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意外保险-高保额，低保费（Discount 60%）再次促销Extended至30/6/09
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AIA Anniversary PA（Discount/折扣60%）再次促销Extended至30/6/09 due to overwhelming market demand市场热烈的需求
| Accident protection, Worldwide 24-hr Coverage
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Benefits
惠益
| Sum Assured (RM)
| Plan 300
| Plan 500
| Plan 1000
| Accidental Death and Dismemberment Benefit
意外死亡与残肢惠益
- Loss of life
丧失生命，将赔偿保额 - Dismemberment or loss
残肢或损伤 - Permanent total disability
永久及完全残废
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300,000
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500,000
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1,000,000
| Medical Reimbursement
医药补偿惠益
Inpatient or Outpatient medical expenses per accident within 52 weeks
住院及门诊治疗医药费用
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4,000
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5,000
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10,000
| Accident Hospital Benefit (per day)
意外住院惠益
Daily income for hospital admission at least 6 consecutive hours up to max 365 days
每次因意外住院治疗至少连续6小时，每日赔偿长达最高365天
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150
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150
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300
| Annual Premium (Class 1 & 2)
| RM321*
| RM493* | RM986*
| Annual Premium (Class 3 & 4)
| RM540*
| RM824*
| RM1,648*
| Semi Annual Premium (Class 1 & 2)
| RM163.71*
| RM251.43*
| RM502.86*
| Semi Annual Premium (Class 3 & 4)
| RM275.40*
| RM420.24*
| RM840.48*
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 Stephanie 012.3536 331 |
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发表于 13-9-2009 12:07 AM
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楼主 |
发表于 13-9-2009 01:53 AM
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回复 2# jutamind 的帖子
这个plan是promotional plan。 不是时常有的卖，没包括全家人。
AIA还有Family Plan包括全家人， 保60K至600K。 |
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发表于 13-9-2009 07:01 AM
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discount 60% 都还贵过我别的保险公司没有discount的价钱.
LZ如果是要推销AIA这个保险, 估计可以 "吃风" 了. |
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发表于 13-9-2009 10:32 AM
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价钱那里*是什么意思，
还有这plan 是保证续保吗?
(如果一个人后期有了高血压，也有了心脏病，请问有exclusion) 吗? |
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发表于 13-9-2009 10:41 AM
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楼主 |
发表于 13-9-2009 11:30 PM
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回复 5# kteng7739 的帖子
价钱那里*是什么意思
还没加RM10 stamp duty。
这plan 是保证续保至到75岁。
(如果一个人后期有了高血压，也有了心脏病，请问有exclusion) 吗?
这是意外保险，保事情意外发生原因。不用medical check up。没有exclusion。 |
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楼主 |
发表于 14-9-2009 12:19 AM
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Family PA
AIA FAMILY PA
Spouse: 100% of the Insured Coverage
Children: 50% of the Insured Coverage | | Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | | Accidental Death Benefit | 30,000 | 50,000 | 100,000 | 200,000 | 300,000 | | Accident Living Benefit (TPD) | 60,000 | 100,000 | 200,000 | 400,000 | 600,000 | | Medical Reimbursement Benefit | 3,000 | 5,000 | 8,000 | 10,000 | 12,000 | Disability Allowance
(Assured only) – per year for max 10 years | 6,000 | 10,000 | 12,000 | 18,000 | 24,000 | Payor Benefit
(Assured only) | Waiver | Waiver | Waiver | Waiver | Waiver |
| Annual Premium (RM) | Class 1 & 2 | Class 3 & 4 | Plan | Self & Children | Self & Spouse | Whole Family | Self & Children | Self & Spouse | Whole Family | 1 | 183.00 | 201.00 | 261.00 | 249.00 | 267.00 | 327.00 | 2 | 305.00 | 335.00 | 435.00 | 415.00 | 445.00 | 545.00 | 3 | 545.50 | 602.00 | 789.50 | 733.50 | 790.00 | 977.50 | 4 | 969.50 | 1,072.00 | 1,409.50 | 1,276.50 | 1,379.00 | 1,716.50 | 5 | 1,393.50 | 1,542.00 | 2,029.50 | 1,819.50 | 1,968.00 | 2,455.50 | | | | | | | | | | | |
Entry age: 16 – 70 years old (Assured & Spouse) Renewable to age 75
: 1 month – 18 years old [Dependent/unmarried child(ren) renewable to age 23] |
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发表于 14-9-2009 12:20 PM
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回复 8# s6383y 的帖子
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AIA Family PA有包括accident hospital benefi/personal liability吗？什么是disability allowance？ |
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楼主 |
发表于 14-9-2009 01:02 PM
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Disability Allowance: 1。In addition to payment of the Accident Living Benefit, you will receive the (applicable to Assured only) amount shown in the Table of Benefits each year, for a maximum of 10 years, if you suffer the following loss or disability as the result of the accident within 365 days of your accident: Permanent total disability Permanent total loss of sight of both eyes or one eye; Permanent total loss of speech and hearing; Loss of or the permanent total loss of use of two limbs or one limb; Permanent and incurable insanity; or Total paralysis.
