EON Bank Group 被 Hong Leong Bank Group 合并了

georgeyewbp

EON Bank Group is now part of Hong Leong Bank Group      

Dear Valued Customers,

EON Bank Group, consisting of EON Bank Berhad, EONCAP Islamic Bank Berhad and MIMB Investment Bank Berhad are now part of Hong Leong Bank Group.

We will leverage our collective strengths towards long-term relevance to the market and value creation to our community and you, our customer.

Creating value for customers

Customers will now have greater access to a more comprehensive suite of conventional and Islamic banking products and services. The combined entity also brings an expanded distribution network of more than 300 branches and 1200 self-service terminals for the convenience of our customers.

As in normal bank mergers, the process of integrating systems, processes and policies will take time before we operate as a single bank. The Group’s newly formed integration team will be working hard to ensure the business continuity of services to our customers.

We are committed to make this integration as seamless as possible for our customers and community. It is business-as-usual in the meantime.

In the interim, customers who bank at EON Bank Berhad branches may continue their account and banking enquiries at their respective EON Bank Berhad branches or call EON Bank Berhad Call Centre at +603 2616 1133 until further notice. Similarly, Hong Leong Bank Berhad customers may also continue to refer to their own Hong Leong Bank Berhad branches or call Hong Leong Bank Berhad Call Centre at +603 7626 8899. We will be sharing more information and updates of the integration as we progress.

Creating value for investors and partners

This merger creates the country’s fourth largest bank with an asset size of more than RM140 billion. This combination adds to an opportunity for sustainable, profitable growth. It enlarges the Group’s business franchise and capacity to invest and meet the evolving needs of consumers, businesses and public institutions.

The global financial and economic crises three years ago clearly tell us that the old ways are increasingly less relevant in a complex, fast changing world. This merger is about sustaining the future and confronting the new economic, regulatory and financial realities of the banking sector.

Creating opportunities for employees

This merger also brings access to wider and deeper people assets to increase our talent pool. Not only will this serve as a catalyst of change for the Bank to improve the way we operate and serve customers, our employees will be asked to showcase their abilities during this time.

Overall, on balance, we are in a position of strength to make this merger work for all stakeholders. Inevitably, there will be some small hiccups and inconvenience along the way, and I humbly seek your kind understanding and support during the merger process. I assure you we will emerge stronger for all stakeholders.

We look forward to your continued support and to serving our customers. During this time, if you have any merger related queries, please contact our customer helpline officers at +603 2164 2280.

Thank you.

Yours truly,

Peter Chow
Head of Group Business and Investment Banking
EON Bank Berhad

http://www.eonbank.com.my/highlights/hlbg.shtml

真的合并了～

cyyong74

現有的果貓卡快快換DESIGN!!

georgeyewbp

現有的果貓卡快快換DESIGN!!
cyyong74 发表于 12-5-2011 10:47 PM

全换成这样。。。 妈的HLB Plat 我上个月才砍。。。

饼干及面包

回复 3# georgeyewbp

哈哈，不知道以后信用卡部門會依照那個銀行的方針呢？
看起來果貓比瘋龍的好很多。

cyyong74

全换成这样。。。 妈的HLB Plat 我上个月才砍。。。
georgeyewbp 发表于 12-5-2011 10:52 PM

可以要別的設計嗎？

georgeyewbp

回复  georgeyewbp

哈哈，不知道以后信用卡部門會依照那個銀行的方針呢？
看起來果貓比瘋龍的好很多。 ...
饼干及面包 发表于 12-5-2011 10:59 PM

希望各自为政，不要乱改一通，最近还想Eon ：call for cash呢。。。

georgeyewbp

可以要別的設計嗎？
cyyong74 发表于 12-5-2011 11:00 PM

EON被HLB吞了，所以。。。

饼干及面包

希望各自为政，不要乱改一通，最近还想Eon ：call for cash呢。。。
georgeyewbp 发表于 12-5-2011 11:13 PM

當初CIMB吃掉南方，不過之后以南方的方針為主。

最近EON的call for cash是給什么rate？

Davidyong

这是好事还是不好事呢？？？
会不会有更多的好处，还是更多的好处被抹杀呢？

georgeyewbp

當初CIMB吃掉南方，不過之后以南方的方針為主。

最近EON的call for cash是給什么rate？
饼干及面包 发表于 12-5-2011 11:40 PM

http://www.eonbank.com.my/personal_banking/cards/cc_callforcash.shtml

应该没变化吧，不懂可以谈吗？

饼干及面包

回复 10# georgeyewbp

謝謝你給的link。
利息也蠻高的，但是勝在方便。

georgeyewbp

回复  georgeyewbp

謝謝你給的link。
利息也蠻高的，但是勝在方便。
饼干及面包 发表于 13-5-2011 10:19 AM

有点不明白这个1%回扣，是total amount，还是每月供期的数额？

Cash  Rebate

                          

