Allianz Vs Great Eastern

bryanlo1282

那么请问GE的单独医药卡是否保证更新的呢？
jackson73 发表于 12-7-2010 02:59 PM

不好意识，是没有的。

jackson73

不好意识，是没有的。
bryanlo1282 发表于 12-7-2010 03:31 PM

   那样对我们保客不是很不公平么？没事
时保费就照收，一有问题就拒绝更新了。。  那么再请问有哪间保险公司的单独医药卡是保证更新的呢？

GeMan

那么请问GE的单独医药卡是否保证更新的呢？
jackson73 发表于 12-7-2010 02:59 PM

影响 GE的医药卡 续保的条例如下：

6.4 Misrepresentation / Fraud
If the proposal or declaration of the Life Assured is untrue in any respect or if any material fact affecting the risk be incorrectly stated herein or omitted there from, or if this coverage or any subsequent renewal shall have been obtained through any misstatement, misrepresentation or suppression, or if any claim or statement shall be made in support thereof, then in any of these cases, this Policy shall be void.
：
6.5 Change in Risk
The Life Assured shall give immediate notice in writing to the Company of any material change in his occupation, business, duties or pursuits; and pay any additional premium that may be required by the Company. However, if such change in risk has rendered the Life Assured no longer insurable by the Company, the Company shall be entitled to terminate this Policy in accordance with Section 8.2 below.
：
6.16 Renewability Privilege
This Policy is renewable at Your option on each Policy Anniversary provided that at the time of renewal, this Policy has not been terminated in accordance with the provisions under Section 8 below.
：
6.19 Alterations
The Company reserves the right to amend the terms and conditions of this Policy by giving thirty (30) days advance written notice in accordance with ‘Notices and Correspondence’ clause of this Privileges and Conditions, and such amendment shall be applicable from the next Policy Anniversary immediately following the expiry of the thirty (30) days advance written notice. No alteration to this Policy shall be valid unless authorized by the Company and such approval is endorsed thereon.
：
6.20 Portfolio Withdrawal Condition
The Company reserves the right to cancel the portfolio as a whole if it decides to discontinue underwriting this insurance product.
Cancellation of the portfolio as a whole shall be given by written advance written notice of thirty (30) days to You and the Company will run off all policies up to the Policy Anniversary immediately following the expiry of the thirty (30) days advance written notice.
：
：
：

8. TERMINATION

8.1 This Policy shall automatically be terminated:
8.1.1 on the Policy Anniversary on which the Life Assured’s age is eighty (80) years next birthday; or
8.1.2 once the Overall Lifetime Limit has been exceeded; or
8.1.3 when the Company withdraws this Policy completely from the market in accordance with the Portfolio Withdrawal Condition; or
8.1.4 on the Expiry Date; or
8.1.5 when this Policy lapses, is surrendered or terminated in any other manner.

8.2 The Company shall be entitled to terminate this Policy immediately when a change in risk as stated in Section 6.5 above has rendered the Life Assured no longer insurable by the Company.

8.3 You may terminate this Policy at any time by giving a written notice of at least seven (7) days to the Company. In such case, You shall be entitled to a refund of the last premium paid as follows provided that no claim has been made in the Policy Year in which the notice of termination is given to the Company:-
Period Not Exceeding
Refund of the Last Premium Due and Payable
：
：
For the avoidance of doubt, premiums paid on monthly basis is not refundable. For the purpose of this Policy, “Period Not Exceeding” shall be computed from the last premium due date until the effective date of termination of this Policy.

8.4 In any case, the Company’s liability shall cease on the effective date of termination of this Policy. However, such termination shall not prejudice any Eligible Expenses incurred prior to the effective date of termination of this Policy, which shall be assessed by the Company in accordance with the terms and conditions of this Policy.

淘气娃娃

回复 23# GeMan


可以用华语大概解释一下吗？

jackson73

GeMan。。请问你所说的大东方医药卡Extra49的业务决策，是适用于所有大东方的医药保险吗?那在什么情况之下才可以动用到它而不会被索取二十巴仙的共同保险金呢？？？

GeMan

GeMan。。请问你所说的大东方医药卡Extra49的业务决策，是适用于所有大东方的医药保险吗?那在什么情况之下才 ...
jackson73 发表于 13-7-2010 08:51 PM

--请问你所说的大东方医药卡Extra49的业务决策，是适用于所有大东方的医药保险吗?
##
executive second opinion （有 49 个特定疾病），只有 GMC 及 GMC２ 单一医药卡 拥有。 其它医药卡没有。


--那在什么情况之下才可以动用到它而不会被索取二十巴仙的共同保险金呢？？？
##
executive second opinion 是一生只有一次的服务，没有征收任何费用。

病人患上 特定的４９种疾病中的一种，如果觉得需要国外specialist医生的意见，就把此意愿告诉保险公司，由保险公司安排国外医生的意见。