给要开户口给孩子的父母

skydog

从这个网站抄来的，与大家分享。

http://mediafocus1999.com/blog/2012/02/comparison-on-kids-saving-account-among-banks-malaysia-2012/

Comparison on Kids Saving Account Among Banks Malaysia 2012

The Best Sorting	1	2	3	4	5
Bank	Maybank	Am Bank	RHB Bank	Hong Leong	Public Bank
Product	Yippie Savings Account	AmGenius Savings	Junior Savings Account	Junior Savings Account	Wise Saving Account
Interest Rate (%) -Up to RM50,000 deposited	3	3	3.05	2.9	2.82
Coin Box Provided?	RM250	RM300	No	No	No
Insurance?	Yes (PA)	Yes(PA)	Yes Min RM500	No	No
Minimum opening amount	RM1	RM1	RM1	RM1	RM1
Bonus Payment when excel in exam?	Yes	No	Yes	No	5% bonus on interest no withdrawal mth
Interest paid?	Daily interest Credit half yearly	Daily interest Credit monthly	Daily interest Credit half yearly	Daily interest Credit monthly	15th monthly
Allowed Withdrawal?	Each month once	Each month once	Each month once	Early partial withdrawals can be made in multiples of RM3,000	Each month once

The Best Sorting	6	7	8	9	10	11
Bank	Eon Bank	OCBC	Standard Chartered	UOB	Affin Bank	CIMB
Product	Smart Junior	Young Savers	Young Savers A/c	FunSavers Account	Junior Saver	Junior Savers Account
Interest Rate (%) -Up to RM50,000 deposited	2.75	2.6 – 2.85	2.7	2.6	1.45	0.65
Coin Box Provided?	No	No	No	No	No	No
Insurance?	No	No	Yes	No	No	No
Minimum opening amount	RM1	RM500	RM1	RM1	RM1	RM300
Bonus Payment when excel in exam?	Yes	Yes	No	No	No	No
Interest paid?	Daily interest Credit monthly	Daily interest Credit half yearly		Daily interest Credit half yearly
Allowed Withdrawal?		5% bonus on interest no withdrawal year	Once a year

如果资料有错的话，请各位指出，谢谢。

平院

回复 1# skydog

PUBLIC BANK 有 BrightStar SAVING ACCOUNT
   

http://www.pbebank.com/en/en_content/personal/deposits/bright.html

skydog

回复 2# 平院


   这个还有cap人数的，maybank的类似account好像没有。

jys

public bank wise account 如果那个月没有withdrawal的话，是不是有5%利息？

skydog

回复 4# jys


   为什么你会那样说呢？

jys

回复  jys


   为什么你会那样说呢？
skydog 发表于 24-5-2012 01:06 PM

我是在pbb的website看到的。。


A bonus monthly interest of 5% on monthly interest earned if no withdrawals are made during the month.

可是又看到。。

WISE SAVINGS ACCOUNT - effective 27 June 2011
Range	Nominal Interest Rate (p.a.)	Effective Interest Rate* (p.a.)
First RM50,000-00	2.82%	3.00%
Above RM50,000-00	0.53%	0.53%

*Inclusive of bonus interest of 5%




Inclusive?? 3% inclusive 5%? 到底是怎样？

skydog

我是在pbb的website看到的。。


A bonus monthly interest of 5% on monthly interest earned if n ...
jys 发表于 24-5-2012 01:09 PM

   我想是：
A bonus monthly interest of 5% on monthly interest earned


不是依据存款的5%，是得到利息的5%...

jys

我想是：
A bonus monthly interest of 5% on monthly interest earned


不是依据存款的5%， ...
skydog 发表于 24-5-2012 01:12 PM

哦？？


是不是说。。如果我有10K在里面。。然后一个月3%利息。。就是 RM25一个月？ 然后RM25在得到5%利息？RM1.25？ 总共得到 RM25+RM 1.25 = RM２６.２５？？

skydog

哦？？


是不是说。。如果我有10K在里面。。然后一个月3%利息。。就是 RM25一个月？ 然后RM25在得到 ...
jys 发表于 24-5-2012 01:16 PM

   我想应该是酱。

dreamzframe

最近才发现大众银行有这个PB Bright Star savings account，上网查看利息还蛮低的，不到1%？ 帮孩子开PBB Wise Account不是更好咯？