由新加坡人口中說出的。。。

NewFuture

不要說素馬勞講的。。。


http://business.asiaone.com/news ... 65354053#xtor=CS1-2

We all heard about Malaysians who commute to Singapore daily for work. They stay in Malaysia, usually Johor, and enjoy the lower cost of living and favourable exchange rate.

Some of us may even envy that. We look at our Singapore denominated salary and wonder to ourselves how much more our salary could stretch if only we could spend it in a cheaper country.

Technology and globalisation has made this possible, but only for some people

The thing about technology is that it has made the world smaller.

And we are no longer just referring to how we can travel from Singapore to the UK within 13 hours, but rather, how we can work jobs in Singapore wherever we are situated in the world.

Take for example: if you were a freelance writer or web developer, would you actually need to be coming in to the office on a daily basis? We know of Singaporean freelance writers and developers that are based outside of Singapore doing quality work for their clients. We have lost track of where some of them actually are now.

6 items S'poreans who want to save money shouldn't buy in S'pore
Click on thumbnail to view. Story continues after photos. The Straits Times, Berita Harian, The Star/ANN, AFP, Internet
            
In the past, one could argue that it is necessary for some face-to-face time to discuss on project requirements. In today's context, that could be easily arranged through platforms such as WhatsApp, Facetime and Skype. As long as you have an internet connection, you can stay in touch with the rest of the world.

Staying in Johor but working online in Johor

We recently caught up with a good friend of ours to talk about this. Gabriel Tan, who was formerly a consultant in the investor relation space, decided to leave his job in 2014 to focus on a few businesses that he was running.

Gabriel is a partner in Max Polish, one of Singapore's leading car grooming companies. The most unique thing about Max Polish is that they actually go to your house to groom your car for you. And they are very active online, particularly in social media. Gabriel's main role in the business is to support the company in its digital marketing plans.

Aside from running Max Polish, Gabriel also runs a company called M.A.P. Marketing, a business that specialises in helping SMEs with their digital and social media marketing. Gabriel is also an investor in a coffee shop in Singapore.

Gabriel, who is currently in his mid 30s, decided to give living in Malaysia a try to see if he could lower his personal expenses significantly while still running his Singapore businesses from abroad. To ensure that he could still physically be around to take care of his businesses when the need arises, he decided to base himself in nearby Johor Bahru. He has been living there since December 2014.

Read also: About 5,000 Singaporean families have set up home in Johor

Cost of living is about 40 per cent cheaper in Johor, Malaysia

Based on Gabriel's own personal estimate, he spends about 40 per cent less each month now that he is based in Malaysia.

When you think about it, this really makes a lot of sense. Being an entrepreneur who does most of his work online, it does not matter if a person is working from a swanky CBD office in Singapore, or his own home office at Johor. The work can be done equally fast and well, as long as you have access to good Wi-Fi.

It goes without saying that saving money on office rent while working from home makes perfect financial sense for many entrepreneurs who runs their business online. For Gabriel, rent saving comes in two different forms.

Firstly, he saves money by not needing an office in Singapore since he works from home. Secondly, he is also saving money on rent by staying in Malaysia.

NewFuture

Gabriel was previously renting a 1,500 square feet condominium unit at Upper East Coast for $3,600. Today, he rents a 1,600 square feet condominium unit situated right above the popular KSL shopping mall. Think of it as Orchard Residence, the condominium development right above Ion Orchard. He pays RM3,300 each month for rent, or about S$1,100.

He co-shares the apartment with one other friend. In other words, Gabriel pays about S$550 a month for rent each month.

Aside from rental, Gabriel shared with us that he spends less than RM5,000 (S$1,667) a month. And that's with a very comfortable style of living. He has restaurant meals and spends when he needs to. In total, we estimate that Gabriel spend less than S$2,200 each month living in Malaysia. He used to spend about S$4,000 in Singapore.

6 cheaper things to do in Malaysia
      
Commuting from Johor to Singapore

Unlike many Malaysians who work regular hours job in Singapore, and are forced to cope with the jam during peak hours at the Causeway, Gabriel has much more flexibility with his own schedule.

On average, Gabriel comes into Singapore about 1-2 times a week to meet up with his clients, business partners and family members.

Aside from that, any other discussion can be taken over the phone, via email or through text messages. When you think about it, that's how many of us communicate with our colleagues and clients anyway.

It is interesting to note that because he has control of his schedule as an entrepreneur, Gabriel is able to deliberately plan his meetings such that he does not need to come through the Causeway during peak period. On average, he takes about 1 hour 15 minutes to get from his home in to his meeting destinations in Singapore. In fact, he can even reach his parents' place at Serangoon in less than 40 minutes if he decides to visit them at night.

