46%

4. Bumiputra-Commerce Holdings - 4.40%

5. Malayan Banking Berhad - 4.34%

Public Industry Fund:

1. Public Bank - 10.40%

2. Golden Hope Plantations Berhad - 5.08%

3. UMW Holdings Berhad - 4.25%

4. IOI Corporation Berhad - 3.90%

5. MMC Corporation Berhad - 3.11%

Public Aggressive Growth Fund:

1. Public Bank - 9.58%

2. Boustead Holdings Berhad - 4.44%

3. MMC Corporation - 3.79%

4. Boustead Heavy Industries Corp Berhad - 3.14%

5. RHB Capital Berhad - 3.02%

Public Regular Saving Fund:

1. Public Bank - 9.60%

2. RHB Capital Berhad - 3.91%

3. Boustead Holdings Berhad - 3.68%

4. MMC Corporation - 3.61%

5. Tenaga Nasional - 3.29%

Public SmallCap Fund:

1. Boustead Heavy Industries Corp Berhad - 4.33%

2. VADS Berhad - 3.81%

3. Tradewinds (M) Berhad - 3.71%

4. Manulife Insurance (M) Berhad - 3.11%

5. Cement Industries of Malaysia Berhad - 3.09%

Public Equity Fund:

1. Public Bank - 10.59%

2. Top Glove Corporation - 3.92%

3. Boustead Holdings Berhad - 3.66%

4. RHB Capital Berhad - 3.58%

5. MMC Corporation Berhad - 3.57%

Public Focus Select Fund:

1. Boustead Holdings Berhad - 4.01%

2. Bursa Malaysia Berhad - 3.66%

3. WCT Engineering Berhad - 3.48%

4. Affin Holdings Berhad - 3.32%

5. LPI Capital Berhad - 2.82%

Public Dividend Select Fund:

1. Public Bank - 10.56%

2. Wilmar International Limited - 4.14%

3. Bumiputra-Commerce Holdings - 4.01%

4. IOI Corporation - 3.56%

5. Malayan Banking Berhad - 3.17%

Public Far East Select Fund:

1. China Mobile Limited - 5.53%

2. Public Bank - 4.47%

3. Nintendo Company Limited - 3.66%

4. RHB Capital Berhad - 3.53%

5. Sime Darby Berhad - 3.36%

Public Regional Sector Fund:

1. China Mobile Limited - 5.76%

2. Public Bank - 4.96%

3. RHB Capital Berhad - 4.03%

4. Nintendo Company Limited - 3.94%

5. Kumpulan Guthrie Berhad - 3.53%

Public Global Select Fund:

1. DWS (CH) - US Equities - 8.95%

2. JPM US Dynamic X (acc) USD - 8.07%

3. JPM US Value X (acc) USD - 7.23%

4. DWS Provesta - 6.86%

5. DWS Invest European Equities (FC) - 6.59%

[ 本帖最后由 leekk8 于 25-9-2007 10:57 PM 编辑 ]

leekk8

Public Far East Dividend Fund:

1. China Mobile Limited - 4.96%

2. Public Bank - 4.33%

3. UMW Holdings Berhad - 3.90%

4. Wilmar International Limited - 3.00%

5. Synear Food Holdings Limited - 2.90%

Public Balanced Fund:

1. Berjaya Land Berhad (8.00%/2011) - 6.06%

2. Public Bank - 5.91%

3. RHB Bank Berhad (6.85%/2007) - 5.12%

4. Injaz Asia-Equity Property Berhad (5.00%/2010) - 3.87%

5. Public Bank Berhad (5.10%/2016/2036) - 3.83%

Public Far East Balanced Fund:

1. RHB Bank Berhad (6.85%/2007) - 8.88%

2. Public Bank Berhad (5.10%/2016/2036) - 4.18%

3. PetroChina Company Limited - 3.65%

4. Public Bank Berhad - 2.60%

5. Malakoff Corporation Berhad (5.883%/2014) - 2.58%

Public Global Balanced Fund:

1. Public Bank Berhad (5.10%/2016/2036) - 9.01%

2. Malakoff Corporation Berhad (5.883%/2014) - 6.17%

3. RHB Bank Berhad (6.85%/2007) - 6.01%

4. DWS(CH) US Equities - 5.05%

5. Syarikat Bekalan Air Selangor Sdn Bhd (3.00%/2017) - 4.88%

Public Bond Fund:

1. Public Bank (5.10%/2016/2036) - 11.82%

2. Kerisma Berhad (5.80%/2009) - 9.76%

3. RHB Capital Berhad (7.20%/2011) - 7.25%

4. Transshipment Megahub Berhad (6.70%/2012) - 4.49%

5. Malakoff Corporation Berhad (6.682%/2022) - 4.38%

Public Enhanced Bond Fund:

