我想申请信用卡，请问现在有哪些好的promotion?

D.n.A

我准备cancel我的citibank， 然后申请其他公司的信用卡。
请问现在有哪些好的free gift和promotion?

dannyng1984

应该去问问我们这里的蚊姐

Evolution^_^

standardchatered

ahingo

信用卡不要看一时的promotion
最重要要好用
你可以申请一个local bank一个外国bank...
local bank 好像 public bank, CIMB这些都可以,这个方便你在国内买东西可以享有0% installment
其他尼可以试下 hsbc, ocbc，standradchartered,方便去外国买东西用or网上购物

MUFC

听说外国bank都没有free for life？？？

要给年费

ahingo

他没有free for life
但是有首年都是免费的，要是信用好，经常用，一般去到第二年，他也为了要留住你，会给你waived掉，可以问下。

小蚊子

很多没有Officially免年费的其实也不难Waive
就比如说Citibank, SCB这些外资银行 打个电话去 就Waive给你了
要完全免年费的 就拿本地银行 EON Bank，Alliance Bank，Hong Leong Bank这些
只要你达到他们的target就免年费

看你要怎样的卡而已 年费不是个大问题
来我的帖子或者部落格参观下
One Stop 信用卡/EPP/個人貸款申請（#776渣打銀行SCB最新的Offer 申請卡有回扣哦）  

D.n.A

打算下个月ｃａｎｃｅｌ掉ｃｉｔｉｂａｎｋ　ｃａｒｄ，　
结果这个月收到他们的ｇｏｌｄ　ｃａｒｄ．　
所以先ｋｅｅｐ　着ｇｏｌｄ　ｃａｒｄ，　把普通卡ｃａｎｃｅｌ掉。

振益

cimb 银行的 direct axcess 的优惠蛮不错：
1，汽油回扣，任何一间油站
2，pendrive 2G

记得从网站下载，别用cimb 银行的表格。

yukicyan

b4申请别间银行的信用卡，请保留着一张用了超过一年的卡,n limit高的。
那么就可用那张卡去申请新的卡，手续方便得多呢。

振益

*FREE 2GB Pendrive
upon 1st usage of your Direct Access MasterCard
within 1 month from credit card approval date!
Promotion ends 31 March 2009.

http://www.directaccess.com.my/pdf/DA%20MGM%20Eform_new.pdf

kreuz85

老實說....消費人再如何精明.....也是會虧給銀行的...銀行每次推出一個所謂的"promotion"前都經過了周詳策劃.......他們的精算師可不是蓋個......


信用卡只要覺得適合自己就好,幾張就夠....沒必要申請多多!!!

pxm8177

最重要免年费。。。。。。。。。。。

loongbhd

现在的 HLB MTV 信用卡，要年费的吗？
有像CIMB的汽油回扣，任何一间油站吗？
要达到他们的什么target吗？

blackcat98

HLB是小器銀行之一,credit limit給不多,優惠不怎樣

wh_chin2

maybank petronas visa......free for life...打PETRONAS油５倍积分

bigfish2001

CIMB Petronas 的Credit Card 不好用，due date 忘記還钱，会凍結卡:@ :@ :@ :@

bigfish2001

還是Directaccess好用！

Eunicecyw

那要看你有什么需求了，每一张卡都有不同的优惠。其实annual free不是最主要的问题了。比如在petrol上有cash rebate的有Citibank的Shell卡在Shell油站有cash rebate，RHB的Travel Money每一家油站都有cash rebate, CIMB在petronas有cash rebate, Maybank在petronas有point, Chartered在BHP有cash rebate.如果普通消费有cash rebate的有Alliance Bank, Hong Leong Bank, Public Bank等等。。。最主要是看你需要哪种优惠，有问题可以找我啊。

振益

http://fortunesense.blogspot.com ... pumpimg-credit.html

Cash Rebate for Fuel Pumping Credit Cards or Debit Cards
| Financial Cards | 2 comments »

Credit Cards

- Shell Citibank Gold Visa offers 2.5% cash rebate to fuel pumping in SHELL petrol stations

- Shell Citibank Classic Visa offers 1.5% cash rebate to fuel pumping in SHELL petrol stations

- CIMB Petronas Master Card offers 5% rebate on every 1st day of the month and 2%
rebate on other days for fuel pumping in PETRONAS petrol stations. 5% rebate is applicable till 31 October 2009. The rebate is capped to a maximum spending of RM200 or rebate of RM10 on every 1st day of the month SUBJECT to a maximum spending of RM2,500 or rebate of RM50 per card per month.

- Direct Access Master Card - Direct Access 5% Rebates on Petrol (Update)
From 1st July of 2009 to 31st December, Direct Access World, Platinum or Gold Master Card offers a 5% rebate at any petrol station on the 1st of every month and 2% rebate on all other days. The rebate is capped at a maximum spending of RM200 or rebate of RM10 on every 1st day of the month. Besides, it is subject to a maximum spending of RM2,500 or rebate of RM50 per monthly statement.

- UOB ONE Visa Card offers 2% cash rebate to fuel pumping in BHPetrol petrol stations

- Standard Chartered Motorist Club Visa Card offers 2% cash rebate to fuel pumping in BHPetrol petrol stations

- Standard Chartered Limited Edition ATM & Debit MasterCard from Saadiq$aver-i account offers 7% cash rebate at all petrol stations in Malaysia up till 30 June 2009 (max. RM1,400 per month).

- Standard Chartered JustOne MasterCard Titanium offers 5% cash rebate for Friday and 2% cash rebate from Saturday to Thursday for fuel pumping in Shell, Mobile and Caltex.

-RHB Travel Money Master Card offers 5% cash rebates for petrol purchases made on every first weekend of the month and 2% cash rebates for petrol purchases on other days. Valid from 16 February 2009 to 30 June 2009. Subject to a maximum rebate of RM60 per principal card member per month for petrol spending.

Ambank - Ambank Credit Card 10% Cash Back Promotion on Wednesday
- 10 % cash back rebate on Wednesday and 5% cash back rebate on other days . The participating petrol stations are ESSO, Mobil, Caltex, Petronas, Shell and BHP. Maximum per card holder is RM 50. The monthly payout pool is limited to RM 100 000 per month. Assuming that each card holder has a maximum cash rebate of RM 50 per month. 2000 card holders will use up the RM 100 000 payout pool.

At this moment, the highest cash rebate is the Ambank 10 % cash rebate on Wednesday.

If you have other cards that offer the cash rebate for fuel pumping and it is not listed here, feel free to inform.

Updated : 1 July 2009