【基金专题讨论】大众信托基金（目录在1楼）

优大宅男

现在全部基金跌到低于合理价格吗？？？ 想进场。。。

leekk8

合理不合理是非常主观的。怎样才是合理呢？你认为RM0.20是合理，我可能觉得RM0.15才合理，另一个人可能认为RM0.05才合理。

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PSF	-12.25%	-12.25%	25.38%	7.83%	47.47%	8.08%	123.58%	8.38%	575.08%
PGF	-18.09%	-18.09%	21.79%	6.79%	40.72%	7.07%	111.03%	7.75%	542.45%
PIX	-21.03%	-21.03%	9.12%	2.95%	32.35%	5.77%	85.82%	6.39%	321.84%
PIF	-23.50%	-23.50%	11.09%	3.57%	36.44%	6.41%	91.54%	6.72%	96.91%
PAGF	-21.83%	-21.83%	24.09%	7.46%	47.78%	8.12%	110.08%	7.71%	95.33%
PRSF	-17.15%	-17.15%	15.78%	5.01%	38.52%	6.73%	108.83%	7.64%	186.86%
PSMALLCAP	-11.40%	-11.40%	48.44%	14.07%	62.77%	10.23%	N/A	N/A	160.90%
PEF	-19.17%	-19.17%	15.66%	4.97%	39.64%	6.91%	N/A	N/A	109.32%
PFSF	-17.40%	-17.40%	12.24%	3.92%	N/A	N/A	N/A	N/A	31.71%
PDSF	-14.33%	-14.33%	21.64%	6.75%	N/A	N/A	N/A	N/A	36.41%

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PFES	-20.58%	-20.58%	17.62%	5.56%	N/A	N/A	N/A	N/A	29.25%
PRSEC	-17.81%	-17.81%	13.58%	4.34%	N/A	N/A	N/A	N/A	13.92%
PGSF	-23.82%	-23.82%	N/A	N/A	N/A	N/A	N/A	N/A	-28.21%
PFEDF	-22.36%	-22.36%	N/A	N/A	N/A	N/A	N/A	N/A	-8.41%
PCSF	-30.79%	-30.79%	N/A	N/A	N/A	N/A	N/A	N/A	-34.68%
PFEPRF	-30.81%	-30.81%	N/A	N/A	N/A	N/A	N/A	N/A	-40.52%
PBF	-11.80%	-11.80%	23.75%	7.36%	45.79%	7.83%	109.76%	7.69%	115.22%
PFEBF	-16.25%	-16.25%	N/A	N/A	N/A	N/A	N/A	N/A	-11.44%
PGBF	-16.32%	-16.32%	N/A	N/A	N/A	N/A	N/A	N/A	-20.49%
PBOND	2.67%	2.67%	14.24%	4.54%	30.69%	5.50%	99.87%	7.17%	164.32%

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PINBOND	4.29%	4.29%	11.77%	3.78%	19.54%	3.63%	N/A	N/A	22.97%
PEBF	-1.75%	-1.75%	12.68%	4.06%	N/A	N/A	N/A	N/A	22.78%
PSBF	3.19%	3.19%	13.79%	4.40%	N/A	N/A	N/A	N/A	15.17%
PMMF	2.86%	2.86%	9.53%	3.08%	16.79%	3.15%	N/A	N/A	17.99%
PITTIKAL	-17.95%	-17.95%	15.43%	4.90%	38.03%	6.66%	148.36%	9.52%	157.78%
PIEF	-16.63%	-16.63%	18.87%	5.93%	39.83%	6.94%	N/A	N/A	75.81%
PIOF	-17.20%	-17.20%	28.98%	8.85%	N/A	N/A	N/A	N/A	43.82%
PIDF	-14.18%	-14.18%	24.16%	7.48%	N/A	N/A	N/A	N/A	25.74%
PAIF	-16.25%	-16.25%	N/A	N/A	N/A	N/A	N/A	N/A	-2.40%
PIADF	-21.75%	-21.75%	N/A	N/A	N/A	N/A	N/A	N/A	-22.79%