Read also: Is it wise for Singaporeans to buy Malaysian property now?

It is a lifestyle choice not meant for everyone

The thing about staying abroad while working a job based in Singapore is that not everyone can do it.

It works for people like Gabriel and other entrepreneurs and freelancers who run their businesses online because they are holding jobs that do not physically require them to be at their place of work. They can be based in Malaysia, Thailand, Australia, Bali or anywhere else in the world and still be fulfilling their day-to-day job responsibilities.

Also, such freedom to be based anywhere you want also depends on the stage of life you are at. If you are single, or married, but without any children yet, this would be easier to adopt. Having kids would make it a lot more challenging.

They are other things that we have to compromise on. Gabriel was upfront with us about it. For example, safety is one key area. The fact of the matter is that almost any other places in the world would not be as safe compared to Singapore.

Last but not least, family is one important factor that weighs in on the decision to relocate. For Gabriel, one big reason for choosing to be based in Johor was so that he could be closer to his family. His family frequently visits him once every two weeks for staycation. When he is back in Singapore, he meets up with them as well. On average, he sees them about 1 to 2 times a week, which is similar to what most of us see our parents.

Such lifestyle options where you work jobs in countries that you are not based in are getting common across the world. We believe this is something that more Singaporeans, particularly the millennial, will be adopting.

喵喵國小喵喵

端午節要到了

小龙女打桩

我们都听说谁每天通勤到新加坡工作的马来西亚人。他们留在马来西亚柔佛平时，享受生活和有利的汇率的成本更低。

我们中有些人甚至会羡慕。我们看一下我们的新加坡计价的工资，不知道对自己的工资我们如何更加舒展，如果我们能在更便宜的国家花钱。

技术和全球化使这一切成为可能，但只对某些人

关于技术的问题是，它使世界变小了。

而我们不再仅仅指的是我们如何能够从新加坡13小时内前往英国，而是我们如何可以工作在新加坡工作的地方，我们都坐落在世界上。

举个例子：如果你是一个自由撰稿人或Web开发人员，你实际上需要进来的办公室里每天的基础上？我们知道新加坡自由撰稿人和开发是基于新加坡做质量工作为他们的客户外。我们已经记不清，其中一些人实际上是现在的样子。

6项新加坡人谁想要省钱不应该买斯波尔
点击缩略图查看。照片后的故事还在继续。海峡时报，每日新闻Harian，星/ ANN，AFP，互联网
            
在过去，人们可以说，有必要对一些面对面的面对面的时间来对项目的要求讨论。在今天的背景下，可以很容易地通过平台如WhatsApp的，的Facetime和Skype安排。只要您有互联网连接，你可以保持联系与世界其他地区。

住在柔佛州，但在柔佛州联机工作

最近，我们赶上了一个很好的朋友我们来谈谈这个。加布里埃尔谭，谁是以前在投资者关系空间顾问，决定离开他的工作在2014年把重点放在他跑了几个商家。

加布里埃尔是最大的波兰，新加坡领先的汽车美容公司之一的合作伙伴。关于波兰最大，最独特的是，他们居然去你家新郎你的车你。而且他们也十分活跃，尤其是在社交媒体。加布里埃尔在商业的主要作用是支持公司在其数字营销计划。

除了运行最大的波兰，加布里埃尔还经营一个名为M.A.P.公司营销，即专门帮助中小型企业与他们的数字和社交媒体营销业务。加布里埃尔也是在新加坡的一家咖啡店的投资者。

加布里埃尔，谁是目前在他30多岁中旬，决定给生活在马来西亚一试，看看他是否能显著降低他的个人开支，同时还从国外运行了新加坡的企业。为了确保他仍然身体大约需要时照顾他的企业，他决定把自己的基地在附近的新山。他一直生活在那里自2014年12月。

另请参阅：关于5000的新加坡家庭建立了家庭在柔佛州

生活费用在马来西亚柔佛州约便宜40％

基于加布里埃尔自己的个人估计，他花费目前约40％每月少，他是总部设在马来西亚。

当你仔细想想，这真的让人有很大的意义。作为一个企业家，谁做他的大部分工作在网上，如果一个人从一个时髦的CBD办公室工作柔佛，新加坡，还是他自己的家庭办公室也没关系。这项工作可以做同样快和好，只要你有机会获得良好的无线网络连接。

