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发表于 18-4-2017 02:30 PM
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以下是六個拿到批准的公司。大家要看清楚了。可是上網找找這些公司的資料才去他們的官網。不要亂亂click link。。。
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1.B2BFinPAL
B2BFinPal is a subsidiary of B2B Commerce (M) Sdn Bhd. The parent company develops and distributes cloud-based solutions for supply chain management. According to its website, some of its customers include Giant, Tesco and Aeon. On the P2P lending business, B2B FinPal is aiming to attract high net worth individuals as investors in the platform.
2.Ethis Kapital
Operated by Singapore-based Ethis Ventures, Ethis Kapital aims to target the Islamic market. Its sister companies, such as Ethis Crowd, Kapital Boost, Global Waqaf platform and Muslim Women Tech platform, are serious social enterprise players in the Islamic crowdfunding platform. Although the platform will be used to fund SMEs which are Islamic, it is open to all investors looking to take part in sustainable investing.
3.FundedByMe Malaysia
FundedByMe, based in Sweden, is the largest equity crowdfunding platform in Scandinavia. Looking to fill in the financing void in Malaysia, the company is also a registered equity crowdfunding operator since this year. Having obtained its P2P license, FundedByMe Malaysia seems poised to end this year with a positive note as its second equity campaign involving a homegrown startup – iTalent – was overfunded by 323%.
4.ManagePay Services
ManagePay is a homegrown company listed in the ACE market of Bursa Malaysia Stock Exchange. Currently, it derives its majority of its revenue from payment solutions and services.
5.Modalku Ventures
Modalku Ventures operates under Funding Societies which is an already established Singapore based P2P platform. Tapping on its growing momentum in Singapore, Modalku Ventures was also launched in Indonesia in the beginning of 2016. According to crowdfundinsider.com, the platform has thus far provided more than 200 business loans worth S$16 million to SMEs in Singapore and Indonesia.
6.Peoplender
Peoplender is a newly incorporated company. Upon securing the license to operate P2P lending platform, it is looking to specialize in microfinancing in which investors may only need to contribute a minimum of RM50 to kick start his/ her investment.
Conclusion
The P2P lending platforms will soon be operational in 2017. Being one of the trending fintech ideas in the world today, many are expecting the P2P lending to make a huge statement in the financial service industry in Malaysia as banks nowadays tend to live prudently in light of increasing regulatory pressure and gloomy economic outlook. In the face of tightening credit condition, P2P lending does help fill the financing void in SME sector and satiate investor appetite. |
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