有使用OCBC Titanium 5% + 3%的请注意。

大棵呆

透过他们的ocbc internet banking 付还指定账单可享有5% + 3%的优惠，而这项优惠止於12月31日。尔后呢只有5%而已。
我在想，一些我们非还不可的账单如TNB，行动电话等，我们可以在这日期前预还一笔下去，当然，我不是说还十仟八仟，可能可以还个五，六佰块进去。（视个人的能力而定，还几仟进去等下个月账单来还不起卡费就得不偿失了。）

如果我们的TNB一个月平均150块，我们还600块，就可以多回扣 600 x 3% = 18块，就算说600块你放银行，也只不过拿个一两块钱的利息而已。


这笔多还的钱，也足够让你顶4个月不用还TNB。

我会考虑这么做，你们呢？

luichaiyen

酱都给你想到，哈哈。。。

plus-9

听起来好像是可行的
不如直接打去customer service 问一问？

~@Star@~

不错的提议 。。。

不过要预算 一笔钱来还。。。

阿航

好像是好主意, 有人問過嗎?

有点想发达

透过他们的ocbc internet banking 付还指定账单可享有5% + 3%的优惠，而这项优惠止於12月31日。尔后呢只有5 ...
大棵呆 发表于 25-11-2010 12:20 PM

想必大家可能有所误解。此3%rebate是指saving account or current account，不是via credit card account。所以说，就是只有3%。不如直接去centre直接刷卡拿5%比较值得啦~

http://www.ocbccards.com.my/promoInternetBankingTNC.html

4.

Rebate 4.1 Rebate of 3% (three percent) will be computed based on amount paid for the selected bills during the campaign period and subject to maximum rebate amount of RM200 per customer for the whole campaign period. 4.2 Rebate will be credited into customer account as a single payment within 30 days after the campaign ends. Rebate payment will be forfeited for customers who no longer have any active credit card, savings or current (individual or joint) accounts at time of rebate crediting. 4.3 OCBC reserves the right to credit the rebate into Credit Card, Savings or Current account. Where available, rebate will be credited based on the following account priority: OCBC Credit Card Personal OCBC Savings or Current Account (non joint account) Joint OCBC Savings or Current Account (non corporate) Example: Mr Customer performs a total of RM5,000 bill payment over OCBC Internet Banking between 29 Sep 2010 and 31 Dec 2010. He had used his OCBC Joint Current Account and Personal Savings Account to pay for the various bills. At 3%, total rebate calculated is RM150. Mr Customer should expect to receive RM150 rebate credited into his OCBC Personal Savings Account at the end of the Campaign Period. Ms Customer performs a total of RM8,000 bill payment over OCBC Internet Banking between 29 Sep 2010 and 31 Dec 2010. She had used her OCBC Credit Card and Individual Savings Account to pay for the various bills. At 3%, total rebate calculated is RM240. Ms Customer should expect to receive RM200 rebate in her OCBC Credit Card at the end of the Campaign Period. (Maximum rebate per customer is RM200).

my_cat

想必大家可能有所误解。此3%rebate是指saving account or current account，不是via credit card accou ...
有点想发达 发表于 25-11-2010 11:19 PM

我看误解的人是你吧。T&C写很清楚了，只要用online banking还bill,不管是用saving account or current account or
credit card还，都有3%。用titanium card的话，还utility bill/telco有5%，其他1%.
不过可惜的是用credit card还的payee list不多。

luichaiyen

想必大家可能有所误解。此3%rebate是指saving account or current account，不是via credit card accou ...
有点想发达 发表于 25-11-2010 11:19 PM

    请看清楚 T & C 才发表哦，不然会误人子弟的。。。

~@Star@~

想必大家可能有所误解。此3%rebate是指saving account or current account，不是via credit card accou ...
有点想发达 发表于 25-11-2010 11:19 PM

