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发表于 23-11-2010 07:13 PM
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买屋的手续费用
1)买卖合同 (S&P)的费用是以屋价来算的:
屋价 = RM 250,000
a) Legal Fee:
First RM 150,000 = 1.0% (minimum fees of RM 300)
Next RM 850,000 = 0.7%
Next RM 2,000,000 = 0.6%
Next RM 2,000,000 = 0.5%
Next RM 2,500,000 = 0.4%
Excess RM 7,500,000 = Negotiable (not exceeding 0.4%)
Example:
RM 150,000 = 1.0% x RM 150,000 = RM 1,500
RM 100,000 = 0.7% x RM 150,000 = RM 700
Legal Fee = RM 2,200
b) Stamp Duty:
First RM 100,000 is at 1% of the value
Next RM 400,000 is at 2% of the value
Example:
RM 100,000 = 1.0% x RM 100,000 = RM 1,000
RM 150,000 = 2.0% x RM 150,000 = RM 3,000
Stamp Duty = RM 4,000
c) Disbursement fees: Land search + Q.A Search + Affirmation and etc
~= RM 200 - RM 400
d) Others: Miscellaneous + Transportation
~= RM 150 - RM 250
通常loan agreement都是放进loan里了
2)贷款合同 (Loan Agreement)的费用是以贷款数额来算的:
贷款 = RM 200,000
a) Legal Fee:
First RM 150,000 = 1.0% (minimum fees of RM 300)
Next RM 850,000 = 0.7%
Next RM 2,000,000 = 0.6%
Next RM 2,000,000 = 0.5%
Next RM 2,500,000 = 0.4%
Excess RM 7,500,000 = Negotiable (not exceeding 0.4%)
Example:
RM 150,000 = 1.0% x RM 150,000 = RM 1,500
RM 50,000 = 0.7% x RM 50,000 = RM 350
Legal Fee = RM 1,850
b) Stamping of Original Loan Agreement
= RM 1,000 (RM 200,000 x 0.5%)
c) Disbursement fees: Title search + Bankruptcy search + Affirmation and etc
~= RM 300 – RM 500
d) Others: Miscellaneous + Transportation
~= RM 150 – RM 300 |
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