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【Balance transfer 信用卡余额转账】分享及讨论区 - HSBC有0% BT 6个月，EXP12月15日
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发表于 10-12-2011 10:39 AM
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请问各位大大：如果要将A银行及B银行的卡债，ＢＴ去maybank需要先是maybank的CC持有人？ |
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发表于 10-12-2011 11:36 AM
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请问各位大大：如果要将A银行及B银行的卡债，ＢＴ去maybank需要先是maybank的CC持有人？
MR.Beck 发表于 10-12-2011 10:39 AM 
yes !!! |
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发表于 10-12-2011 01:01 PM
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roti兄！ 告诉你一件蛮有意思的事，原来RHB 的BT 还有分数可拿，很不错哦～呵呵
yonghook 发表于 10-12-2011 09:13 AM 
你说对了,RHB 的BT 还有分数可拿 |
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发表于 10-12-2011 07:07 PM
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你说对了,RHB 的BT 还有分数可拿
hanhaha 发表于 10-12-2011 01:01 PM
刚才我也跑去tesco问问了。。。 |
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发表于 10-12-2011 07:23 PM
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请问各位大大：如果要将A银行及B银行的卡债，ＢＴ去maybank需要先是maybank的CC持有人？
MR.Beck 发表于 10-12-2011 10:39 AM 
你不是已经有老虎头的dual card吗？ |
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发表于 10-12-2011 07:40 PM
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回复 yonghook
早安，yonghook兄。
谢谢那么好的介绍。。。。。。明天得空去tesco买东西看看有没有 ...
饼干及面包 发表于 10-12-2011 09:32 AM 
是不是想申请它家的plat卡？ |
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发表于 10-12-2011 07:47 PM
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是不是想申请它家的plat卡？
hong2221 发表于 10-12-2011 07:40 PM
呵呵呵，你真明白我。。。。。。他家plat卡设计也是我那杯 。 |
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发表于 10-12-2011 10:54 PM
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你不是已经有老虎头的dual card吗？
饼干及面包 发表于 10-12-2011 07:23 PM 
不是我 |
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发表于 11-12-2011 01:41 AM
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呵呵呵，你真明白我。。。。。。他家plat卡设计也是我那杯。
饼干及面包 发表于 10-12-2011 07:47 PM
我也是蠻喜歡他家plat卡设计 |
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发表于 11-12-2011 11:11 AM
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你不是已经有老虎头的dual card吗？
饼干及面包 发表于 10-12-2011 07:23 PM 
饼干兄，早！！！
有些东西想请教你
如果我打算做BT到我的HLB卡
Plan S 0.40%是给3个月的利息而已对吗？
如果3个月后没有还玩那么利息是多少呢？
还有我在form那里看到Intrbank GIRO，这是不是要被它charge RM2.00呢？
通常这样的申请需要多久的时间呢？？ |
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发表于 11-12-2011 11:16 AM
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发表于 11-12-2011 11:25 AM
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plan S 已经没有了 。。。
~@Star@~ 发表于 11-12-2011 11:16 AM
是啊。。
大大请问在那里看呢？
那么是不是剩下plan A ,B,C呢？ |
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发表于 11-12-2011 12:38 PM
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是啊。。
大大请问在那里看呢？
那么是不是剩下plan A ,B,C呢？
Davidyong 发表于 11-12-2011 11:25 AM
是的。
| Option | Tenure | One-time Interest Fee | Minimum Cash Amount | | Plan A | 6 months | 2.99% | RM500 | | Plan B | 12 months | 4.99% | RM500 | | Plan C | 24 months | 7.99% | RM1,000 | | Plan D | 36 months | 10.99% | RM1,000 |
http://www.hlb.com.my/pfs/cc/hlb_cc_cfc_fb.jsp?flag=hlb_cc_cfc |
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发表于 11-12-2011 12:48 PM
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是的。
~@Star@~ 发表于 11-12-2011 12:38 PM
大大。。。
如果要做的话，是不是填那个BT Form然后e-mail或者Fax给HLB呢？？？
通常需要多久来Procces... |
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发表于 11-12-2011 01:12 PM
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大大。。。
如果要做的话，是不是填那个BT Form然后e-mail或者Fax给HLB呢？？？
通常需要多久来Proc ...