看来你没有看清楚。。。。


4. Rebate
4.1 Rebate of 3% (three percent) will be computed based on amount paid for the selected bills during the campaign period and subject to maximum rebate amount of RM200 per customer for the whole campaign period.
4.2 Rebate will be credited into customer account as a single payment within 30 days after the campaign ends. Rebate payment will be forfeited for customers who no longer have any active credit card, savings or current (individual or joint) accounts at time of rebate crediting.
4.3 OCBC reserves the right to credit the rebate into Credit Card, Savings or Current account. Where available, rebate will be credited based on the following account priority:

a)OCBC Credit Card

b)Personal OCBC Savings or Current Account (non joint account)

c)Joint OCBC Savings or Current Account (non corporate)

Example:
i) Mr Customer performs a total of RM5,000 bill payment over OCBC Internet Banking between 29 Sep 2010 and 31 Dec 2010. He had used his OCBC Joint Current Account and Personal Savings Account to pay for the various bills.
At 3%, total rebate calculated is RM150. Mr Customer should expect to receive RM150 rebate credited into his OCBC Personal Savings Account at the end of the Campaign Period.
i
i) Ms Customer performs a total of RM8,000 bill payment over OCBC Internet Banking between 29 Sep 2010 and 31 Dec 2010. She had used her OCBC Credit Card and Individual Savings Account to pay for the various bills.
At 3%, total rebate calculated is RM240. Ms Customer should expect to receive RM200 rebate in her OCBC Credit Card at the end of the Campaign Period. (Maximum rebate per customer is RM200).

alexseowky

优惠到今年?ge保险也是一样?

my_cat

优惠到今年?ge保险也是一样?
alexseowky 发表于 26-11-2010 10:31 AM

保险没有3%，请看T&C。

江湖

有了 类似的贴子。。
此帖关闭。。 请集中讨论

yellowzai

lz我没能力拥有这张卡啊！你在晒命吗？？

大棵呆

有一点我还要提醒大家，由於顶限是每月200块，要注意下己经用了的限额多少了，如果总共是8%的话，预还2000块就占了160块的回扣了，还剩40而已。大家千万别真的hook 三几仟块进去，不但没有多得，更苦了下个月还卡账。

~@Star@~

还有一点就是这8%是用3个月的总数来 累积 的 。。

~@Star@~

有一点我还要提醒大家，由於顶限是每月200块，要注意下己经用了的限额多少了，如果总共是8%的话，预还2000块 ...
大棵呆 发表于 27-11-2010 12:26 AM

不是 每月 ， 是用3个月的累积来 计算 的。。。

my_cat

有一点我还要提醒大家，由於顶限是每月200块，要注意下己经用了的限额多少了，如果总共是8%的话，预还2000块 ...
大棵呆 发表于 27-11-2010 12:26 AM

顶限200块是给3% （现在开始到31/12共200）， 5%的顶限是要看Titanium卡的，31/12前是rm100。

大棵呆

顶限200块是给3% （现在开始到31/12共200）， 5%的顶限是要看Titanium卡的，31/12前是rm100。
my_cat 发表于 27-11-2010 09:04 AM

不是 每月 ， 是用3个月的累积来 计算 的。。。
~@Star@~ 发表于 27-11-2010 08:35 AM

原来我搞错了。
换句话说，如果我一次都没用过，我单单12月份就可以刷 RM6666 块了罗？

= 6666 / 3% = RM200

（不过，也没这个能力去刷那么多啦）

my_cat

原来我搞错了。
换句话说，如果我一次都没用过，我单单12月份就可以刷 RM6666 块了罗？

= 66 ...
大棵呆 发表于 29-11-2010 05:20 PM

但是你的Titanium的5%每个月只能cap到rm100，大概是rm2000，你刷 RM6666，你5%那边就吃亏了。
所以结论是每个最多能刷rm2000。

大棵呆

但是你的Titanium的5%每个月只能cap到rm100，大概是rm2000，你刷 RM6666，你5%那边就吃亏了。
所以结论 ...
my_cat 发表于 29-11-2010 05:25 PM

哈~~ 说得也是，真的是环环相扣，不可不察也。