不用说，对写字楼的租金节省金钱在家工作，使完善的金融意义谁在线上运行他们的业务很多企业家。对于加布里埃尔，节约的租金有两种不同的形式。

首先，他通过不需要在新加坡的办公室，因为他在家工作节省了资金。其次，他还对租金由留在马来西亚省钱。

小龙女打桩

加布里埃尔以前租住在上东海岸一个1500平方英尺公寓单位为$约有3,600如今，他租坐落受欢迎的KSL Shopping Mall购物中心之上1600平方英尺公寓单位。把它看成是果园公寓，共管发展正上方的ION Orchard。他每月支付RM3,300的租金，或约S $ 1100美元。

他合股份与另外一个朋友的公寓。换句话说，加布里埃尔约支付每月个月的$ 550的租金。

除了租金，加布里埃尔与我们分享了他花费少于5000令吉（S $ 1,667）一个月。而这与生活非常舒适的风格。他餐厅用餐，当他需要花费。总体而言，我们估计百利花费超过US $ 2,200个每个月居住在马来西亚更少。他曾花费约在新加坡S $ 4,000元。

6便宜的东西在马来西亚做
       
通勤从柔佛到新加坡

不同于许多工作谁在新加坡时间固定的工作，并被迫应付期间在铜锣湾高峰时段堵塞马来西亚人，加布里埃尔有他自己的日程安排更加灵活。

平均而言，百利进入新加坡，每周1-2次，他的客户，业务合作伙伴和家人见面。

除此之外，其他任何讨论可以采取通过电话，通过电子邮件或短信。当你想想看，这是我们有多少人与我们的同事和客户沟通反正。

有趣的是，要注意的是，因为他有他的日程表作为一个企业家的控制权，加布里埃尔能够处心积虑他会这样说，他并不需要在高峰期来通过长堤。平均而言，他大约需要1小时15分钟，从他家拿到了他在新加坡的会议目的地。事实上，他甚至可以达到他的父母在实龙岗发生在不到40分钟，如果他决定晚上去拜访他们。

也读：这是明智的新加坡人现在购买马来西亚的财产？

它是一种生活方式的选择不是每个人都

关于住在国外工作的同时，总部设在新加坡工作的事情是，不是每个人都可以做到这一点。

它的工作原理是像加布里埃尔和其他的企业家，谁在网上经营他们的业务，因为他们持有的物理上不要求他们是在他们的工作场所工作的自由职业者。它们可设在马来西亚，泰国，澳大利亚，巴厘岛还是在世界其他地方，但仍然可以实现他们的一天到一天的工作职责。

此外，这样的自由的任何地方基于要也取决于生命你在阶段。如果你是单身，或已婚，但没有任何孩子呢，这会更容易采纳。有了孩子后，将使很多更具挑战性。

他们是我们不得不妥协于其他事情。加布里埃尔是前期有我们。举例来说，安全性是一个关键领域。事情的事实是，相比于新加坡，几乎世界上任何其他地方不会被视为安全的。

最后但并非最不重要的，家庭是，重量上重新定位决策的重要因素之一。对于加布里埃尔，一大原因选择需根据柔佛州是这样他就可以更接近他的家人。他的家人经常拜访他每两个星期一次在家休息。当他回到新加坡时，他与他们会见了为好。平均而言，他看到他们一个星期，这是类似我们大多数人看到我们的父母约1〜2倍。

在那里你在工作的国家工作，如生活方式的选择，你是不是设在被世界各地越来越常见。我们认为，这是一件多新加坡人，尤其是千禧年，将采用。

jack_chong

喵喵國小喵喵 发表于 8-6-2016 05:40 PM
端午節要到了

大家来吃粽子。。。

NewFuture

小龙女打桩 发表于 8-6-2016 05:44 PM
我们都听说谁每天通勤到新加坡工作的马来西亚人。他们留在马来西亚柔佛平时，享受生活和有利的汇率的成本更低。

我们中有些人甚至会羡慕。我们看一下我们的新加坡计价的工资，不知道对自己的工资我们如何更加舒展 ...

kam xia....

