要比较各银行的rate。。这个可以看看。。。目前UOB好像比较好rate:
http://www.imoney.my/gold-investment
Bank & Product Name
Gold purity
Price & Minimum Initial Purchase
Buy-sell spread
Fees & Charges
Apply
UOB Premier Gold Account
99.99% - Price you buy at (per gram):RM137.40 (as at 19/4/13)
- Price you sell at (per gram):RM134.70 (as at 19/4/13)
- Minimum Initial Purchase:1,000 grams
RM2.70 - Administration Fee: RM2 per month if your gold balance falls below 1,000 grams at month end
- Physical gold conversion fee applies
UOB Gold Savings Account
99.99% - Price you buy at (per gram):RM137.90 (as at 19/4/13)
- Price you sell at (per gram):RM134.60 (as at 19/4/13)
- Minimum Initial Purchase: 20 grams
RM3.30 - Administration Fee: RM2 per month if your gold balance falls below 10 grams at month end
- Physical gold conversion fee applies
Public Bank Gold Investment Account
99.99% - Price you buy at (per gram):RM137.79 (as at 19/4/13)
- Price you sell at (per gram):RM132.25 (as at 19/4/13)
- Minimum Initial Purchase: 10 grams
RM5.54 - Physical gold withdrawal charges: RM220-RM250 for 50 grams, and RM240-RM270 for 100 grams
- Annual Service Fee: RM10 (if your gold balance falls below 10 grams at year end)
- Passbook replacement fee: RM10
- Stamp Duty: RM10
CIMB Bank Gold Deposit Account
99.99% - Price you buy at (per gram):RM137.40 (as at 19/4/13)
- Price you sell at (per gram):RM131.80 (as at 19/4/13)
- Minimum Initial Purchase: 5 grams
RM5.60 - Physical gold withdrawal charges: RM1 per gram of gold ordered
- Fee if you fail to collect your gold within 30 days: RM1 per gram of gold
- Annual Service Fee: RM5 (if your gold balance falls below 5 grams at year end)
- Passbook replacement fee: RM20
- Closing of Gold Deposit Account: RM10 (only charged if you close your account within 6 months of opening)
Maybank Gold Investment Account
99.99% - Price you buy at (per gram):RM137.36 (as at 19/4/13)
- Price you sell at (per gram):RM131.59 (as at 19/4/13)
- Minimum Initial Purchase: 1 grams
RM5.77 - Stamp Duty: RM10
- Passbook replacement fee: RM15
Kuwait Finance HouseGold Account-i (Individual)
99.50% - Price you buy at (per gram):RM141.79 (as at 19/4/13)
- Price you sell at (per gram):RM128.78 (as at 19/4/13)
- Minimum Initial Purchase: 10 grams
RM13.01
Kuwait Finance HouseGold Account-i (Junior)
99.50% - Price you buy at (per gram):RM141.79 (as at 19/4/13)
- Price you sell at (per gram):RM128.78 (as at 19/4/13)
- Minimum Initial Purchase: 5 grams
RM13.01
Kuwait Finance HouseGold Account-i (Non-individuals)
99.50% - Price you buy at (per gram):RM141.79 (as at 19/4/13)
- Price you sell at (per gram):RM128.78 (as at 19/4/13)
- Minimum Initial Purchase: 50 grams
RM13.01 |