1. Public Bank (5.10%/2016/2036) - 12.66%

2. RUN Holding SPV Berhad (2.50%/2011) - 5.03%

3. Valid Ventures Berhad (5.60%/2008) - 4.76%

4. Berjaya Land Berhad (8.00%/2011) - 3.75%

5. Malakoff Corporation Berhad (5.783%/2013) - 3.25%

Public Select Bond Fund:

1. Malakoff Corporation Berhad (5.783%/2013) - 5.95%

2. RHB Capital (7.15%/2012) - 4.72%

3. RHB Capital (6.70%/2010) - 4.02%

4. Malaysia Industrial Development Finance Berhad (7.80%/2008) - 3.87%

5. Malayan Banking (4.00%/2012/2017) - 3.81%

Public Ittikal Fund:

1. MMC Corporation - 5.01%

2. China Mobile Limited - 4.91%

3. Sime Darby Berhad - 4.72%

4. Tenaga Nasional Berhad - 4.58%

5. Top Glove Corporation - 4.47%

Public Islamic Equity Fund:

1. Tenaga Nasional Berhad - 5.24%

2. IOI Corporation Berhad - 4.39%

3. Sime Darby Berhad - 4.17%

4. MISC Berhad (Foreign) - 3.88%

5. MMC Corporation Berhad - 3.48%

Public Islamic Opportunity Fund:

1. Public Bank Berhad (3.50%/28Sep07) - 3.63%

2. RB Land Holdings Berhad - 3.11%

3. Public Bank Berhad (3.50%/24Sep07) - 2.42%

4. Public Bank Berhad (3.50%/27Sep07) - 2.42%

5. Public Bank Berhad (3.51%/29Oct07) - 2.41%

leekk8

Public Islamic Dividend Fund:

1. Sime Darby Berhad - 5.16%

2. IOI Corporation - 3.78%

3. Public Bank Berhad (3.50%/28Sep07) - 3.35%

4. Public Bank Berhad (3.51%/29Oct07) - 3.34%

5. Tenaga Nasional Berhad - 3.27%

Public Asia Ittikal Fund:

1. China Mobile Limited - 3.82%

2. Samsung Electronics Company Limited - 3.41%

3. POSCO - 3.39%

4. Taiwan Semiconductor Manufacturing - 2.41%

5. Hon Hai Precision Industries Company Limited - 1.85%

Public Islamic Balanced Fund:

1. Public Bank Berhad (3.50%/27Sep07) - 3.90%

2. UMW Holdings Berhad - 3.86%

3. Kesas Sendirian Berhad (6.45%/2008) - 3.08%

4. Rantau Abang Capital Berhad (4.91%/2013) - 3.05%

5. Rantau Abang Capital Berhad (4.39%/2011) - 3.02%

Public Islamic Bond Fund:

1. Rantau Abang Capital Berhad (4.39%/2011) - 8.46%

2. Malakoff Corporation Berhad (5.783%/2013) - 6.61%

3. Rantau Abang Capital Berhad (4.91%/2013) - 4.60%

4. Syarikat Bekalan Air Selangor Sendirian Berhad (5.20%/2014) - 3.91%

5. Government Investment Issue (3.82%/2016) - 3.21%

Public Islamic Enhanced Bond Fund:

1. Rantau Abang Capital Berhad (4.91%/2013) - 9.83%

2. Rantau Abang Capital Berhad (4.39%/2011) - 9.83%

3. Lembaga Kemajuan Perusahaan Pertanian Pahang (7.15%/2015) - 7.57%

4. Malakoff Corporation Berhad (6.982%/2025) - 6.71%

5. Government Investment Issue (3.82%/2016) - 6.39%

江百虎

原帖由 leekk8 于 22-7-2007 12:11 PM 发表
Public Series的只能向大众信托的代理购买。PB Series的需要到大众银行购买。