Davidyong 发表于 11-12-2011 04:48 AM
最简单的方法是直接打电话去……他们有voice record的……
一般上在5个工作日之内就能完成了……
(posted by mobile) |
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发表于 11-12-2011 09:53 PM
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是的。
~@Star@~ 发表于 11-12-2011 12:38 PM
这个plan好像是under EON的，虽然两家合并起来，但是大家还是各自做自己的plan。
如果看到电话号码是，02-2XXXXXXXX，这个应该是属于EON，而疯龙的是03-7XXXXXXXX |
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发表于 11-12-2011 09:55 PM
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大大。。。
如果要做的话，是不是填那个BT Form然后e-mail或者Fax给HLB呢？？？
通常需要多久来Pro ...
Davidyong 发表于 11-12-2011 12:48 PM
打信用卡后面的服务热线，5分钟左右就能申请了，不过要确定及了解自己要什么plan。 |
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发表于 11-12-2011 11:22 PM
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发表于 11-12-2011 11:47 PM
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发表于 12-12-2011 08:34 AM
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本帖最后由 饼干及面包 于 12-12-2011 08:38 AM 编辑
回复 2183# Davidyong
在疯龙的网站里面有4种BT/COC配套，两个是属于疯龙，另外两个是属于EON的。
第一个
Hong Leong Balance Transfer
http://www.hlb.com.my/pfs/cc/ccbt.jsp?flag=ccbt
这个就是我指的变质BT，Balance Transfer Plus，可以把要BT的总数放在储蓄户口里面，利息是以reducing balance计算的。
Put all your worries away and start transferring your outstanding balance to your Hong Leong Credit Card to enjoy Greater Savings. To enjoy an incredible low interest rate for up to 1 year, just transfer your outstanding balance from other credit or charge cards to any Hong Leong Credit Card. Or, choose to have the loan amount credited into your savings or current account at Hong Leong Bank or at any other banks via cheque or Inter-Bank Giro (IBG).
See how much you can save! The example below is based on a balance transfer of RM10,000: | | Choice | | | Plan S | Plan A | Plan B | Plan C | | Low Interest Rate | 0.40% per mth for 3 mths | 0.50% per mth for 6 mths | 0.75% per mth for 9 mths | 1.00% per mth for 12 mths | | Normal Finance Charges (1.50% per mth) | RM364 | RM761 | RM1,118 | RM1,438 | | With HLBB Balance Transfer Program, you pay* | RM96 | RM248 | RM544 | RM935 | | Total Savings | RM268 | RM513 | RM574 | RM503 |
第二个
Hong Leong Cash-On-Callhttp://www.hlb.com.my/pfs/cc/cccoc.jsp?flag=cccoc
这个是fixed rate的利息，9.88%PA
Need extra cash? With the Hong Leong Cash-on-Call, you can withdraw cash anytime, anywhere with just one phone call away. It is a loan which gives you the flexibility to pay in affordable equal monthly installments at a low interest rate of only 9.88% p.a.
- Choose Loan Amount and Number Of Installments
- Minimum of RM1,500 over 12, 18, 24, 30 or 36 months.
- Call 03-7950 1118
- Our Call Center representatives will help you confirm your application.
- Fast Approval
- Loan amount can be credited into your savings or current account at Hong Leong Bank or at other banks via cheque or Inter-Bank Giro (IBG)
第三种Hong Leong Call-For-Cash
http://www.hlb.com.my/pfs/cc/hlb_cc_cfc_fb.jsp?flag=hlb_cc_cfc
这个是属于EON bank的，利息是up front 算的，一次性，然后分期偿还
Hong Leong Call-For-Cash Installment Programme allows you to withdraw up to 100% of your available cash limit (subject to availability). No daily interest, just a one time interest fee from as low as 2.99%. Best of all, you get to choose from many flexible repayment options of up to 36 months installment plan that best suits your financial needs
You can now receive instant cash to offset your credit card outstanding balance with other banks, save more and counter price hikes with the following benefits and privileges:
- No Cash Advance Fee
- Low One-Time Interest Fee
- Enjoy Up to 36 months Installment
| Option | Tenure | One-time Interest Fee | Minimum Cash Amount | | Plan A | 6 months | 2.99% | RM500 | | Plan B | 12 months | 4.99% | RM500 | | Plan C | 24 months | 7.99% | RM1,000 | | Plan D | 36 months | 10.99% | RM1,000 |
*No handling fee, GIRO charges: RM2 per transaction for amount up to RM 100,000. Funds will be transferred to personal savings/current account with Hong Leong Bank Berhad on the next working day. Funds transferred via GIRO to other bank's personal savings/current account will take 3 working days.
To sign up, please call our Call For Cash Hotline at 03-2616 1199
第四种已经看不到了，应该是拿掉了。
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