马来西亚70%回教徒，却只有EPF却只有10%在清真account

坏孩子1989

当然，回教徒大部分都相对低收入，但估计也很多回教徒知道有清真选择，却不要convert

SK dividend’s purification rate for 2020 is 69% of the amount of dividends credited to the member’s account.

我在FAQ里面看到这一句
非清真EPF里面，69%的收入都不是清真的

In Islam, property acquired by means that are not Shariah-compliant, such as usury, ambiguous transactions, gambling, fraud, robbery, plunder, corruption, etc is illegal and cannot be used for personal gain and benefit and must be purified through the following methods:

Channelled to Baitulmal for the general public interest of Muslims such as for funding the construction or maintenance of bridges, roads, toilets, etc; or
Given to the poor.

所以，对那些很忠诚的回教徒来说，其实convert了，拿比较低的利息也是ok的
因为非清真的收入，要purify，扣掉69%，剩下的都没什么了。。。。
难怪政府没有强迫清真account派更高的利息。。。
其实疫情年，我还以为清真EPF会赚更多钱，因为没有什么投资在旅游，酒店行业。。。

adelinewcm

今年EPF 派息差下