• For  the purpose of this Programme, a 1% Cash Rebate (“Rebate”) will be given based  on the Call For Cash amount. This Rebate is non-transferrable in part or in  full.
• This  Rebate is valid for Call For Cash applications received and approved from 1 January 2011 until 30 June 2011.
• The  Rebate will be credited into the Cardholder’s account upon approval of the Call  For Cash amount and will be reflected in the Cardholder’s following month’s  Credit Card statement.
• The  maximum amount of Cash Rebate is subject to the Call For Cash amount approved

饼干及面包

有点不明白这个1%回扣，是total amount，还是每月供期的数额？
Cash  Rebate                       ...
georgeyewbp 发表于 13-5-2011 10:28 AM

應該是這樣的吧，比如call on cash 10K, 六個月的plan。
首先銀行收利息 2.99%， 就是10000 X 0.0299 = RM299.00
那么你第一期要還1666.67+299=1965.67，接下來就是每個月還1666.67. （是不是這樣的還法？）
在這段時間內，銀行也會給會1%，就10K x 0.01 =RM100.

georgeyewbp

應該是這樣的吧，比如call on cash 10K, 六個月的plan。
首先銀行收利息 2.99%， 就是10000 X 0.0299  ...
饼干及面包 发表于 13-5-2011 10:37 AM

1% RM100/6 = 每月RM16.66 是不是这样？

georgeyewbp

这样最后利息不是只有 1.99% ？

饼干及面包

1% RM100/6 = 每月RM16.66 是不是这样？
georgeyewbp 发表于 13-5-2011 10:39 AM

跟著它的clause來閱讀的話，rebate是一次性bank in在第二個月的賬單里面。利息算起來就是1.99%給6個月期限，應該相等于4%年息吧。

• The  Rebate will be credited into the Cardholder’s account upon approval of the Call  For Cash amount and will be reflected in the Cardholder’s following month’s  Credit Card statement.
• The  maximum amount of Cash Rebate is subject to the Call For Cash amount approved.

georgeyewbp

跟著它的clause來閱讀的話，rebate是一次性bank in在第二個月的賬單里面。利息算起來就是1.99%給6個月期 ...
饼干及面包 发表于 13-5-2011 10:43 AM

那么应该算蛮低利息了，HLB 的算法如何？可以谈吗？现在合并了不懂会不会条件条例一并合并。。。

饼干及面包

那么应该算蛮低利息了，HLB 的算法如何？可以谈吗？现在合并了不懂会不会条件条例一并合并。。。
georgeyewbp 发表于 13-5-2011 10:48 AM

可以啊，我們就拿同樣的10K來做例子，瘋龍的是0.5%一個月，reducing balance算法。

借10K
第一個月賬單，母金10000，利息（10000 X 0.005 = RM50），預算能還母金1/6+利息，就是大約1717，剩下10050-1717=8333
第二個月賬單，母金8333，利息（8333 X 0.005 = RM41.7），預算能還母金1/6+利息，就是大約1708，剩下8333-1708=6625
第三個月賬單，母金6625，利息（6625 X 0.005 = RM33），預算能還母金1/6+利息，就是大約1700，剩下6625-1700=4925
第四個月賬單，母金4925，利息（4925 X 0.005 = RM24.6），預算能還母金1/6+利息，就是大約1692，剩下4925-1692=3233
第五個月賬單，母金3233，利息（3233 X 0.005 = RM16），預算能還母金1/6+利息，就是大約1683，剩下3233-1683=1550
第六個月賬單，母金1550，利息（1550 X 0.005 = RM7.8）.

利息總共是=173.1（前提是每個月在賬單一出來就立刻還）。

georgeyewbp

可以啊，我們就拿同樣的10K來做例子，瘋龍的是0.5%一個月，reducing balance算法。

借10K
第一個月 ...
饼干及面包 发表于 13-5-2011 11:03 AM

看起来大同小异，差别不大。需要现金的朋友可以考虑了。

jimmychin

想问如果我在两家银行都有信用卡。。
那么现在合拼过后
我的信用卡CL会不会也跟着合拼？
还是银行会再看看给新的CL？