福建話。

夏日梦游草

老实说，你是不是佳礼秘派的开贴员啊？
不然你工作怎么那么闲？

NewFuture

夏日梦游草 发表于 8-6-2016 05:59 PM
老实说，你是不是佳礼秘派的开贴员啊？
不然你工作怎么那么闲？

開貼有錢就好。。。
可惜沒有。。。

NewFuture

其實在新加坡做零售業，
但住JB也是不錯的。

他們一般上十點多才營業的。
有的在購物中心十二點才營業，
這時間早就過了新馬關卡的擁堵尖峰。。。

小龙女打桩

NewFuture 发表于 8-6-2016 10:21 AM
其實在新加坡做零售業，
但住JB也是不錯的。

他們一般上十點多才營業的。
有的在購物中心十二點才營業，
這時間早就過了新馬關卡的擁堵尖峰。。。

零售业很sian

没前途，又闷。。工时又长，没人时你看我，我看你。。

人多时，又累到半死。

人家吃饭你做工，人家放假休息你开工

NewFuture

小龙女打桩 发表于 8-6-2016 07:23 PM
零售业很sian

没前途，又闷。。工时又长，没人时你看我，我看你。。

人多时，又累到半死。

人家吃饭你做工，人家放假休息你开工

打工的當然閒啦！
如果是自己的生意就不同。。。

小龙女打桩

NewFuture 发表于 8-6-2016 11:52 AM
打工的當然閒啦！
如果是自己的生意就不同。。。

我觉得打工的，要做retail就做b2b的。。。
现在b2c的东西，基本上都是白痴都会用上手的，现在的手机 / 相机 连说明书都不必了

尤其是那些卖衣服，卖礼品的，请个店员来跟着你。。。这些东西根本都不必assist的啦，看到喜欢的就买，最多选size罢了。。。

所以那些b2c的，都不懂请这样多店员做什么


加上你要买东西，去到很多shopingcenter，会发现很多custommer的level都高过店员，基本一问三不知。。。



b2b就不同，真的需要相关行业知识。。。所以必须请门店sale

NewFuture

小龙女打桩 发表于 8-6-2016 08:02 PM
我觉得打工的，要做retail就做b2b的。。。
现在b2c的东西，基本上都是白痴都会用上手的，现在的手机 / 相机 连说明书都不必了

尤其是那些卖衣服，卖礼品的，请个店员来跟着你。。。这些东西根本都不必assist的 ...

謝謝！
學習了。。。

小龙女打桩

NewFuture 发表于 8-6-2016 12:12 PM
謝謝！
學習了。。。

坡小的实体店面我不懂怎样
不过 大陆 及 马国

的确是给网路冲击到的。。。价钱不够拼。。。（因为 '刚性' 成本，租金/员工/水电etc, 每个月要越过这十多千，20千甚至30千的barrier后，才来说赚钱，如果你赚了35k别高兴，基本上30k是跑不掉的硬性开销）网路则没有此类成本。。。很多人也是去店看货，去体验，接着在 lazada还是淘宝买 所以实体店白白送鲍鱼给人家一下

现在shopingmall，吃的店越开越多。。。以前是购物带动 f and b... 现在是 f n b带动购物

kcchiew

NewFuture 发表于 8-6-2016 05:24 PM
Gabriel was previously renting a 1,500 square feet condominium unit at Upper East Coast for $3,600. Today, he rents a 1,600 square feet condominium unit situated right above the popular KSL shopping m ...

看他的开销方式，我给个小结论，他是有钱人。

穷人如我，只好住新加坡了。

NewFuture

小龙女打桩 发表于 8-6-2016 08:29 PM
坡小的实体店面我不懂怎样
不过 大陆 及 马国

的确是给网路冲击到的。。。价钱不够拼。。。（因为 '刚性' 成本，租金/员工/水电etc, 每个月要越过这十多千，20千甚至30千的barrier后，才来说赚钱，如果你赚了3 ...

有道理。。。
偶也有時去Sim Lim看貨與比價錢。
最後在qoo10買。。。

NewFuture

kcchiew 发表于 8-6-2016 08:50 PM
看他的开销方式，我给个小结论，他是有钱人。

穷人如我，只好住新加坡了。

連有錢人都要過橋了。。。

小龙女打桩

NewFuture 发表于 8-6-2016 01:38 PM
有道理。。。
偶也有時去Sim Lim看貨與比價錢。
最後在qoo10買。。。

生意难做啊

阿呆0327

小龙女打桩 发表于 8-6-2016 08:29 PM
坡小的实体店面我不懂怎样
不过 大陆 及 马国

的确是给网路冲击到的。。。价钱不够拼。。。（因为 '刚性' 成本，租金/员工/水电etc, 每个月要越过这十多千，20千甚至30千的barrier后，才来说赚钱，如果你赚了3 ...

是的。上次在旧公司很多developers 叫设计师做研究和报告。。要怎样吸引更多的顾客和人气。。。 F n B现在是真的越开越多…………看起来大家都很肯花钱在吃的方面。连生意超好的orchard food court 在装修中，要增加座位。。。也看到它吃了好多店面增加面积！