2。This benefit is only payable provided the benefits under Accident Living Benefit is payable. It is also subject to your continued disability throughout the payment period. 加Renewal Bonus For each year that you renew your policy, you/your spouse/your child will receive a 5% Renewal Bonus on the amount of cover for the Accident Living Benefit。 A maximum of RM300,000 of the total original amount of cover (including all your/your spouseʼs/your childʼs AIA personal accident policies that provide Renewal Bonus) is eligible for this Renewal Bonus. - This bonus will be added to the total amount of cover for the Accident Living Benefit for up to eight policy years.
AIA Family PA没有包括accident hospital benefi/personal liability。
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发表于 14-9-2009 01:59 PM
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发表于 15-9-2009 11:01 AM
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原帖由 s6383y 于 13-9-2009 11:30 PM 发表 
价钱那里*是什么意思
还没加RM10 stamp duty。
这plan 是保证续保至到75岁。
(如果一个人后期有了高血压，也有了心脏病，请问有exclusion) 吗?
这是意外保险，保事情意外发生原因。不用medical check up。没 ...
很好笑。。
很多人都把'保证续保',和 ‘续保致‘ 搞糊涂了..
如果你的保单是yearly renew. not guranteed renew,type 当发生事情时，就会有争论性的事
如果照你这么说。
买pa 保单，为什么要填health question...
eg: 当一个人有心藏病，没有如实填写，试试想想，当他发生事情时。。看insurance company 会给你什么。。。。。。。 |
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发表于 15-9-2009 11:37 AM
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原帖由 kteng7739 于 15-9-2009 11:01 AM 发表 
很好笑。。
很多人都把'保证续保',和 ‘续保致‘ 搞糊涂了..
如果你的保单是yearly renew. not guranteed renew,type 当发生事情时，就会有争论性的事
如果照你这么说。
买pa 保单，为什么要填health ...
坦白讲，我不明白什么是把'保证续保',和 ‘续保致“？ 大大可以解释吗？ |
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发表于 15-9-2009 01:48 PM
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原帖由 lewince312 于 15-9-2009 11:37 AM 发表 
坦白讲，我不明白什么是把'保证续保',和 ‘续保致“？ 大大可以解释吗？
当你投保一份报险，假如是‘保证续保'，几年后如果你身体健康有问题时，insurance company 还是让你续保(不会有附加条件，一切照旧的term and condition  )
续保致就是讲，当你健康没问题时，insurance还是让你投保，但如果健康有问题时，就可以不让你投保，还是附加条件,loading exclusion
eg:医药保险，当一个人后期有糖尿病时，就会发生这样的情况。。。。 |
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楼主 |
发表于 17-9-2009 08:54 PM
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原帖由 kteng7739 于 15-9-2009 11:01 AM 发表
很好笑。。
很多人都把'保证续保',和 ‘续保致‘ 搞糊涂了..
如果你的保单是yearly renew. not guranteed renew,type 当发生事情时，就会有争论性的事
如果照你这么说。
买pa 保单，为什么要填health ...
当一个人有心藏病，没有如实填写，试试想想，当他发生事情时。。看insurance company 会给你什么。。。。。。。
保险公司会跟医生的诊断，是因为意外而有写“ACCIDENT”这个字，及使受害者有心藏病。
Personal Accident plan（PA）是保意外事情发生，在保单也没问什麽疾病。Claim based on medical report. |
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