喷怒的坡民

ohia2016

Dear Editors

I went to check my CPF statements today to see how much interest I have accrued for the past year and I realised that after 2.5 years of working, I have around $30k in my CPF OA and SA accounts. Since I am no longer that young anymore at 30 and have to start planning for the future so I did some simple calculations and realise that if I reach 35 and don’t get married by then then maybe I will get a 4-room resale.

Since I have recently attended a short excel course, I did some simple calculations using the features and realise that if I stopped working today and just left my CPF untouched, I would have almost $100k by the time I reach 55. Of course this is not too bad a deal but I was also a little upset for 2 reasons as I will elaborate for you.

First, I did not receive a single cent in my CPF during my time serving NS. If they had paid me the wage of a graduate, then I could have accumulated the same $30k I did from working. Considering I ORD-ed 5 years before I graduated, this would mean that I am giving up on almost $120k in CPF monies when I retire. Even though NS is seen as an important role in defending our country, one just needs to look at how much foreign ‘talents’ there are in Singapore before asking ourselves if this is justified!

Second, I have many Malaysian colleagues who are Singapore PRs but have made their intention very clear that they only intend to work in Singapore and will retire elsewhere. Of course, I don’t blame them. In Singapore a 3-room flat will cost you $300k but for that kind of money you could get a 6-room modern bungalow in Johor’s new Iskandar region and a 2nd hand luxury car (6-7 year old Mercedes E200) there only costs $20k.

So it again revels that the government is doing anything to meet their 6.9 million population target madness even though it is the foreign ‘talents’ who are the main beneficiaries of the system. Imagine you are a PR here, in 5 years you would have saved more than $80k already and you could go back to somewhere to live nicely! All at the expense of locals who have to live with congestion and inflated property prices!

Angry Singaporean

ohia2016

尊敬的編輯

我今天去查看我的CPF報表，看看我過去一年的積累了多少利息，我意識到，經過2.5年的工作，我在我的CPF OA和SA帳戶有大約3萬美元。因為我不再是那個年輕的30歲，不得不開始規劃未來，所以我做了一些簡單的計算，意識到，如果我達到35，不結婚，那麼也許我會得到一個4房間的轉售。

由於我最近參加了一個簡短的excel課程，我做了一些簡單的計算使用的功能，並意識到，如果我今天停止工作，只是離開我的CPF不變，我將有近10萬美元，當我達到55當然，這是不是太糟糕了一筆交易，但我也有點不高興的兩個原因，我會詳細說明你。

首先，在我的服務期間，我沒有在我的CPF收到一分錢。如果他們給了我一個畢業生的工資，那麼我可以積累與工作相同的3萬美元。考慮到我畢業前5年我已經ORD-ed，這意味著我退休時我放棄了近12萬美元的CPF資金。即使國家紅會被視為在捍衛我們國家的重要作用，人們只需要看看新加坡有多少外國“人才”，然後再問自己這是否有道理！

第二，我有很多馬來西亞同事是新加坡公關，但他們的意圖非常清楚，他們只打算在新加坡工作，並將在其他地方退休。當然，我不怪他們。在新加坡，三房公寓將花費30000美元，但對於這種錢，你可以在柔佛新的Iskandar地區和一輛二手豪華車（6-7歲的梅賽德斯E200）得到一個6室現代化的平房，只有成本$ 20k。

因此，它再次表明，政府正在做任何事情來滿足他們的690萬人口目標瘋狂，即使是外國“人才”誰是該系統的主要受益者。想像你是一個公關在這裡，在5年，你會節省了超過8萬美元已經，你可以回到某個地方住得很好！所有的代價是當地人誰必須生活在擁擠和膨脹的房價！

憤怒的新加坡人