|
发表于 29-1-2015 02:12 PM
|
显示全部楼层
PayPal vs iPay88
-----------------------
Paypal
---------
Pro:
- Easy signup (via website)
- No setup & maintenance Fee
- Good for oversea market (western countries). Support major foreign currencies.
Con:
- Very expensive (4% + RM2) per transaction
- Protection to customer.
- Non 3D Secure for Credit Card transaction
- Only support Credit Card (online banking contribute around 50% of online payment)
- Payment restrictions if company is not verify
- No sales person to support (face to face)
iPay88
---------
Pro:
- Support comprehensive online payment options (Credit Card, M2U, CIMBClick, RHB, Hong Leong .......)
- 3D Secure processing for Credit Card (fraud liability is on card holder)
- Merchant has more protection from fraud
- Local support in term of sales person and technical
- Low transaction fee compare to Paypal (3% or lower for SME)
Con:
- charge setup cost
- multi-currency (USD, EUR ...) need to signup another package and got 20% hold back.
|
|