对，如果你投资的钱可以放在那长时间，可以投资在高风险的基金。通常基金不会让你血本无归，除非大众银行倒闭，那才可能大众基金变0。但是，任何投资都不保障赚钱的。

這里有誤導。

大眾基金的資產是屬于投資人的。就算是大眾銀行倒閉，大眾銀行也沒有權利用大眾基金的資產來清償債務。

所以說就算是大眾銀行倒閉，大眾基金所擁有的凈值資產依然是屬于投資人的。而這凈值是和所投資的資產的市價有關，說會變成  0   是太夸張了。

transition

有没有发觉，public mutual fund 的Islamic fund 很像特别强。。有什么原因的啊？

leekk8

谢谢你的纠正。

其实该基金会不会变0，就要看该基金的portfolio了。如果该基金投资的股票全部变0，那该基金也变0了。

印象中好像没有基金变0的。

想投资2个股在大众，由于工作，不方便到PM公司，但又找不到能信任的代理。。。无奈。。。

基金小子

这里有很多基金代理。。。

leekk8

如果你真的没有朋友是代理，可以试下这里找代理。可以先投资少少，看看那代理是否负责任，然后才慢慢增加投资额。

付钱时，可以支票的方式，那就比较安全。

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PSF	40.99%	40.99%	72.92%	20.03%	129.29%	18.05%	160.74%	10.06%	670.36%
PGF	44.71%	44.71%	74.42%	20.37%	127.74%	17.89%	153.30%	9.74%	684.19%
PIX	41.44%	41.44%	77.24%	21.02%	129.78%	18.10%	143.30%	9.30%	456.18%
PIF	51.52%	51.52%	95.09%	24.95%	157.47%	20.82%	166.03%	10.28%	175.10%
PAGF	56.60%	56.60%	94.86%	24.90%	159.54%	21.02%	160.38%	10.04%	148.73%
PRSF	39.87%	39.87%	75.20%	20.55%	131.78%	18.31%	169.81%	10.43%	252.27%
PSMALLCAP	60.60%	60.60%	88.11%	23.44%	162.68%	21.31%	N/A	N/A	189.70%
PEF	43.89%	43.89%	81.23%	21.92%	146.61%	19.78%	N/A	N/A	163.00%
PFSF	47.43%	47.43%	N/A	N/A	N/A	N/A	N/A	N/A	71.44%
PDSF	39.68%	39.68%	N/A	N/A	N/A	N/A	N/A	N/A	59.89%

[ 本帖最后由 leekk8 于 2-10-2007 02:42 PM 编辑 ]

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PFESF	48.18%	48.18%	N/A	N/A	N/A	N/A	N/A	N/A	65.74%
PRSEC	41.81%	41.81%	N/A	N/A	N/A	N/A	N/A	N/A	44.65%
PGSF	10.61%	10.61%	N/A	N/A	N/A	N/A	N/A	N/A	10.61%
PFEDF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	26.20%
PCSF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	16.74%
PFEPRF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	3.92%
PBF	36.55%	36.55%	66.85%	18.61%	109.95%	15.99%	137.32%	9.03%	144.04%
PFEBF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	9.20%
PGBF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	5.24%
PBOND	7.50%	7.50%	21.46%	6.70%	37.75%	6.62%	125.90%	8.49%	151.47%

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PINBOND	4.07%	4.07%	10.66%	3.43%	N/A	N/A	N/A	N/A	15.71%
PEBF	14.38%	14.38%	N/A	N/A	N/A	N/A	N/A	N/A	25.49%
PSBF	6.82%	6.82%	N/A	N/A	N/A	N/A	N/A	N/A	9.73%
PMMF	3.19%	3.19%	9.87%	3.19%	N/A	N/A	N/A	N/A	12.58%
PITTIKAL	44.84%	44.84%	80.49%	21.75%	152.00%	20.30%	242.09%	13.09%	231.29%
PIEF	44.77%	44.77%	77.23%	21.02%	N/A	N/A	N/A	N/A	118.00%
PIOF	59.76%	59.76%	N/A	N/A	N/A	N/A	N/A	N/A	80.27%
PIDF	42.45%	42.45%	N/A	N/A	N/A	N/A	N/A	N/A	47.67%

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PAIF	37.48%	37.48%	N/A	N/A	N/A	N/A	N/A	N/A	38.01%
PIADF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	15.21%
PIBF	28.60%	28.60%	N/A	N/A	N/A	N/A	N/A	N/A	39.39%
PIABF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	2.36%
PIBOND	5.25%	5.25%	21.13%	6.60%	37.66%	6.60%	N/A	N/A	44.09%
PIEBF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	4.54%
PISBF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.50%
PIMMF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.73%

iamhau

想买一个基金打算起码放3年，有打算买PCSF，但已升到2.8多了，还会继续再升吗？现在还进值得吗？假如买PEF OK吗？这两个哪一个会比较好？

Cherish_Ying

注意23/10/07 ..... PCPEF .... PCSF 的弟弟要出生了
哥哥表现异常优秀，弟弟相信也不赖吧

kokoangela

原帖由 leekk8 于 29-9-2007 12:03 AM 发表
如果你真的没有朋友是代理，可以试下这里找代理。可以先投资少少，看看那代理是否负责任，然后才慢慢增加投资额。

付钱时，可以支票的方式，那就比较安全。

你也可以用online方式投资啊
去Public Bank's ATM 申请Online the account.

然后去www.pbebank.com.my
log in 你的户口
然后去invesment->Open account
需要 pin requirement,pin 会sms 到你的手机
所以你也得去Public Bank's ATM register你的电话号码。
最后，选择你要得fund 和 amount.
太简单了。不用代理。自己来。
这样一来，我任何时候，任何好的时机，也能不用等代理，上网就能加额哦！