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PIBF	-13.27%	-13.27%	9.13%	2.96%	N/A	N/A	N/A	N/A	15.36%
PIABF	-15.95%	-15.95%	N/A	N/A	N/A	N/A	N/A	N/A	-21.36%
PIBOND	4.75%	4.75%	14.97%	4.76%	34.45%	6.10%	N/A	N/A	56.29%
PIEBF	-0.01%	-0.01%	N/A	N/A	N/A	N/A	N/A	N/A	4.74%
PISBF	3.91%	3.91%	N/A	N/A	N/A	N/A	N/A	N/A	6.19%
PIMMF	2.77%	2.77%	N/A	N/A	N/A	N/A	N/A	N/A	5.42%
PSEASF	-30.51%	-30.51%	N/A	N/A	N/A	N/A	N/A	N/A	-35.04%
PSSF	-17.06%	-17.06%	N/A	N/A	N/A	N/A	N/A	N/A	-23.16%
PISSF	-17.05%	-17.05%	N/A	N/A	N/A	N/A	N/A	N/A	-23.52%
PCIF	-25.93%	-25.93%	N/A	N/A	N/A	N/A	N/A	N/A	-33.28%

leekk8

Fund Name	1 Year		3 Year		5 Year		10 Year		Since Launched
	Total	Annual	Total	Annual	Total	Annual	Total	Annual	Total
PFECTF	-12.37%	-12.37%	N/A	N/A	N/A	N/A	N/A	N/A	-9.00%
PISTF	-13.45%	-13.45%	N/A	N/A	N/A	N/A	N/A	N/A	-12.00%
PCTF	-15.30%	-15.30%	N/A	N/A	N/A	N/A	N/A	N/A	-15.40%
PIOGF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-16.00%
PFETIF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	15.24%
PCPSPF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	3.60%
PIINCOME	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	4.24%
PISEF	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	6.08%
PSA30F	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.24%

tankangkai

我的组合终于上到paper gain Rm1.1K了咯！

tankangkai

LZ,
你手上有没有其它基金的表现比如UOB-OSK来做个比较？

leekk8

我没有整理其他基金的回酬表现，但是如果你有兴趣比较，可以到lipperweb网站去看每个基金的表现。

tankangkai

没有关系，只是想如果你手上有资料就可以放上来！

汉王

有什么基金的policy是每年给distribution的（大众的）！我想知道一下大众有么中下等风险的基金吗？投资在本地的！！属于pb series的有吗？？给我研究下！最近只是研究pnb的asn3基金！

988fulot10

买进25仙..现在十多仙... 几年了..

他们去旅行了..差不多有一千人去..有的去印尼,有的去中国,有的去意大利..

好爽哦,,,他们...

优大宅男

每年涉及费用是多少巴仙？？？比如说买1000。。每月100。。一年的费用占总投资额7%++？？？

leekk8

所有的dividend fund都是每年给distribution的。

中低风险的都是平衡基金。

leekk8

5.5%的服务费只是付一次，管理费和信托费才是每年付的。所以，费用只是第一年比较高，过后就不会，所以通常我们建议长期投资。

优大宅男

我不懂有没有算错。。。。
比如说，我第一年买psf。。1000。。。服务费1000X5.5%=55   每月服务费11X100X5.5%=60.5
第一年管理和信托费1000X1.56%=15.6    11X100X1.56%=17.16     第一年费用55+60.5+15.6+17.16=148.26
第一年费用占总投资额148.26/(1000+1100)X100%=7.06%      
第一年剩下的投资额2100-148.26=1951.74   

第二年每月服务费12X100X5.5%=66  年度管理和信托费(1951.74+1200)X1.56%=49.17      第二年费用(66+49.17)/3151.74X100=3.65%   
第二年剩下的投资额3151.74-66-49.17=3036.57

第三年每月服务费12X100X5.5%=66  年度管理和信托费(3036.57+1200)X1.56%=66.09  第三年费用(66+66.09)/(3036.57+1200)X100=3.12%
第三年剩下的投资额4236.57-132.09=4104.48

第四年每月服务费12X100X5.5%=66  年度管理和信托费(4104.48+1200)X1.56%=82.75 第四年费用148.75/5304.48X100=2.8%
第四年剩下的投资额5304.48-148.75=5155.73

第五年每月服务费12X100X5.5%=66  年度管理和信托费(5155.73+1200)X1.56%=99.15 第五年费用165.15/6355.73X100=2.6%
第五年剩下的投资额6355.73-165.15=6190.58

西瓜皮

算错了，主要是在年度管理和信托费

leekk8

管理费和信托费的算法不是这么直接，但是你也可以这样简化那算法。

两点不对：
1）管理费和信托费是每天扣除的，所以你每月加码的数额肯定不会被抽1.56%的管理费，约迟加码的就被扣越少。

2）管理费和信托费的扣除不是根据你的投资额的百分比，而是基金NAV的百分比。

另外需要提的，在网站上看到的回酬表现，是已经扣除管理费和信托费的回酬。

咖啡呜

  哇!好复杂